☰

Home›
Banks›
Tri-Valley Bank

iAdvertiser Disclosure

Tri-Valley Bank Rates & Review May 2026

Q: How many branches does Tri-Valley Bank operate?

Tri-Valley Bank currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Tri-Valley Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Tri-Valley Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 11, 2026

You can compare Tri-Valley Bank rates to other rates in our database, including 12-month CD rates currently at 1.44%, 6-month CD rates at 2.02% and 3-month CD rates at 2.02%. Savings rates are at 0.50% and money market rates are at 0.60%. Mortgage rates on 30-year fixed loans are around 5.73%. All these rates can be compared to Tri-Valley Bank rates. MonitorBankRates evaluates the financial stability of Tri-Valley Bank with a 4.0 Star Rating, an B Overall Health Grade, and a Texas Ratio of 11.12%. Rates were last updated on 05/11/2026.

Tri-Valley Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Tri-Valley Bank? Share your experience about Tri-Valley Bank by leaving a review below, or read customer reviews before you decide to use Tri-Valley Bank.

Overall Health & Safety Grade

Solid Health Score: 85/100

MonitorBankRates Rating

4.0

Excellent Out of 5.0 Stars

Texas Ratio

11.12%

Excellent Higher than avg

Tri-Valley Bank

104 S Main St
Randolph, IA 51649

https://www.tri-valleycenters.com

Current Rate Availability

We do not have Tri-Valley Bank rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Tri-Valley Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Tri-Valley Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Tri-Valley Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Tri-Valley Bank

FDIC Certificate # 12417

Address 104 S Main St, Randolph, IA 51649 · Fremont

Website https://www.tri-valleycenters.com

Established 01/01/1917

FDIC Insurance Date 01/01/1934

Domestic Offices 4

Total Branches 4

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 85/100

4.0

Excellent Out of 5.0 Stars

11.12%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.6232%

Return on Equity (ROE) 11.5700%

Non-Performing Loans (NPL) 0.58%

Total Assets $80,320,000

Total Deposits $74,602,000

Equity Capital $4,841,000

Net Income $-742,000

Headquarters Randolph

Total Offices 4

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

There are no reviews for Tri-Valley Bank yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Tri-Valley Bank

Frequently Asked Questions About Tri-Valley Bank

How many branches does Tri-Valley Bank operate?

Tri-Valley Bank currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Tri-Valley Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Tri-Valley Bank provides members with tools to manage their accounts and build a solid financial history.

Does Tri-Valley Bank offer online and mobile banking?

Most modern institutions like Tri-Valley Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tri-valleycenters.com.