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The Police Credit Union Rates & Review March 2026

The Police Credit Union's Special 9 Month CD rates are at 2.81%, 60 month 5 Year CD rates are at 2.63%, 48 month 4 Year CD rates are at 2.53%, Special 18 Month CD rates are at 2.50%, 36 month 3 Year CD rates are at 2.48%. The Police Credit Union's savings rates are at 0.05%. The Police Credit Union's Personal Loan Rates are at 3.24%. MonitorBankRates evaluates the financial stability of The Police Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.59%. Rates were last updated on 03/15/2026.

The Police Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Police Credit Union? Share your experience about The Police Credit Union by leaving a review below, or read customer reviews before you decide to use The Police Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.59%
Excellent Lower than avg
The Police Credit Union
THE POLICE CREDIT UNION
1250 Grundy Ln
SAN Bruno, CA 94066
https://www.thepolicecu.org
Member NCUA

The Police Credit Union CD Rates

Product Rate APY Term View More
Special 9 Month Certificate 2.77% 2.81%
Min Balance $500
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%
60 month 5 Year Certificate 2.60% 2.63% 60 Months
Min Balance $500
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%
48 month 4 Year Certificate 2.50% 2.53% 48 Months
Min Balance $500
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%
Special 18 Month Certificate 2.47% 2.50%
Min Balance $500
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%
36 month 3 Year Certificate 2.45% 2.48% 36 Months
Min Balance $500
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%
>730 days 2 Year Bump Up Certificate 2.20% 2.22% >730 days
Min Balance $500
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%
24 month 2 Year Certificate 2.20% 2.22% 24 Months
Min Balance $500
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%
2-Year Bump Up Certificate 2.20% 2.22%
Min Deposit $500
Details One time bump allowed during the account term; Upon maturity, rolls into 2 Year Certificate; New money only; Not available for IRA Certificates
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%
6 Month Certificate 2.10% 2.12% 6 Months
Min Balance $500
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%
12 month 1 Year Certificate 2.05% 2.07% 12 Months
Min Balance $500
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%
3 Month Certificate 0.85% 0.85% 3 Months
Min Balance $500
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%

The Police Credit Union Savings Rates

Product Rate APY View More
Savings Account 1.45% 1.46%
Min Balance $250,000
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%
Savings Account 1.25% 1.26%
Min Balance $150,000
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%
Savings Account 1.00% 1.01%
Min Balance $100,000
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%
Savings Account 0.85% 0.85%
Min Balance $50,000
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%
Savings Account 0.55% 0.55%
Min Balance $15,000
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%
IRA Savings+ 0.05% 0.05%
Min Balance $100
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%
Savings Account 0.05% 0.05%
Min Balance $2,500
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%

The Police Credit Union Checking Rates

Product Rate APY View More
Checking Account 0.05% 0.05%
Min Deposit $25
Min Balance $25
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%

The Police Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loan - - 4.94%
Details As Low As
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%

The Police Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 3.24%
Details As Low As
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%
Personal Loan - 3.74%
Details As Low As
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%
Personal Loan - 4.24%
Details As Low As
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%
Personal Loan - 7.24%
Details As Low As
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%
Personal Loan - 7.74%
Details As Low As
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%
Personal Loan - 8.24%
Details As Low As
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%
Personal Loan - 8.49%
Details As Low As; (amounts $20,001-$35,000)
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%
Personal Loan - 9.24%
Details As Low As; (amounts $35,001 and over)
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%
Personal Loan++ - 9.34%
Details As Low As
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%
Personal Loan++ - 9.84%
Details As Low As
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%
Personal Loan++ - 10.54%
Details As Low As; $15k & over
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.59%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for The Police Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather The Police Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with The Police Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name The Police Credit Union
Address 1250 Grundy Ln, SAN Bruno, CA 94066
Phone 415-564-3800
Fax 415-564-5519
President STEVE TACCHINI
CEO EDDIE YOUNG
Full-Time Employees 133
Part-Time Employees 1
Branch Locations 5
ATM Locations 6
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.59%
Return on Assets (ROA)
-0.0492%
Return on Equity (ROE)
-0.4086%
Non-Performing Loans Ratio (NPL)
0.37%
Total Assets
1,058,791,956
Total Amount of Shares and Deposits
940,013,038
Total Shares and Deposits < 1 Year
890,333,821
Total Shares and Deposits 1 3 Years
39,557,122
Total Shares and Deposits > 3 Years
10,122,095
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
109,587,637
Total Uninsured Shares and Deposits > $250K (F+J)
109,587,637
Total Insured Shares and Deposits > $250K (item 17 less item K)
830,425,401
Total Interest Expense (Sum of items 6 8)
9,833,802
Share Certificates
5,964
Number of Accounts for Share Drafts
27,888
IRA KEOGH Accounts
1,751
Number of Accounts for Regular Shares
46,420
All other shares
22
Money Market Shares
1,756
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
198,592,673
Total Liabilities
954,173,517
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About The Police Credit Union

Is The Police Credit Union a safe place to deposit money?

Yes, The Police Credit Union is considered a safe financial institution. With a Texas Ratio of 1.5922070714759%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does The Police Credit Union operate?

The Police Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join The Police Credit Union?

Yes, to access services at The Police Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, The Police Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, The Police Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does The Police Credit Union offer online and mobile banking?

Most modern institutions like The Police Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.thepolicecu.org.

Current The Police Credit Union Rates

  • 12-Month CD2.07%
  • 18-Month CD2.50%
  • 24-Month CD2.22%
  • 60-Month CD2.63%
  • Savings0.05%
Retrieved from our database of financial products. Rates subject to change.