FNB of Germantown CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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FNB of GermantownToday's 12-month CD rates can be found at 2.25%, 6-month CD rates at 0.05% and 3-month CD rates at 0.81%. Current savings rates are at 0.15% and money market rates are at 0.35%. Mortgage rates today on 30-year fixed loans are around 6.67%. Credit Card rates are at 8.90%. Personal Loan rates are at 13.90%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to FNB of Germantown CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from FNB of Germantown, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with FNB of Germantown CD rates. You can also compare FNB of Germantown savings rates, MMA rates and mortgage rates using our other rate lists.

FNB of Germantown money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FNB of Germantown? Share your experience about FNB of Germantown by leaving a review below, or read customer reviews before you decide to use FNB of Germantown.

FNB of Germantown Texas Ratio

FNB of Germantown's Texas Ratio is at 1.26%, which is considered excellent. The Texas Ratio for FNB of Germantown is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, FNB of Germantown is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
FNB of Germantown
17 N Main St
Germantown, OH 45327
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare FNB of Germantown Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Touchmark Bank
Touchmark Bank
12-Month CD (Jumbo)
4.15%
$100,000
Prime Alliance Bank
Prime Alliance Bank
24-Month CD
4.11%
$500
Mid-America Bank
Mid-America Bank
12-Month CD
4.04%
$500
iGOBanking
iGOBanking
6-Month CD
4.00%
$1,000
ConnectOne Bank
ConnectOne Bank
7-Month CD
4.00%
$500
ESB Bank
ESB Bank
48-Month CD
3.85%
$10,000
Exchange Bank and Trust Company
Exchange Bank and Trust Company
24-Month CD
3.85%
$1,000
Glen Burnie MSB
Money Market Advantage
3.82%
$25,000
Bankwell Bank
Bankwell Bank
High Yield Money Market
3.75%
$100,000
Everence Trust Company
Everence Trust Company
12-Month CD
3.70%
$500
Ponce Bank
Ponce Bank
24-Month CD
3.50%
$1,000
AAA Federal Savings Bank
AAA Federal Savings Bank
48-Month CD
3.50%
$500
Sound Community Bank
Sound Community Bank
18-Month CD (with checking)
3.14%
$1,000
Farmers State Bank of Calhan
Farmers State Bank of Calhan
36-Month CD
3.07%
$500
Roxboro Savings Bank
60-Month CD
3.00%
$500
Blue Foundry Bank
Blue Foundry Bank
48-Month CD
3.00%
$1,000
Eclipse Bank
Eclipse Bank
12-Month CD
3.00%
$1,000
First State Bank Tahlequah, OK
First State Bank Tahlequah, OK
36-Month CD
2.86%
$1,000
FSB Louise, TX
FSB Louise, TX
36-Month CD
2.77%
$1,000
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
18-Month CD
2.77%
$1,000
Exchange Bank of Alabama
Exchange Bank of Alabama
36-Month CD
2.52%
$1,000
Mound City Bank
Mound City Bank
48-Month CD
2.49%
$2,500
First Commercial Bank, N.A.
First Commercial Bank, N.A.
24-Month CD
2.45%
$2,500
South Georgia Banking Company
South Georgia Banking Company
24-Month CD
2.32%
$1,000
Itasca Bank & Trust Co.
Itasca Bank & Trust Co.
18-Month CD
2.30%
$1,000
State Bank of Medora
State Bank of Medora
18-Month CD
2.27%
$500
Reliance State Bank
Reliance State Bank
48-Month CD
2.11%
$2,500
Halstead Bank
Halstead Bank
6-Month CD
2.02%
$2,500
National Bank of Malvern
National Bank of Malvern
Money Market
2.02%
$250,000
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
24-Month CD
1.71%
$500
Preferred Bank Rothville, MO
Preferred Bank Rothville, MO
36-Month CD
1.51%
$500
Champlain National Bank
Champlain National Bank
24-Month CD
1.41%
$500
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
Money Market
1.25%
$250,000
First Federal S&L Hazard, KY
First Federal S&L Hazard, KY
48-Month CD
1.00%
$1,000
Adirondack Trust Company
Adirondack Trust Company
High Peaks Money Market
1.00%
$200,000
United Minnesota Bank
United Minnesota Bank
Platinum Money Market
0.75%
$2,500
The Huntington National Bank
The Huntington National Bank
6-Month CD
0.50%
$1,000
Nevada B&T Co.
Nevada B&T Co.
Variable Rate Savings
0.50%
$50
BankWest Of Kansas
BankWest Of Kansas
36-Month CD
0.45%
$0
The Valley State Bank
The Valley State Bank
36-Month CD
0.40%
$500
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
Statement Savings
0.40%
$200
Machias Savings Bank
Machias Savings Bank
High Yield Savings
0.25%
$0
Queenstown Bank
Queenstown Bank
12-Month CD
0.25%
$500
Mifflinburg B&T CO.
Mifflinburg B&T CO.
Savings
0.15%
$0
First Horizon
First Horizon
6-Month CD
0.10%
$1,000
Manasquan Bank
Manasquan Bank
Anchor Checking
0.10%
$50
Metropolitan Bank
Metropolitan Bank
Money Market
0.05%
$2,500
WVS West View SB
WVS West View SB
Premiere Money Market
0.05%
$1,000
Canyon View Credit Union
Canyon View Credit Union
Primary Savings
0.05%
$10
Camden National Bank
Camden National Bank
Promise Savings
0.02%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 18, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5-Year ARM Jumbo
5.250%
4.753%
0.000
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
4.750%
5.507%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have FNB of Germantown rate data right now, check back for updates, we are adding rates all the time.

FNB of Germantown Information

FNB of Germantown
17 N Main St
Germantown, OH 45327
Montgomery
Established Date: 09/19/1863
FDIC Certificate #: 6592
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: MAIN STREET CAPITAL CO
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is FNB of Germantown FDIC Insured? Yes
What is FNB of Germantown's Cert number? 6592
What is the maximum amount for insured deposits? $250,000 per holder, per account

FNB of Germantown Financials

Total Assets:
$92,841,000
Total Deposits:
$83,484,000
Equity Capital:
$5,943,000
Domestic Deposits:
$83,484,000
Net Income:
$111,000
Return on Assets:
0.4408%
Quarterly Return on Assets:
0.4800%
Pretax Return on Assets:
0.6056%
Pretax Quarterly Return on Assets:
0.6100%
Return on Equity:
6.6800%
Quarterly Return on Equity:
7.4600%
Common Equity Tier 1 Capital Ratio:
16.0492%
Tier 1 Risk-Based Capital Ratio:
16.0492%
Leverage Tier 1 (Core Capital) Ratio:
8.8940%
Total Risk-Based Capital Ratio (YTD):
17.2195%
Total Interest Income (YTD):
3.8566%
 
 
Headquarters:
Germantown
FDIC Field Office:
Columbus
Regulator:
OCC
County:
Montgomery
# of Offices:
1
Metropolitan Statistical Area (MSA):
Dayton-Kettering, OH
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates today are higher as we expected since 10 year Treasury yields rallied yesterday on sightly positive economic news on GDP. Growth slowed down in the second quarter as expected but the markets rallied because the number didn't come in less than expected as many feared.
First Internet Bank of Indiana Savings 10K rates are now at 0.60 percent with a yield of 0.60 percent. View current Savings 10K rates at First Internet Bank of Indiana below.
Here is a list of the top 10 12 month CD rates our rate tables as of March 11, 2010:

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