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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Star One Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 15, 2026
Star One Credit Union's savings rates are at 3.51%. Star One Credit Union's 10-Year Fixed-Rate Mortgage rates are at 5.62%, 10-Year Fixed-Rate Mortgage - Conforming rates are at 5.62%, 10-Year Fixed-Rate Mortgage - Jumbo rates are at 5.62%, 30-Year 5/5 Adjustable-Rate Mortgage rates are at 5.38%, 30-Year 5/5 Adjustable-Rate Mortgage - Conforming rates are at 5.38%. Star One Credit Union's Personal Loan Rates are at 10.25%. MonitorBankRates evaluates the financial stability of Star One Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.72%. Rates were last updated on 03/15/2026. Star One Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Star One Credit Union? Share your experience about Star One Credit Union by leaving a review below, or read customer reviews before you decide to use Star One Credit Union. Star One Credit Union
Main Office Bordeaux 1306 Bordeaux Dr
https://www.starone.org Sunnyvale, CA 94089 1005 
Star One Credit Union Savings Rates
Star One Credit Union Money Market Rates
Star One Credit Union Checking Rates
Star One Credit Union Mortgage Rates
Star One Credit Union Home Equity & HELOC
Star One Credit Union Auto Loan Rates
Star One Credit Union Student Loan Rates
Star One Credit Union Credit Card Rates
Star One Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Star One Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Star One Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Star One Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Star One Credit Union
Website
https://www.starone.org
Address
1306 Bordeaux Dr,
Sunnyvale, CA 94089 1005
Phone
408-543-5202
Fax
408-543-5203
President
Melissa Henck
CEO
Gary Rodrigues
Full-Time Employees
259
Part-Time Employees
0
Branch Locations
6
ATM Locations
7
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.72%
Return on Assets (ROA)
0.2356%
Return on Equity (ROE)
1.5780%
Non-Performing Loans Ratio (NPL)
0.15%
Total Assets
8,980,742,252
Total Amount of Shares and Deposits
7,653,513,562
Total Shares and Deposits < 1 Year
7,230,465,491
Total Shares and Deposits 1 3 Years
423,048,070
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,666,299,156
Total Uninsured Shares and Deposits > $250K (F+J)
1,666,299,156
Total Insured Shares and Deposits > $250K (item 17 less item K)
5,987,214,406
Total Interest Expense (Sum of items 6 8)
181,680,225
Share Certificates
6,502
Number of Accounts for Share Drafts
95,622
IRA KEOGH Accounts
9,305
Number of Accounts for Regular Shares
173,691
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
350,593,961
Total Liabilities
7,753,272,552
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Star One Credit UnionIs Star One Credit Union a safe place to deposit money?Yes, Star One Credit Union is considered a safe financial institution. With a Texas Ratio of 0.72341349274318%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Star One Credit Union operate?Star One Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Star One Credit Union?Yes, to access services at Star One Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Star One Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Star One Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Star One Credit Union offer online and mobile banking?Most modern institutions like Star One Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.starone.org. Current Star One Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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