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 San Diego Firefighters Federal Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 11, 2026
San Diego Firefighters Federal Credit Union's CD & IRA 24 month rates are at 4.10%, CD & IRA 36 month rates are at 4.10%, CD & IRA 48 month rates are at 4.10%, CD & IRA 60 month rates are at 4.10%, CD & IRA 12 month rates are at 4.05%. San Diego Firefighters Federal Credit Union's savings rates are at 0.25%. San Diego Firefighters Federal Credit Union's money market rates are at 0.00%. San Diego Firefighters Federal Credit Union's Personal Loan Rates are at 4.19%. MonitorBankRates evaluates the financial stability of San Diego Firefighters Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.97%. Rates were last updated on 03/11/2026. San Diego Firefighters Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at San Diego Firefighters Federal Credit Union? Share your experience about San Diego Firefighters Federal Credit Union by leaving a review below, or read customer reviews before you decide to use San Diego Firefighters Federal Credit Union. San Diego Firefighters Federal Credit Union
San Diego Firefighters Federal Credit Union Main Office 4926 La Cuenta Dr
https://www.sdffcu.org San Diego, CA 92124 2609 
San Diego Firefighters Federal Credit Union CD Rates
San Diego Firefighters Federal Credit Union Savings Rates
San Diego Firefighters Federal Credit Union Money Market Rates
San Diego Firefighters Federal Credit Union Home Equity & HELOC
San Diego Firefighters Federal Credit Union Auto Loan Rates
San Diego Firefighters Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for San Diego Firefighters Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather San Diego Firefighters Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with San Diego Firefighters Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
San Diego Firefighters Federal Credit Union
Website
https://www.sdffcu.org
Address
4926 La Cuenta Dr,
San Diego, CA 92124 2609
Phone
800-973-3328
Fax
619-283-1725
President
Michael McCormick
CEO
Matthew Herbert
Full-Time Employees
15
Part-Time Employees
0
Branch Locations
2
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.97%
Return on Assets (ROA)
0.3596%
Return on Equity (ROE)
4.5752%
Non-Performing Loans Ratio (NPL)
0.17%
Total Assets
146,287,126
Total Amount of Shares and Deposits
134,660,439
Total Shares and Deposits < 1 Year
124,006,231
Total Shares and Deposits 1 3 Years
9,314,470
Total Shares and Deposits > 3 Years
1,339,738
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
14,774,632
Total Uninsured Shares and Deposits > $250K (F+J)
14,774,632
Total Insured Shares and Deposits > $250K (item 17 less item K)
119,885,807
Total Interest Expense (Sum of items 6 8)
1,639,046
Share Certificates
653
Number of Accounts for Share Drafts
3,160
IRA KEOGH Accounts
105
Number of Accounts for Regular Shares
4,145
All other shares
967
Money Market Shares
121
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
28,924,687
Total Liabilities
135,651,885
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About San Diego Firefighters Federal Credit UnionIs San Diego Firefighters Federal Credit Union a safe place to deposit money?Yes, San Diego Firefighters Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.9727948285057%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does San Diego Firefighters Federal Credit Union operate?San Diego Firefighters Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join San Diego Firefighters Federal Credit Union?Yes, to access services at San Diego Firefighters Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, San Diego Firefighters Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, San Diego Firefighters Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does San Diego Firefighters Federal Credit Union offer online and mobile banking?Most modern institutions like San Diego Firefighters Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.sdffcu.org. Current San Diego Firefighters Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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