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 Rio Grande Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 6, 2026
Rio Grande Credit Union's IRA CDs 24 month rates are at 3.82%, CDs 24 month rates are at 3.82%, IRA CDs 12 month rates are at 3.66%, CDs 12 month rates are at 3.66%, IRA CDs 6 month rates are at 3.56%. Rio Grande Credit Union's savings rates are at 0.00%. Rio Grande Credit Union's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of Rio Grande Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.04%. Rates were last updated on 04/06/2026. Rio Grande Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Rio Grande Credit Union? Share your experience about Rio Grande Credit Union by leaving a review below, or read customer reviews before you decide to use Rio Grande Credit Union. 
Rio Grande Credit Union CD Rates
Rio Grande Credit Union Savings Rates
Rio Grande Credit Union Checking Rates
Rio Grande Credit Union Home Equity & HELOC
Rio Grande Credit Union Credit Card Rates
Rio Grande Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Rio Grande Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Rio Grande Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Rio Grande Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Rio Grande Credit Union
Website
https://riograndecu.org
Address
1121 4th St NW,
Albuquerque, NM 87102 1478
Phone
505-262-1401
Fax
President
Mark Sanchez
CEO
Tony Dees
Full-Time Employees
153
Part-Time Employees
0
Branch Locations
7
ATM Locations
7
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
11.04%
Return on Assets (ROA)
0.7646%
Return on Equity (ROE)
8.6589%
Non-Performing Loans Ratio (NPL)
1.62%
Total Assets
659,507,011
Total Amount of Shares and Deposits
602,454,029
Total Shares and Deposits < 1 Year
527,368,035
Total Shares and Deposits 1 3 Years
71,933,323
Total Shares and Deposits > 3 Years
3,152,671
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
45,192,667
Total Uninsured Shares and Deposits > $250K (F+J)
45,192,667
Total Insured Shares and Deposits > $250K (item 17 less item K)
557,261,362
Total Interest Expense (Sum of items 6 8)
11,650,075
Share Certificates
4,391
Number of Accounts for Share Drafts
33,691
IRA KEOGH Accounts
594
Number of Accounts for Regular Shares
51,753
All other shares
3,789
Non Member Deposits
17
Money Market Shares
2,923
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
141,926,725
Total Liabilities
609,874,965
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Rio Grande Credit UnionIs Rio Grande Credit Union a safe place to deposit money?Yes, Rio Grande Credit Union is considered a safe financial institution. With a Texas Ratio of 11.044467569225%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Rio Grande Credit Union operate?Rio Grande Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Rio Grande Credit Union?Yes, to access services at Rio Grande Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Rio Grande Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Rio Grande Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Rio Grande Credit Union offer online and mobile banking?Most modern institutions like Rio Grande Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://riograndecu.org. Current Rio Grande Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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