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Progressions Credit Union Rates & Review March 2026

Progressions Credit Union's 12 Youth CDs rates are at 4.50%, 12 Month Term CDs and IRA CDs rates are at 3.75%, 6 Month Term CDs and IRA CDs rates are at 3.75%, 18 Month Term CDs and IRA CDs rates are at 3.50%, 24 Month Term CDs and IRA CDs rates are at 2.47%. Progressions Credit Union's savings rates are at 0.10%. Progressions Credit Union's money market rates are at 0.30%. Progressions Credit Union's Personal Loan Rates are at 8.74%. MonitorBankRates evaluates the financial stability of Progressions Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.02%. Rates were last updated on 03/17/2026.

Progressions Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Progressions Credit Union? Share your experience about Progressions Credit Union by leaving a review below, or read customer reviews before you decide to use Progressions Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.02%
Excellent Lower than avg
Progressions Credit Union
Main Branch
2919 E Mission AVE
Spokane, WA 99202 3624
https://progressionscu.org
Member NCUA

Progressions Credit Union CD Rates

Product Rate APY Term View More
12 Youth Certificates - 4.50% 12
Min Balance $100
Details Qualifying balance up to $2,000.00
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.02%
12 Month Term Certificates and IRA Certificates - 3.75% 12
Min Deposit $500
Min Balance $500
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.02%
6 Month Term Certificates and IRA Certificates - 3.75% 6
Min Deposit $500
Min Balance $500
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.02%
18 Month Term Certificates and IRA Certificates - 3.50% 18
Min Deposit $500
Min Balance $500
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.02%
24 Month Term Certificates and IRA Certificates - 2.47% 24
Min Deposit $500
Min Balance $500
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.02%
36 Month Term Certificates and IRA Certificates - 2.25% 36
Min Deposit $500
Min Balance $500
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.02%

Progressions Credit Union Savings Rates

Product Rate APY View More
Christmas Club - 2.00%
Min Deposit $0
Min Balance $0
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.02%
Prime Savings Account* - 0.25%
Min Deposit $0
Min Balance $100,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.02%
Prime Savings Account* - 0.15%
Min Deposit $0
Min Balance $25,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.02%
Basic Savings - 0.10%
Min Balance $50
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.02%
Sub-Savings - 0.10%
Min Balance $0
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.02%

Progressions Credit Union Money Market Rates

Product Rate APY View More
Premium Money Market ("SmartMarket Plus") Accounts - 3.03%
Min Balance $250,000
Details Minimum balance to open: $25,000.00
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.02%
Premium Money Market ("SmartMarket Plus") Accounts - 1.51%
Min Balance $100,000
Details Minimum balance to open: $25,000.00
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.02%
Premium Money Market ("SmartMarket Plus") Accounts - 1.00%
Min Balance $50,000
Details Minimum balance to open: $25,000.00
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.02%
Money Market ("SmartMarket") Accounts - 0.85%
Min Balance $2,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.02%
Premium Money Market ("SmartMarket Plus") Accounts - 0.85%
Min Balance $25,000
Details Minimum balance to open: $25,000.00
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.02%
Money Market ("SmartMarket") Accounts - 0.75%
Min Balance $2,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.02%
Money Market ("SmartMarket") Accounts - 0.60%
Min Balance $2,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.02%
Money Market ("SmartMarket") Accounts - 0.40%
Min Balance $2,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.02%
Premium Money Market ("SmartMarket Plus") Accounts - 0.30%
Min Balance $0
Details Minimum balance to open: $25,000.00
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.02%

Progressions Credit Union Checking Rates

Product Rate APY View More
Checking - 5.00%
No additional details.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.02%
Prime Checking Account - 0.25%
Min Balance $10,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.02%

Progressions Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
HOME EQUITY LINE OF CREDIT (HELOC) 1st Deed of Trust - - 6.99%
No additional details.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.02%
HOME EQUITY LINE OF CREDIT (HELOC) 2nd Deed of Trust - - 7.24%
No additional details.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.02%
HOME EQUITY LINE OF CREDIT (HELOC) 1st Deed of Trust - - 8.49%
No additional details.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.02%
HOME EQUITY LINE OF CREDIT (HELOC) 2nd Deed of Trust - - 8.74%
No additional details.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.02%
HOME EQUITY LINE OF CREDIT (HELOC) 1st Deed of Trust - - 9.27%
No additional details.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.02%
HOME EQUITY LINE OF CREDIT (HELOC) 2nd Deed of Trust - - 9.74%
No additional details.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.02%
HOME EQUITY LINE OF CREDIT (HELOC) 1st Deed of Trust - - 10.74%
No additional details.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.02%
HOME EQUITY LINE OF CREDIT (HELOC) 2nd Deed of Trust - - 11.24%
No additional details.
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.02%

Progressions Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 4.24%
Details As Low As
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.02%

Progressions Credit Union Credit Card Rates

Product Rate APR View More
VISA Credit Card - 10.99%
Details As Low As
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.02%

Progressions Credit Union Personal Loan Rates

Product Rate APR View More
SPECIAL PURPOSE PERSONAL LOANS - 8.74%
Details Available up to 24 months OAC
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.02%
Personal Unsecured - 10.24%
Details Available up to 60 months OAC
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.02%
PERSONAL LINE OF CREDIT (PLC) - 11.75%
Details Regular APR: 11.75% - 22.00%
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.02%
SPECIAL PURPOSE PERSONAL LOANS - 16.99%
Details Available up to 24 months OAC
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.02%
Personal Unsecured - 21.49%
Details Available up to 60 months OAC
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.02%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Progressions Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Progressions Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Progressions Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Progressions Credit Union
Address 2919 E Mission AVE, Spokane, WA 99202 3624
Phone 509-535-0191
Fax 509-622-2050
President Douglas Sprecher
CEO Susan Vuong
Full-Time Employees 15
Part-Time Employees 0
Branch Locations 2
ATM Locations 4
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.02%
Return on Assets (ROA)
0.2189%
Return on Equity (ROE)
2.1932%
Non-Performing Loans Ratio (NPL)
0.14%
Total Assets
92,385,650
Total Amount of Shares and Deposits
82,657,641
Total Shares and Deposits < 1 Year
79,972,642
Total Shares and Deposits 1 3 Years
2,684,999
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,328,431
Total Uninsured Shares and Deposits > $250K (F+J)
4,328,431
Total Insured Shares and Deposits > $250K (item 17 less item K)
78,329,210
Total Interest Expense (Sum of items 6 8)
1,060,264
Share Certificates
785
Number of Accounts for Share Drafts
2,654
IRA KEOGH Accounts
163
Number of Accounts for Regular Shares
7,812
Money Market Shares
180
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,587,767
Total Liabilities
83,164,062
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Progressions Credit Union

Is Progressions Credit Union a safe place to deposit money?

Yes, Progressions Credit Union is considered a safe financial institution. With a Texas Ratio of 1.0234137547676%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Progressions Credit Union operate?

Progressions Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Progressions Credit Union?

Yes, to access services at Progressions Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Progressions Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Progressions Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Progressions Credit Union offer online and mobile banking?

Most modern institutions like Progressions Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://progressionscu.org.

Current Progressions Credit Union Rates

  • 12-Month CD3.75%
  • 18-Month CD3.50%
  • 24-Month CD2.47%
  • Savings0.10%
  • MMA0.30%
Retrieved from our database of financial products. Rates subject to change.