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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Prescott Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 4, 2026
Prescott Federal Credit Union's 6 Month Term CD rates are at 3.25%, 12 Month Term CD rates are at 3.13%, 18 Month Term CD rates are at 3.01%, 24 Month Term CD rates are at 2.86%, 30 Month Term CD rates are at 2.81%. Prescott Federal Credit Union's savings rates are at 0.40%. Prescott Federal Credit Union's Personal Loan Rates are at 5.19%. MonitorBankRates evaluates the financial stability of Prescott Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.58%. Rates were last updated on 04/04/2026. Prescott Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Prescott Federal Credit Union? Share your experience about Prescott Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Prescott Federal Credit Union. Prescott Federal Credit Union
Prescott Federal Credit Union 500 N State Route 89
https://www.prescottfcu.org Prescott, AZ 86313 5001 
Prescott Federal Credit Union CD Rates
Prescott Federal Credit Union Savings Rates
Prescott Federal Credit Union Auto Loan Rates
Prescott Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Prescott Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Prescott Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Prescott Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Prescott Federal Credit Union
Website
https://www.prescottfcu.org
Address
500 N State Route 89,
Prescott, AZ 86313 5001
Phone
928-445-7970
Fax
928-445-1980
President
Eric Sanders
CEO
Anna May Corey
Full-Time Employees
5
Part-Time Employees
2
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.58%
Return on Assets (ROA)
-0.9464%
Return on Equity (ROE)
-11.4487%
Non-Performing Loans Ratio (NPL)
0.83%
Total Assets
10,346,440
Total Amount of Shares and Deposits
9,344,218
Total Shares and Deposits < 1 Year
9,202,438
Total Shares and Deposits 1 3 Years
141,780
Total Insured Shares and Deposits > $250K (item 17 less item K)
9,344,218
Total Interest Expense (Sum of items 6 8)
49,939
Share Certificates
27
Number of Accounts for Share Drafts
634
Number of Accounts for Regular Shares
1,249
Net Income (unless the amount is already included in Undivided Earnings)
-31,800
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,383,070
Total Liabilities
9,491,154
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Prescott Federal Credit UnionIs Prescott Federal Credit Union a safe place to deposit money?Yes, Prescott Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.5768152407499%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Prescott Federal Credit Union operate?Prescott Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Prescott Federal Credit Union?Yes, to access services at Prescott Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Prescott Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Prescott Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Prescott Federal Credit Union offer online and mobile banking?Most modern institutions like Prescott Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.prescottfcu.org. Current Prescott Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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