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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Premier America Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 15, 2026
Premier America Credit Union's 12-Month CDs rates are at 3.25%, Business 12-Month CD rates are at 3.25%, Business CD Accounts 12-Month rates are at 3.25%, IRA CDs 12-Month rates are at 3.25%, 6-Month CDs rates are at 3.05%. Premier America Credit Union's savings rates are at 0.15%. Premier America Credit Union's money market rates are at 0.15%. Premier America Credit Union's Personal Loan Rates are at 9.24%. MonitorBankRates evaluates the financial stability of Premier America Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.61%. Rates were last updated on 03/15/2026. Premier America Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Premier America Credit Union? Share your experience about Premier America Credit Union by leaving a review below, or read customer reviews before you decide to use Premier America Credit Union. Premier America Credit Union
Corporate Headquarters 19867 Prairie St
https://www.premieramerica.com Chatsworth, CA 91311 6532 
Premier America Credit Union CD Rates
Premier America Credit Union Savings Rates
Premier America Credit Union Money Market Rates
Premier America Credit Union Checking Rates
Premier America Credit Union Home Equity & HELOC
Premier America Credit Union Auto Loan Rates
Premier America Credit Union Credit Card Rates
Premier America Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Premier America Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Premier America Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Premier America Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Premier America Credit Union
Website
https://www.premieramerica.com
Address
19867 Prairie St,
Chatsworth, CA 91311 6532
Phone
800-772-4000
Fax
818-772-4101
President
Joann Klonowski
CEO
Rudy Pereira
Full-Time Employees
422
Part-Time Employees
14
Branch Locations
21
ATM Locations
20
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.61%
Return on Assets (ROA)
-0.1981%
Return on Equity (ROE)
-2.0067%
Non-Performing Loans Ratio (NPL)
1.16%
Total Assets
3,309,835,693
Total Amount of Shares and Deposits
2,923,601,390
Total Shares and Deposits < 1 Year
2,845,161,156
Total Shares and Deposits 1 3 Years
59,936,155
Total Shares and Deposits > 3 Years
18,504,079
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
135,682,480
Total Uninsured Shares and Deposits > $250K (F+J)
135,682,480
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,787,918,910
Total Interest Expense (Sum of items 6 8)
56,870,363
Share Certificates
15,562
Number of Accounts for Share Drafts
84,059
IRA KEOGH Accounts
4,669
Number of Accounts for Regular Shares
121,061
Money Market Shares
16,090
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
220,976,115
Total Liabilities
3,001,237,841
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Premier America Credit UnionIs Premier America Credit Union a safe place to deposit money?Yes, Premier America Credit Union is considered a safe financial institution. With a Texas Ratio of 9.6104398578896%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Premier America Credit Union operate?Premier America Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Premier America Credit Union?Yes, to access services at Premier America Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Premier America Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Premier America Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Premier America Credit Union offer online and mobile banking?Most modern institutions like Premier America Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.premieramerica.com. Current Premier America Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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