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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Popa Federal Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 15, 2026
Popa Federal Credit Union's 18 month CDs rates are at 3.75%, 24 month CDs / Roth & Traditional IRA CDs rates are at 3.75%, 36 month CDs / Roth & Traditional IRA CDs rates are at 3.75%, 12 month CDs rates are at 3.70%, 18 month CDs rates are at 3.70%. Popa Federal Credit Union's savings rates are at 0.05%. MonitorBankRates evaluates the financial stability of Popa Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.21%. Rates were last updated on 03/15/2026. Popa Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Popa Federal Credit Union? Share your experience about Popa Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Popa Federal Credit Union. Popa Federal Credit Union
Cerritos Branch 13304 Alondra Blvd
https://www.popafcu.org Cerritos, CA 90703 
Popa Federal Credit Union CD Rates
Popa Federal Credit Union Savings Rates
Popa Federal Credit Union Money Market Rates
Popa Federal Credit Union Home Equity & HELOC
Popa Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Popa Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Popa Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Popa Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Popa Federal Credit Union
Website
https://www.popafcu.org
Address
13304 Alondra Blvd,
Cerritos, CA 90703
Phone
562-229-9181
Fax
562-207-4402
President
Terry Black
CEO
Raymond Bartus
Full-Time Employees
55
Part-Time Employees
0
Branch Locations
4
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.21%
Return on Assets (ROA)
0.9255%
Return on Equity (ROE)
8.1363%
Non-Performing Loans Ratio (NPL)
0.41%
Total Assets
394,345,230
Total Amount of Shares and Deposits
352,661,100
Total Shares and Deposits < 1 Year
349,782,431
Total Shares and Deposits 1 3 Years
2,878,667
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
19,879,681
Total Uninsured Shares and Deposits > $250K (F+J)
19,879,681
Total Insured Shares and Deposits > $250K (item 17 less item K)
332,781,419
Total Interest Expense (Sum of items 6 8)
3,733,018
Share Certificates
1,919
Number of Accounts for Share Drafts
14,058
IRA KEOGH Accounts
346
Number of Accounts for Regular Shares
23,137
All other shares
43
Money Market Shares
773
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
57,879,823
Total Liabilities
356,725,216
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Popa Federal Credit UnionIs Popa Federal Credit Union a safe place to deposit money?Yes, Popa Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.2101573805947%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Popa Federal Credit Union operate?Popa Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Popa Federal Credit Union?Yes, to access services at Popa Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Popa Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Popa Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Popa Federal Credit Union offer online and mobile banking?Most modern institutions like Popa Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.popafcu.org. Current Popa Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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