What are the current interest rates at Polish And Slavic Federal Credit Union?

Current rates for Polish And Slavic Federal Credit Union include: 24-Month CD: 3.50%

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Polish And Slavic Federal Credit Union

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Polish And Slavic Federal Credit Union Rates & Review August 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Polish And Slavic Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 28, 2026

Polish And Slavic Federal Credit Union's 24-Month CD rates are at 3.50%. Polish And Slavic Federal Credit Union's Personal Loan Rates are at 2.99%. MonitorBankRates evaluates the financial stability of Polish And Slavic Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.57%. Rates last updated and verified on 08/28/2026.

Polish And Slavic Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Polish And Slavic Federal Credit Union? Share your experience about Polish And Slavic Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Polish And Slavic Federal Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.57%

Excellent Lower than avg

Polish And Slavic Federal Credit Union
McGuinness Headquarters

100 McGuinness Blvd
Brooklyn, NY 11222

https://www.psfcu.com

Polish And Slavic Federal Credit Union CD Rates

Product	Rate	APY	Term	View More
24-Month Term Share	-	3.50%	24 months
Details Promotional Dividend Rate Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%

Polish And Slavic Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity Lines of Credit (HELOC)	-	-	5.00%
Details Promotional introductory rate Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%

Polish And Slavic Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Auto Loan	-	-	2.99%	1-4 years
Details As Low As; Advertised rate includes 0.25% discount for automatic payments from PSFCU checking account. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.57%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Polish And Slavic Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Polish And Slavic Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Polish And Slavic Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Polish And Slavic Federal Credit Union

Website https://www.psfcu.com

Address 100 McGuinness Blvd, Brooklyn, NY 11222

Phone 718-610-3970

Fax 718-610-3971

President Krzysztof Matyszczyk

CEO Bogdan Chmielewski

Full-Time Employees 371

Part-Time Employees 15

Branch Locations 24

ATM Locations 23

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.57%

Return on Assets (ROA)

0.7050%

Return on Equity (ROE)

6.3832%

Non-Performing Loans Ratio (NPL)

0.49%

Total Assets

2,691,197,181

Total Amount of Shares and Deposits

2,462,065,246

Total Shares and Deposits < 1 Year

2,064,578,106

Total Shares and Deposits 1 3 Years

392,497,140

Total Shares and Deposits > 3 Years

4,990,000

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

154,529,656

Total Uninsured Shares and Deposits > $250K (F+J)

154,529,656

Total Insured Shares and Deposits > $250K (item 17 less item K)

2,307,535,590

Total Interest Expense (Sum of items 6 8)

17,475,527

Share Certificates

9,188

Number of Accounts for Share Drafts

105,414

IRA KEOGH Accounts

20,414

Number of Accounts for Regular Shares

134,250

Money Market Shares

2,196

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

62,912,792

Total Liabilities

2,492,306,232

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Polish And Slavic Federal Credit Union

How many branches does Polish And Slavic Federal Credit Union operate?

Polish And Slavic Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Polish And Slavic Federal Credit Union?

Yes, to access services at Polish And Slavic Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Polish And Slavic Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Polish And Slavic Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Polish And Slavic Federal Credit Union offer online and mobile banking?

Most modern institutions like Polish And Slavic Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.psfcu.com.