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Polish And Slavic Federal Credit Union

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Polish And Slavic Federal Credit Union Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Polish And Slavic Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 23, 2026

You can compare Polish And Slavic Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.50%, 6-month share certificate rates at 0.03% and 3-month share certificate rates at 0.90%. Savings rates are at 0.04% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 7.40%. All these rates can be compared to Polish And Slavic Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Polish And Slavic Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.61%. Rates were last updated on 04/23/2026.

Polish And Slavic Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Polish And Slavic Federal Credit Union? Share your experience about Polish And Slavic Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Polish And Slavic Federal Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.61%

Excellent Lower than avg

Polish And Slavic Federal Credit Union
McGuinness Headquarters

100 McGuinness Blvd
Brooklyn, NY 11222

https://www.psfcu.com

Current Rate Availability

We do not have Polish And Slavic Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Polish And Slavic Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Polish And Slavic Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Polish And Slavic Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Polish And Slavic Federal Credit Union

Website https://www.psfcu.com

Address 100 McGuinness Blvd, Brooklyn, NY 11222

Phone 718-610-3970

Fax 718-610-3971

President Krzysztof Matyszczyk

CEO Bogdan Chmielewski

Full-Time Employees 371

Part-Time Employees 15

Branch Locations 24

ATM Locations 23

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.61%

Return on Assets (ROA)

0.7050%

Return on Equity (ROE)

6.3832%

Non-Performing Loans Ratio (NPL)

0.49%

Total Assets

2,691,197,181

Total Amount of Shares and Deposits

2,462,065,246

Total Shares and Deposits < 1 Year

2,064,578,106

Total Shares and Deposits 1 3 Years

392,497,140

Total Shares and Deposits > 3 Years

4,990,000

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

154,529,656

Total Uninsured Shares and Deposits > $250K (F+J)

154,529,656

Total Insured Shares and Deposits > $250K (item 17 less item K)

2,307,535,590

Total Interest Expense (Sum of items 6 8)

17,475,527

Share Certificates

9,188

Number of Accounts for Share Drafts

105,414

IRA KEOGH Accounts

20,414

Number of Accounts for Regular Shares

134,250

Money Market Shares

2,196

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

62,912,792

Total Liabilities

2,492,306,232

Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Polish And Slavic Federal Credit Union

Is Polish And Slavic Federal Credit Union a safe place to deposit money?

Yes, Polish And Slavic Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.6124602931697%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Polish And Slavic Federal Credit Union operate?

Polish And Slavic Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Polish And Slavic Federal Credit Union?

Yes, to access services at Polish And Slavic Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Polish And Slavic Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Polish And Slavic Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Polish And Slavic Federal Credit Union offer online and mobile banking?

Most modern institutions like Polish And Slavic Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.psfcu.com.