Peoples State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Peoples State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Peoples State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Peoples State Bank CD rates. You can also compare Peoples State Bank savings rates, MMA rates and mortgage rates using our other rate lists. Peoples State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peoples State Bank? Share your experience about Peoples State Bank by leaving a review below, or read customer reviews before you decide to use Peoples State Bank. Peoples State Bank Texas Ratio Peoples State Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Peoples State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Peoples State Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars. Compare Peoples State Bank Rates with Other Competitive Bank and Credit Union Rates
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Mid-America Bank
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3.79%
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3.75%
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Acadia Federal Credit Union
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3.51%
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates December 11, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Peoples State Bank rate data right now, check back for updates, we are adding rates all the time. Peoples State Bank InformationPeoples State Bank
110 Main StWesthope, ND 58793 Bottineau Established Date: 06/12/1906 FDIC Certificate #: 13196 Date of FDIC Deposit Insurance: 01/01/1934 Peoples State Bank FinancialsTotal Assets:
$71,670,000
Total Deposits:
$63,835,000
Equity Capital:
$7,762,000
Domestic Deposits:
$63,835,000
Net Income:
$217,000
Return on Assets:
1.4403%
Quarterly Return on Assets:
1.1900%
Pretax Return on Assets:
1.1851%
Pretax Quarterly Return on Assets:
1.1900%
Return on Equity:
14.9000%
Quarterly Return on Equity:
11.3700%
Leverage Tier 1 (Core Capital) Ratio:
12.8868%
Total Interest Income (YTD):
3.6948%
Headquarters:
Westhope
FDIC Field Office:
Fargo
Regulator:
FDIC
County:
Bottineau
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals(//www.monitorbankrates.com/mortgages) Mortgage rates headed higher in the most recent Primary Mortgage Market Survey released by Freddie Mac. Current 30 year mortgage rates inched back above 5.00 percent to 5.05 percent, up from the prior week's mortgage survey that had 30 year mortgage rates at 4.84%.
Mortgage rates are barely changed today, the current average conforming 30 year mortgage rate is at 4.62%, unchanged from yesterday's average rate as reported by MonitorBankRates.com.
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Today's 12-month CD rates can be found at 3.82%, 6-month CD rates at 3.00% and 3-month CD rates at 1.51%. Current savings rates are at 0.65% and money market rates are at 3.90%. Mortgage rates today on 30-year fixed loans are around 6.27%. Credit Card rates are at 17.20%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates. 
