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Parthenon Federal Credit Union Rates & Review September 2026

Parthenon Federal Credit Union's 3 Years CD rates are at 3.00%, 4 Years CD rates are at 3.00%, 5 Years CD rates are at 3.00%, 24 month CD rates are at 2.75%, 30 month CD rates are at 2.75%. Parthenon Federal Credit Union's money market rates are at 0.75%. Parthenon Federal Credit Union's Personal Loan Rates are as low as 11.24%. Parthenon Federal Credit Union's Credit Card Rates are at 10.49%. MonitorBankRates evaluates the financial stability of Parthenon Federal Credit Union with a 4.8 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 17.76%. Rates last updated and verified on 09/14/2026.

Parthenon Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Parthenon Federal Credit Union? Share your experience about Parthenon Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Parthenon Federal Credit Union.

Overall Health & Safety Grade ?
B+
Good Health Score: 89/100
MonitorBankRates Rating ?
4.8
Excellent Out of 5.0 Stars
Texas Ratio ?
17.76%
Good Higher than avg
Health Trend ?
Improving 12 quarters
Full history ›
Parthenon Federal Credit Union
Parthenon Federal Credit Union
2290 Rosa L Parks Blvd
Nashville, TN 37228-1306
https://www.parthenonfcu.org
Member NCUA

Parthenon Federal Credit Union CD Rates

Product Rate APY Term View More
3 Years Certificate 3.00% 3.00% 3 years
Min Deposit $500
Min Balance $50
Last Updated 09/14/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.76%
4 Years Certificate 3.00% 3.00% 4 years
Min Deposit $500
Min Balance $50
Last Updated 09/14/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.76%
5 Years Certificate 3.00% 3.00% 5 years
Min Deposit $500
Min Balance $50
Last Updated 09/14/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.76%
24 month Certificate 2.75% 2.75% 24 months
Min Deposit $500
Min Balance $50
Last Updated 09/14/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.76%
30 month Certificate 2.75% 2.75% 30 months
Min Deposit $500
Min Balance $50
Last Updated 09/14/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.76%
18 month Certificate 2.50% 2.50% 18 months
Min Deposit $500
Min Balance $50
Last Updated 09/14/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.76%
12 month Certificate 2.25% 2.25% 12 months
Min Deposit $500
Min Balance $50
Last Updated 09/14/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.76%
6 month Certificate 1.75% 1.75% 6 months
Min Deposit $500
Min Balance $50
Last Updated 09/14/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.76%

Parthenon Federal Credit Union Savings Rates

Product Rate APY View More
Christmas Club 0.20% 0.20%
No additional details.
Last Updated 09/14/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.76%
Vacation Club 0.20% 0.20%
No additional details.
Last Updated 09/14/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.76%

Parthenon Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Account 1.50% 1.50%
Details Over $100,000
Last Updated 09/14/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.76%
Money Market Account 1.25% 1.25%
Details Under $100,000
Last Updated 09/14/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.76%
Money Market Account 1.00% 1.00%
Details Under $50,000
Last Updated 09/14/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.76%
Money Market Account 0.75% 0.75%
Details Under $25,000
Last Updated 09/14/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.76%

Parthenon Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto/Truck Loan 5.50% - 5.50% 202
Details Term: 2025 - Up to 84 months; Rate is based on credit performance, loan term, and PFCU discounts. .25% Deduction with new checking account with Direct Deposit
Last Updated 09/14/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.76%
Used Auto/Truck Loan 5.75% - 5.75% 201
Details Term: 2019 - 2024 - Up to 72 months; Rate is based on credit performance, loan term, and PFCU discounts. .25% Deduction with new checking account with Direct Deposit
Last Updated 09/14/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.76%

Parthenon Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Credit Card 10.49% 10.49%
Details Rate is based on credit performance, loan term, and PFCU discounts.
Last Updated 09/14/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.76%

Parthenon Federal Credit Union Personal Loan Rates

Product APR Term View More
Signature Loan 11.24% 6 months
Details Term: 6 months up to 48 months; Rate is based on credit performance, loan term, and PFCU discounts.
Last Updated 09/14/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.76%

Parthenon Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
IRAs 0.25% - 0.25%
Last Updated 09/14/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.76%
Regular Shares 0.10% - 0.10%
Last Updated 09/14/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.76%
Share Drafts 0.01% - 0.01%
Last Updated 09/14/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.76%

Financial Health History

Parthenon Federal Credit Union’s Texas Ratio fell from 28.94% in Q2 2023 to 17.76% in Q1 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 3.8 to 4.8 and its Health Grade from C to B+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 15% 2.0★ 31% 3.0★ 46% 4.0★ 61% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 28.94% C Q2 2023 B- Q3 2023 D Q4 2023 F Q1 2024 D Q2 2024 D Q3 2024 F Q4 2024 F Q1 2025 D Q2 2025 D Q3 2025 C- Q4 2025 17.76% B+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$17M17.76%4.8B+
December 31, 2025$18M31.72%3.6C-
September 30, 2025$17M36.29%3.2D
June 30, 2025$18M38.85%3.0D
March 31, 2025$19M45.42%2.5F
December 31, 2024$19M40.83%2.9F
September 30, 2024$18M35.97%3.3D
June 30, 2024$18M36.86%3.2D
March 31, 2024$18M41.50%2.8F
December 31, 2023$18M37.76%3.1D
September 30, 2023$18M23.54%4.3B-
June 30, 2023$17M28.94%3.8C
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Parthenon Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Parthenon Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Parthenon Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Parthenon Federal Credit Union
Address 2290 Rosa L Parks Blvd, Nashville, TN 37228-1306
Phone 615-749-6461
Fax
President Mike Cunningham
CEO Mark Bess
Full-Time Employees 5
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
4.8 / 5.0 ★
Overall Health & Safety Grade
B+ (89/100)
Texas Ratio
17.76%
Return on Assets (ROA)
-0.7953%
Return on Equity (ROE)
-4.7980%
Non-Performing Loans Ratio (NPL)
3.96%
Total Assets
17,310,715
Total Amount of Shares and Deposits
14,343,552
Total Shares and Deposits < 1 Year
14,116,592
Total Shares and Deposits 1 3 Years
214,315
Total Shares and Deposits > 3 Years
12,645
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,151,912
Total Uninsured Shares and Deposits > $250K (F+J)
1,151,912
Total Insured Shares and Deposits > $250K (item 17 less item K)
13,191,640
Total Interest Expense (Sum of items 6 8)
34,187
Share Certificates
116
Number of Accounts for Share Drafts
840
IRA KEOGH Accounts
15
Number of Accounts for Regular Shares
1,888
All other shares
143
Money Market Shares
44
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,547,923
Total Liabilities
14,441,318
Source: NCUA — Last Updated 03/31/2026

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Parthenon Federal Credit Union

How many branches does Parthenon Federal Credit Union operate?

Parthenon Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Parthenon Federal Credit Union?

Yes, to access services at Parthenon Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Parthenon Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Parthenon Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Parthenon Federal Credit Union offer online and mobile banking?

Most modern institutions like Parthenon Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.parthenonfcu.org.

Current Parthenon Federal Credit Union Rates

  • 12-Month CD2.25%
  • 18-Month CD2.50%
  • 24-Month CD2.75%
  • 60-Month CD3.00%
  • MMA0.75%
Retrieved from our database of financial products. Rates subject to change.