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Parlin Dupont Employees Federal Credit Union Rates & Review August 2026

Parlin Dupont Employees Federal Credit Union's 24 month CDs rates are at 0.50%, 18 month CD rates are at 0.25%, 9 or 12 month CD rates are at 0.10%, 3 or 6 month CD rates are at 0.05%. Parlin Dupont Employees Federal Credit Union's savings rates are at 0.10%. Parlin Dupont Employees Federal Credit Union's Personal Loan Rates are at 4.99%. MonitorBankRates evaluates the financial stability of Parlin Dupont Employees Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 12.00%. Rates last updated and verified on 08/28/2026.

Parlin Dupont Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Parlin Dupont Employees Federal Credit Union? Share your experience about Parlin Dupont Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Parlin Dupont Employees Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 94/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
12.00%
Excellent Higher than avg
Parlin Dupont Employees Federal Credit Union
Main Office
389 Washington Rd
Sayreville, NJ 08872 1990
https://www.parlindupontefcu.com
Member NCUA

Parlin Dupont Employees Federal Credit Union CD Rates

Product Rate APY Term View More
24 month Share Certificates 0.50% 0.50% 24 months
Details Compounded monthly
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.00%
18 month Share Certificate 0.25% 0.25% 18 months
Details Compounded monthly
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.00%
9 or 12 month Share Certificate 0.10% 0.10% 9 or 12 months
Details Compounded Monthly
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.00%
3 or 6 month Share Certificate 0.05% 0.05% 3 or 6 months
Details Compounded Monthly
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.00%

Parlin Dupont Employees Federal Credit Union Savings Rates

Product Rate APY View More
Christmas Club 0.10% 0.10%
Details Compounded Quarterly; Oct - Sept
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.00%
Summer Savings 0.10% 0.10%
Details Compounded Quarterly; Sept - June
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.00%
Vacation Club 0.10% 0.10%
Details Compounded Quarterly; May - April
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.00%

Parlin Dupont Employees Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Car Loan - - 4.99% 36 months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.00%
Used Car Loan - - 4.99% 36 months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.00%
New Car Loan - - 5.49% 60 months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.00%
Used Car Loan - - 5.49% 60 months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.00%
New Car Loan - - 5.99% 72 months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.00%
Used Car Loan - - 5.99% 72 months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.00%
New Car Loan - - 6.49% 84 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.00%
New and Used Vehicle Loans - - 680.00% up to 84 months
Details All rates reflect a A Fico Credit Score of 680 or higher. Rates may be higher for lower credit scores. All rates reflect 1.00 % reduction for automatic payment. Vehicle Title with Parlin DuPont EFCU listed as leinholder required as security for the loan. Vehicle Collateral Insurance is required with Parlin Dupont EFCU listed as loss payee is required for the life of the loan. For qualified individuals, new auto loans over $20,000 can have a payback of up to 84 months. Loan amount can be up to the listed purchased price on the dealers Order Sheet (including tax, warranty, fees, etc.). Used Vehicle Loans The maximum loan with a Bill of Sale as security is the average Retail value of the car, plus extras as shown in the official JD Power Used Car Guide Book. Age of car will determine maximum loan term. 60 Months < 3 Years Old, 48 Months < 5 Years Old, 36 Months < 7 Years Old.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.00%

Parlin Dupont Employees Federal Credit Union Credit Card Rates

Product Rate APR View More
Credit Union Visa Card - 9.90%
Details Rate is based on credit score. Special Balance transfer Rates may apply. Call 1-888-415-6154 or go to www.mycucard.com (select Parlin DuPont Credit Union from the dropdown box). apr = Annual Percentage Rate. All rates stated reflect the Annual Percentage Rate.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.00%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Parlin Dupont Employees Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Parlin Dupont Employees Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Parlin Dupont Employees Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Parlin Dupont Employees Federal Credit Union
Address 389 Washington Rd, Sayreville, NJ 08872 1990
Phone 732-254-7573
Fax 732-254-0860
President Joseph Schein
CEO Christina Olender
Full-Time Employees 2
Part-Time Employees 1
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
12.00%
Return on Assets (ROA)
0.1925%
Return on Equity (ROE)
1.8016%
Non-Performing Loans Ratio (NPL)
2.89%
Total Assets
5,030,971
Total Amount of Shares and Deposits
4,489,263
Total Shares and Deposits < 1 Year
4,440,883
Total Shares and Deposits 1 3 Years
48,380
Total Insured Shares and Deposits > $250K (item 17 less item K)
4,489,263
Total Interest Expense (Sum of items 6 8)
1,781
Share Certificates
15
Number of Accounts for Share Drafts
248
Number of Accounts for Regular Shares
601
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
152,416
Total Liabilities
4,494,180
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Parlin Dupont Employees Federal Credit Union

How many branches does Parlin Dupont Employees Federal Credit Union operate?

Parlin Dupont Employees Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Parlin Dupont Employees Federal Credit Union?

Yes, to access services at Parlin Dupont Employees Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Parlin Dupont Employees Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Parlin Dupont Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Parlin Dupont Employees Federal Credit Union offer online and mobile banking?

Most modern institutions like Parlin Dupont Employees Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.parlindupontefcu.com.

Current Parlin Dupont Employees Federal Credit Union Rates

  • 12-Month CD0.10%
  • 18-Month CD0.25%
  • 24-Month CD0.50%
  • Savings0.10%
Retrieved from our database of financial products. Rates subject to change.