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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Pacific Service Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 15, 2026
Pacific Service Credit Union's savings rates are at 0.05%. Pacific Service Credit Union's money market rates are at 0.90%. Pacific Service Credit Union's Jumbo rates are at 5.62%, Jumbo rates are at 6.00%, Jumbo rates are at 5.75%. Pacific Service Credit Union's Personal Loan Rates are at 8.99%. MonitorBankRates evaluates the financial stability of Pacific Service Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.60%. Rates were last updated on 03/15/2026. Pacific Service Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Pacific Service Credit Union? Share your experience about Pacific Service Credit Union by leaving a review below, or read customer reviews before you decide to use Pacific Service Credit Union. 
Pacific Service Credit Union Savings Rates
Pacific Service Credit Union Money Market Rates
Pacific Service Credit Union Checking Rates
Pacific Service Credit Union Mortgage Rates
Pacific Service Credit Union Home Equity & HELOC
Pacific Service Credit Union Credit Card Rates
Pacific Service Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Pacific Service Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Pacific Service Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Pacific Service Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Pacific Service Credit Union
Website
https://www.pacificservice.org
Address
1355 Willow Way,
Concord, CA 94520
Phone
888-858-6878
Fax
President
Amar Panchal
CEO
Jenna Lampson
Full-Time Employees
150
Part-Time Employees
5
Branch Locations
6
ATM Locations
6
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.60%
Return on Assets (ROA)
0.3305%
Return on Equity (ROE)
2.1857%
Non-Performing Loans Ratio (NPL)
0.53%
Total Assets
1,317,013,876
Total Amount of Shares and Deposits
1,099,842,269
Total Shares and Deposits < 1 Year
1,034,076,486
Total Shares and Deposits 1 3 Years
41,328,195
Total Shares and Deposits > 3 Years
24,437,586
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
52,854,388
Total Uninsured Shares and Deposits > $250K (F+J)
52,854,388
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,046,987,881
Total Interest Expense (Sum of items 6 8)
12,669,887
Share Certificates
8,414
Number of Accounts for Share Drafts
39,805
IRA KEOGH Accounts
2,690
Number of Accounts for Regular Shares
73,361
Money Market Shares
8,781
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
115,102,544
Total Liabilities
1,133,666,847
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Pacific Service Credit UnionIs Pacific Service Credit Union a safe place to deposit money?Yes, Pacific Service Credit Union is considered a safe financial institution. With a Texas Ratio of 2.6023235026969%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Pacific Service Credit Union operate?Pacific Service Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Pacific Service Credit Union?Yes, to access services at Pacific Service Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Pacific Service Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Pacific Service Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Pacific Service Credit Union offer online and mobile banking?Most modern institutions like Pacific Service Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pacificservice.org. Current Pacific Service Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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