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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 OneAZ Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 12, 2026
OneAZ Credit Union's 24-month CD rates are at 2.85%. OneAZ Credit Union's savings rates are at 4.00%. OneAZ Credit Union's Personal Loan Rates are at 10.50%. MonitorBankRates evaluates the financial stability of OneAZ Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.02%. Rates were last updated on 04/12/2026. OneAZ Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at OneAZ Credit Union? Share your experience about OneAZ Credit Union by leaving a review below, or read customer reviews before you decide to use OneAZ Credit Union. OneAZ Credit Union
CORPORATE HQ 2355 W PINNACLE PEAK RD
https://www.oneazcu.com PHOENIX, AZ 85027 1261 
OneAZ Credit Union CD Rates
OneAZ Credit Union Savings Rates
OneAZ Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for OneAZ Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather OneAZ Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with OneAZ Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
OneAZ Credit Union
Website
https://www.oneazcu.com
Address
2355 W PINNACLE PEAK RD,
PHOENIX, AZ 85027 1261
Phone
602-452-4800
Fax
President
Georganna Meyer
CEO
Michael Boden
Full-Time Employees
472
Part-Time Employees
47
Branch Locations
21
ATM Locations
23
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.02%
Return on Assets (ROA)
0.6344%
Return on Equity (ROE)
6.6351%
Non-Performing Loans Ratio (NPL)
0.27%
Total Assets
3,652,441,455
Total Amount of Shares and Deposits
3,238,992,229
Total Shares and Deposits < 1 Year
3,202,897,484
Total Shares and Deposits 1 3 Years
30,106,753
Total Shares and Deposits > 3 Years
5,987,992
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
369,316,556
Total Uninsured Shares and Deposits > $250K (F+J)
369,316,556
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,869,675,673
Total Interest Expense (Sum of items 6 8)
37,177,130
Share Certificates
4,718
Number of Accounts for Share Drafts
144,962
IRA KEOGH Accounts
3,422
Number of Accounts for Regular Shares
285,102
All other shares
3
Money Market Shares
7,204
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
120,092,617
Total Liabilities
3,343,368,844
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About OneAZ Credit UnionIs OneAZ Credit Union a safe place to deposit money?Yes, OneAZ Credit Union is considered a safe financial institution. With a Texas Ratio of 2.0189008154873%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does OneAZ Credit Union operate?OneAZ Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join OneAZ Credit Union?Yes, to access services at OneAZ Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, OneAZ Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, OneAZ Credit Union provides members with tools to manage their accounts and build a solid financial history. Does OneAZ Credit Union offer online and mobile banking?Most modern institutions like OneAZ Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.oneazcu.com. Current OneAZ Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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