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iAdvertiser Disclosure
Advertiser Disclosure
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 Mountain West Federal Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 17, 2026
Mountain West Federal Credit Union's savings rates are at 0.05%. MonitorBankRates evaluates the financial stability of Mountain West Federal Credit Union with a 4.9 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 16.59%. Rates were last updated on 03/17/2026. Mountain West Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mountain West Federal Credit Union? Share your experience about Mountain West Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Mountain West Federal Credit Union. Mountain West Federal Credit Union
Mountain West FCU 400 E Park St
https://mountainwestfcu.com Butte, MT 59701 1916 
Mountain West Federal Credit Union Savings Rates
Mountain West Federal Credit Union Mortgage Rates
Mountain West Federal Credit Union Home Equity & HELOC
Mountain West Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Mountain West Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Mountain West Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Mountain West Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Mountain West Federal Credit Union
Website
https://mountainwestfcu.com
Address
400 E Park St,
Butte, MT 59701 1916
Phone
406-782-9760
Fax
406-782-0406
President
Robert Bristol
CEO
Whitney Johnson
Full-Time Employees
7
Part-Time Employees
3
Branch Locations
2
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.9 / 5.0 ★
Overall Health & Safety Grade
A- (90/100)
Texas Ratio
16.59%
Return on Assets (ROA)
-0.9423%
Return on Equity (ROE)
-5.8126%
Non-Performing Loans Ratio (NPL)
4.10%
Total Assets
21,785,983
Total Amount of Shares and Deposits
18,095,439
Total Shares and Deposits < 1 Year
15,911,336
Total Shares and Deposits 1 3 Years
2,184,102
Total Insured Shares and Deposits > $250K (item 17 less item K)
18,095,439
Total Interest Expense (Sum of items 6 8)
122,897
Share Certificates
93
Number of Accounts for Share Drafts
1,803
Number of Accounts for Regular Shares
3,347
All other shares
17
Net Income (unless the amount is already included in Undivided Earnings)
-205,299
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,063,441
Total Liabilities
18,277,432
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Mountain West Federal Credit UnionIs Mountain West Federal Credit Union a safe place to deposit money?Yes, Mountain West Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 16.59000996891%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Mountain West Federal Credit Union operate?Mountain West Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Mountain West Federal Credit Union?Yes, to access services at Mountain West Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Mountain West Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Mountain West Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Mountain West Federal Credit Union offer online and mobile banking?Most modern institutions like Mountain West Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://mountainwestfcu.com. Current Mountain West Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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