MonitorBankRates
  1. Home
  2. Credit Unions
  3. Moonlight Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Moonlight Credit Union Rates & Review August 2026

Moonlight Credit Union's Personal Loan Rates are at 8.00%. MonitorBankRates evaluates the financial stability of Moonlight Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates last updated and verified on 08/29/2026.

Moonlight Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Moonlight Credit Union? Share your experience about Moonlight Credit Union by leaving a review below, or read customer reviews before you decide to use Moonlight Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.00%
Perfect Lower than avg
Moonlight Credit Union
Moonlight Credit Union
101 Deer Park rd
Worthington, PA 16262
https://www.moonlightcu.com
Member NCUA

Moonlight Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loans - - 4.30% 5 Years
Details As Low As; 1st/2nd Lien Position
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity Loans - - 4.75% 10 Years
Details As Low As; Lien Position
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity Loans - - 5.00% 15 Years
Details As Low As
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Moonlight Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans (2024-2026) - - 4.29% 60 Months
Details Additional discounts may apply
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Auto Loans (2024-2026) - - 4.59% 66 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Auto Loans (2024-2026) - - 4.79% 72 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Auto Loans (2024-2026) - - 4.99% 84 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Vehicle Loan (2019-2020) - - 6.29% 60 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Vehicle Loan (2015-2017) - - 7.00% 36 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Vehicle Loan (2019-2020) - - 7.29% 72 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Vehicle Loan (2008-2014) - - 7.75% 36 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Moonlight Credit Union Credit Card Rates

Product Rate APR View More
VISA Credit Card Balance Transfer Special - 4.90%
Details Fixed rate for the full repayment of the transferred amount.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
VISA Credit Card - 9.90%
Details No annual fee; Contactless Tap & Go Cards; 10-day grace period from due date to prevent a late fee; Life, Disability, & Unemployment Insurance is available; Regular APR: 9.9%*
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Moonlight Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 8.00%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Personal Loan - 8.25%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Personal Loan - 8.75%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Personal Loan - 9.00%
Details (over $15,000)
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Moonlight Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Moonlight Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Moonlight Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Moonlight Credit Union
Address 101 Deer Park rd, Worthington, PA 16262
Phone 724-297-3084
Fax 724-297-3826
President Desmond Waldor
CEO Karen Janoski
Full-Time Employees 8
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.00%
Return on Assets (ROA)
0.3744%
Return on Equity (ROE)
2.3767%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
49,106,600
Total Amount of Shares and Deposits
41,650,442
Total Shares and Deposits < 1 Year
33,996,900
Total Shares and Deposits 1 3 Years
6,387,511
Total Shares and Deposits > 3 Years
1,266,031
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
278,957
Total Uninsured Shares and Deposits > $250K (F+J)
278,957
Total Insured Shares and Deposits > $250K (item 17 less item K)
41,371,485
Total Interest Expense (Sum of items 6 8)
173,531
Share Certificates
200
Number of Accounts for Share Drafts
1,508
IRA KEOGH Accounts
138
Number of Accounts for Regular Shares
4,272
Non Member Deposits
29
Net Income (unless the amount is already included in Undivided Earnings)
183,875
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,414,265
Total Liabilities
41,608,625
Source: NCUA — Last Updated 03/31/2024

Customer Reviews

There are no reviews for Moonlight Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Moonlight Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Moonlight Credit Union

How many branches does Moonlight Credit Union operate?

Moonlight Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Moonlight Credit Union?

Yes, to access services at Moonlight Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Moonlight Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Moonlight Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Moonlight Credit Union offer online and mobile banking?

Most modern institutions like Moonlight Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.moonlightcu.com.