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Mon Valley Community Federal Credit Union Rates & Review April 2026

Mon Valley Community Federal Credit Union's 6 mos CD rates are at 3.80%, 12 mos CD rates are at 3.55%, 24 mos CD rates are at 3.29%, 36 mos CD rates are at 3.03%. Mon Valley Community Federal Credit Union's savings rates are at 0.05%. Mon Valley Community Federal Credit Union's money market rates are at 0.50%. Mon Valley Community Federal Credit Union's 1st Mortgages rates are at 5.75%, 1st Mortgages rates are at 6.25%. MonitorBankRates evaluates the financial stability of Mon Valley Community Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.05%. Rates were last updated on 04/04/2026.

Mon Valley Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mon Valley Community Federal Credit Union? Share your experience about Mon Valley Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Mon Valley Community Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.05%
Excellent Lower than avg
Mon Valley Community Federal Credit Union
Mon Valley Community FCU
1932 Main Street
Allenport, PA 15412
https://www.mvcfcu.com
Member NCUA

Mon Valley Community Federal Credit Union CD Rates

Product Rate APY Term View More
6 mos Share Certificate 3.75% 3.80% 6 mos
Min Balance $1,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%
12 mos Share Certificate 3.50% 3.55% 12 mos
Min Balance $1,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%
24 mos Share Certificate 3.25% 3.29% 24 mos
Min Balance $1,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%
36 mos Share Certificate 3.00% 3.03% 36 mos
Min Balance $1,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%

Mon Valley Community Federal Credit Union Savings Rates

Product Rate APY View More
Christmas Savings 0.25% 0.25%
Details Maximum Dep: $5,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%
IRA Savings 0.25% 0.25%
No additional details.
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%
Share Savings 0.05% 0.05%
Min Balance $100
Details $100 minimum to receive APY
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%

Mon Valley Community Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market 1.00% 1.00%
Min Balance $50,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%
Money Market 0.75% 0.75%
Min Balance $25,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%
Money Market 0.50% 0.50%
Min Balance $10,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%

Mon Valley Community Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
1st Mortgages 5.75% - 5.75% 180 mos
No additional details.
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%
1st Mortgages 6.25% - 6.25% 240 mos
No additional details.
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%

Mon Valley Community Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit 7.25% - 7.25% 114 mos
Details Variable Rate
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%

Mon Valley Community Federal Credit Union Credit Card Rates

Product Rate APR View More
VISA 12.00% 12.00%
Details No Annual Fee
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.05%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Mon Valley Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Mon Valley Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Mon Valley Community Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Mon Valley Community Federal Credit Union
Address 1932 Main Street, Allenport, PA 15412
Phone 724-326-5632
Fax 724-326-4112
President Robert Vitalbo
CEO James Pallini
Full-Time Employees 11
Part-Time Employees 2
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.05%
Return on Assets (ROA)
1.9766%
Return on Equity (ROE)
6.1643%
Non-Performing Loans Ratio (NPL)
2.43%
Total Assets
187,057,882
Total Amount of Shares and Deposits
130,523,526
Total Shares and Deposits < 1 Year
128,173,017
Total Shares and Deposits 1 3 Years
2,350,509
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
7,773,734
Total Uninsured Shares and Deposits > $250K (F+J)
7,773,734
Total Insured Shares and Deposits > $250K (item 17 less item K)
122,749,792
Total Interest Expense (Sum of items 6 8)
1,031,768
Share Certificates
626
Number of Accounts for Share Drafts
1,965
IRA KEOGH Accounts
430
Number of Accounts for Regular Shares
5,314
All other shares
291
Money Market Shares
143
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
23,173,722
Total Liabilities
131,996,401
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
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Total Reviews
0
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Frequently Asked Questions About Mon Valley Community Federal Credit Union

Is Mon Valley Community Federal Credit Union a safe place to deposit money?

Yes, Mon Valley Community Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.0509752630242%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Mon Valley Community Federal Credit Union operate?

Mon Valley Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Mon Valley Community Federal Credit Union?

Yes, to access services at Mon Valley Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Mon Valley Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Mon Valley Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Mon Valley Community Federal Credit Union offer online and mobile banking?

Most modern institutions like Mon Valley Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mvcfcu.com.

Current Mon Valley Community Federal Credit Union Rates

  • Savings0.05%
  • MMA0.50%
Retrieved from our database of financial products. Rates subject to change.