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 Mclennan County Employees Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 4, 2026
Mclennan County Employees Federal Credit Union's 5 Year CD Min (PAID QUIARTERLY) rates are at 1.10%, 4 Year CD Min (PAID QUIARTERLY) rates are at 1.05%, 3 Year CD Min (PAID QUIARTERLY) rates are at 0.95%, 2 Year CD Min (PAID QUARTERLY) rates are at 0.85%, 1 Year CD Min (PAID QUARTERLY) rates are at 0.65%. Mclennan County Employees Federal Credit Union's savings rates are at 0.15%. Mclennan County Employees Federal Credit Union's money market rates are at 0.25%. MonitorBankRates evaluates the financial stability of Mclennan County Employees Federal Credit Union with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/04/2026. Mclennan County Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mclennan County Employees Federal Credit Union? Share your experience about Mclennan County Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Mclennan County Employees Federal Credit Union. Mclennan County Employees Federal Credit Union
Corporate Office 215 N 5th St Ste 224
https://www.mclennancountyefcu.com Waco, TX 76701 1364 
Mclennan County Employees Federal Credit Union CD Rates
Mclennan County Employees Federal Credit Union Savings Rates
Mclennan County Employees Federal Credit Union Money Market Rates
Mclennan County Employees Federal Credit Union Checking Rates
Mclennan County Employees Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Mclennan County Employees Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Mclennan County Employees Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Mclennan County Employees Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Mclennan County Employees Federal Credit Union
Address
215 N 5th St Ste 224,
Waco, TX 76701 1364
Phone
254-757-5015
Fax
254-757-5017
President
Timothy Jackson Jr
CEO
Alan Boyd
Full-Time Employees
5
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
-0.0356%
Return on Equity (ROE)
-0.1364%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
21,036,883
Total Amount of Shares and Deposits
15,404,010
Total Shares and Deposits < 1 Year
14,203,910
Total Shares and Deposits 1 3 Years
1,187,753
Total Shares and Deposits > 3 Years
12,347
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
85,218
Total Uninsured Shares and Deposits > $250K (F+J)
85,218
Total Insured Shares and Deposits > $250K (item 17 less item K)
15,318,792
Total Interest Expense (Sum of items 6 8)
134,277
Share Certificates
157
Number of Accounts for Share Drafts
763
IRA KEOGH Accounts
26
Number of Accounts for Regular Shares
2,866
Money Market Shares
26
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,681,511
Total Liabilities
15,542,249
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Mclennan County Employees Federal Credit UnionIs Mclennan County Employees Federal Credit Union a safe place to deposit money?Yes, Mclennan County Employees Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Mclennan County Employees Federal Credit Union operate?Mclennan County Employees Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Mclennan County Employees Federal Credit Union?Yes, to access services at Mclennan County Employees Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Mclennan County Employees Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Mclennan County Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Mclennan County Employees Federal Credit Union offer online and mobile banking?Most modern institutions like Mclennan County Employees Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mclennancountyefcu.com. Current Mclennan County Employees Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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