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iAdvertiser Disclosure
Advertiser Disclosure
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 Louisville Gas & Electric Company Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 17, 2026
Louisville Gas & Electric Company Credit Union's 6 Month CD rates are at 4.33%, 4-Year CD rates are at 3.30%, 3-Year CD rates are at 3.04%, 2-Year CD rates are at 2.78%, 1-Year CD rates are at 2.53%. Louisville Gas & Electric Company Credit Union's savings rates are at 0.05%. Louisville Gas & Electric Company Credit Union's money market rates are at 0.50%. MonitorBankRates evaluates the financial stability of Louisville Gas & Electric Company Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.44%. Rates were last updated on 03/17/2026. Louisville Gas & Electric Company Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Louisville Gas & Electric Company Credit Union? Share your experience about Louisville Gas & Electric Company Credit Union by leaving a review below, or read customer reviews before you decide to use Louisville Gas & Electric Company Credit Union. Louisville Gas & Electric Company Credit Union
Main Office 820 W Broadway
https://www.lgecu.org Louisville, KY 40202 
Louisville Gas & Electric Company Credit Union CD Rates
Louisville Gas & Electric Company Credit Union Savings Rates
Louisville Gas & Electric Company Credit Union Money Market Rates
Louisville Gas & Electric Company Credit Union Checking Rates
Louisville Gas & Electric Company Credit Union Mortgage Rates
Louisville Gas & Electric Company Credit Union Home Equity & HELOC
Louisville Gas & Electric Company Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Louisville Gas & Electric Company Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Louisville Gas & Electric Company Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Louisville Gas & Electric Company Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Louisville Gas & Electric Company Credit Union
Website
https://www.lgecu.org
Address
820 W Broadway,
Louisville, KY 40202
Phone
502-627-3140
Fax
502-627-4670
President
Samantha Stickler
CEO
Sharon Vittitow
Full-Time Employees
8
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.44%
Return on Assets (ROA)
0.5836%
Return on Equity (ROE)
3.7155%
Non-Performing Loans Ratio (NPL)
0.46%
Total Assets
48,421,676
Total Amount of Shares and Deposits
40,777,889
Total Shares and Deposits < 1 Year
40,309,600
Total Shares and Deposits 1 3 Years
337,995
Total Shares and Deposits > 3 Years
130,294
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,448,371
Total Uninsured Shares and Deposits > $250K (F+J)
4,448,371
Total Insured Shares and Deposits > $250K (item 17 less item K)
36,329,518
Total Interest Expense (Sum of items 6 8)
753,004
Share Certificates
850
Number of Accounts for Share Drafts
1,107
IRA KEOGH Accounts
96
Number of Accounts for Regular Shares
2,671
All other shares
122
Money Market Shares
32
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,745,659
Total Liabilities
40,827,957
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Louisville Gas & Electric Company Credit UnionIs Louisville Gas & Electric Company Credit Union a safe place to deposit money?Yes, Louisville Gas & Electric Company Credit Union is considered a safe financial institution. With a Texas Ratio of 1.4377441062432%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Louisville Gas & Electric Company Credit Union operate?Louisville Gas & Electric Company Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Louisville Gas & Electric Company Credit Union?Yes, to access services at Louisville Gas & Electric Company Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Louisville Gas & Electric Company Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Louisville Gas & Electric Company Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Louisville Gas & Electric Company Credit Union offer online and mobile banking?Most modern institutions like Louisville Gas & Electric Company Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lgecu.org. Current Louisville Gas & Electric Company Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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