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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Louisville Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Louisville Federal Credit Union's 6 Mo. CD rates are at 4.50%, 6 month CDs rates are at 4.50%, 9 Mo. CD rates are at 4.25%, 9 month CDs rates are at 4.25%, 1 Year CDs rates are at 4.00%. MonitorBankRates evaluates the financial stability of Louisville Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.06%. Rates were last updated on 04/19/2026. Louisville Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Louisville Federal Credit Union? Share your experience about Louisville Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Louisville Federal Credit Union. Louisville Federal Credit Union
Branch 1 1420 Gardiner Lane 1420 Gardiner Ln Rm 66
https://www.louisvillefcu.com Louisville, KY 40231 8900 
Louisville Federal Credit Union CD Rates
Louisville Federal Credit Union Checking Rates
Louisville Federal Credit Union Mortgage Rates
Louisville Federal Credit Union Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Louisville Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Louisville Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Louisville Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Louisville Federal Credit Union
Website
https://www.louisvillefcu.com
Address
1420 Gardiner Ln Rm 66,
Louisville, KY 40231 8900
Phone
502-458-2681
Fax
502-458-2682
President
Suzette Boesing
CEO
Tracye Thompson
Full-Time Employees
4
Part-Time Employees
2
Branch Locations
2
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.06%
Return on Assets (ROA)
0.4448%
Return on Equity (ROE)
1.9955%
Non-Performing Loans Ratio (NPL)
0.75%
Total Assets
32,834,297
Total Amount of Shares and Deposits
25,405,704
Total Shares and Deposits < 1 Year
24,581,412
Total Shares and Deposits 1 3 Years
764,632
Total Shares and Deposits > 3 Years
59,658
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
575,304
Total Uninsured Shares and Deposits > $250K (F+J)
575,304
Total Insured Shares and Deposits > $250K (item 17 less item K)
24,830,400
Total Interest Expense (Sum of items 6 8)
256,961
Share Certificates
346
Number of Accounts for Share Drafts
892
Number of Accounts for Regular Shares
2,226
All other shares
44
Net Income (unless the amount is already included in Undivided Earnings)
146,061
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,101,042
Total Liabilities
25,522,525
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Louisville Federal Credit UnionIs Louisville Federal Credit Union a safe place to deposit money?Yes, Louisville Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.0585225905728%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Louisville Federal Credit Union operate?Louisville Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Louisville Federal Credit Union?Yes, to access services at Louisville Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Louisville Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Louisville Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Louisville Federal Credit Union offer online and mobile banking?Most modern institutions like Louisville Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.louisvillefcu.com. Current Louisville Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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