Lincoln State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Lincoln State BankToday's 12-month CD rates can be found at 3.25%, 6-month CD rates at 3.00% and 3-month CD rates at 1.00%. Current savings rates are at 0.05% and money market rates are at 0.30%. Mortgage rates today on 30-year fixed loans are around 6.63%. Credit Card rates are at 13.74%. Personal Loan rates are at 12.25%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Lincoln State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Lincoln State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Lincoln State Bank CD rates. You can also compare Lincoln State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Lincoln State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lincoln State Bank? Share your experience about Lincoln State Bank by leaving a review below, or read customer reviews before you decide to use Lincoln State Bank.

Lincoln State Bank Texas Ratio

Lincoln State Bank's Texas Ratio is at 2.90%, which is considered excellent. The Texas Ratio for Lincoln State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Lincoln State Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Lincoln State Bank
302 Main Ave S
Hankinson, ND 58041
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Lincoln State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Liberty Bank
First Liberty Bank
Kasasa Checking
5.10%
$5
Three Rivers Bank of Montana
Three Rivers Bank of Montana
Kasasa Checking
4.50%
$100
QCBT Quad City B&T Co.
QCBT Quad City B&T Co.
6-Month CD
4.22%
$500
NASA Federal Credit Union
NASA Federal Credit Union
48-Month CD
4.10%
$1,000
First B&T Co. Perry, OK
First B&T Co. Perry, OK
12-Month CD (Jumbo)
3.97%
$250,000
Riverland Bank
Riverland Bank
36-Month CD
3.85%
$1,000
First Nebraska Bank
First Nebraska Bank
Performance Checking
3.81%
$0
Ameriprise Financial
Ameriprise Financial
18-Month CD
3.70%
$0
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
12-Month CD
3.60%
$1,000
West Pointe Bank
West Pointe Bank
48-Month CD
3.56%
$500
Meridian Bank
Meridian Bank
36-Month CD
3.35%
$500
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
48-Month CD
3.30%
$500
Pathfinder Bank
Pathfinder Bank
24-Month CD
3.00%
$1,000
Touchmark Bank
Touchmark Bank
Platinum Money Market
2.80%
$250,000
Bank of Old Monroe
Bank of Old Monroe
24-Month CD
2.77%
$1,000
Logansport Savings Bank
Logansport Savings Bank
12-Month CD
2.52%
$1,000
State Central Bank
State Central Bank
24-Month CD
2.52%
$10,000
Longview Bank
Longview Bank
36-Month CD
2.50%
$500
Rosedale FSL
Rosedale FSL
24-Month CD
2.50%
$500
Gateway Bank Mendota Heights, MN
Gateway Bank Mendota Heights, MN
36-Month CD
2.49%
$1,000
Security Bank Minnesota
Security Bank Minnesota
36-Month CD
2.40%
$1,000
Horicon Bank
Horicon Bank
24-Month CD
2.11%
$1,000
1st University Credit Union
1st University Credit Union
24-Month CD
2.02%
$1,000
802 Credit Union
802 Credit Union
18-Month CD
1.90%
$500
Alliance Bank IN
Alliance Bank IN
12-Month CD
1.77%
$1,000
South Central State Bank
South Central State Bank
36-Month CD
1.76%
$1,000
Madison County Bank
Madison County Bank
24-Month CD
1.70%
$500
Republic Bank of Chicago
Republic Bank of Chicago
48-Month CD
1.50%
$1,000
First Community Bank of Moultrie County
First Community Bank of Moultrie County
18-Month CD
1.11%
$500
Haviland State Bank
Haviland State Bank
Savings
1.11%
$50
Vinton County Bank
Vinton County Bank
12-Month CD
1.00%
$2,500
Hamler State Bank
Hamler State Bank
48-Month CD
0.90%
$500
Rondout Savings Bank
Rondout Savings Bank
48-Month CD
0.65%
$500
Atkins Savings B&T
Atkins Savings B&T
3-Month CD
0.50%
$1,000
Rondout Savings Bank
Rondout Savings Bank
24-Month CD
0.50%
$500
State Bank of Bottineau
State Bank of Bottineau
Regular Savings
0.50%
$50
Freedom Bank, Inc.
Freedom Bank, Inc.
18-Month CD
0.45%
$500
Bank of Elgin
Bank of Elgin
Pass Book Savings
0.40%
$0
First Southwest Bank
First Southwest Bank
Eagle Savings
0.35%
$0
New Mexico Bank and Trust
New Mexico Bank and Trust
Savings
0.25%
$25,000
Chelsea Groton Bank
Chelsea Groton Bank
24-Month CD
0.20%
$500
Tompkins Community Bank
Tompkins Community Bank
12-Month CD
0.20%
$1,000
Security State Bank of Marine
Security State Bank of Marine
Money Market
0.15%
$2,500
JTNB
JTNB
NOW Checking
0.10%
$1,000
Unico Bank
Unico Bank
6-Month CD
0.10%
$1,000
Empire State Bank
Empire State Bank
Money Market
0.10%
$2,500
Sugar River Bank
Sugar River Bank
Fundsavers Savings
0.05%
$10
PriorityOne Bank
PriorityOne Bank
Money Market
0.05%
$50,000
Pioneer Bank Albany, NY
Pioneer Bank Albany, NY
Passbook Savings
0.03%
$50
Brenham National Bank
Brenham National Bank
Success Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 24, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Lincoln State Bank rate data right now, check back for updates, we are adding rates all the time.

Lincoln State Bank Information

Lincoln State Bank
302 Main Ave S
Hankinson, ND 58041
Richland
Established Date: 08/03/1903
FDIC Certificate #: 8390
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: LINCOLN HOLDING CO
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Lincoln State Bank FDIC Insured? Yes
What is Lincoln State Bank's Cert number? 8390
What is the maximum amount for insured deposits? $250,000 per holder, per account

Lincoln State Bank Financials

Total Assets:
$108,029,000
Total Deposits:
$100,209,000
Equity Capital:
$6,209,000
Domestic Deposits:
$100,209,000
Net Income:
$108,000
Return on Assets:
1.0177%
Quarterly Return on Assets:
0.4000%
Pretax Return on Assets:
0.3956%
Pretax Quarterly Return on Assets:
0.4000%
Return on Equity:
23.8600%
Quarterly Return on Equity:
6.8400%
Common Equity Tier 1 Capital Ratio:
14.6079%
Tier 1 Risk-Based Capital Ratio:
14.6079%
Leverage Tier 1 (Core Capital) Ratio:
9.9131%
Total Risk-Based Capital Ratio (YTD):
15.8014%
Total Interest Income (YTD):
4.0441%
 
 
Headquarters:
Hankinson
FDIC Field Office:
Fargo
Regulator:
FDIC
County:
Richland
# of Offices:
3
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Average mortgage rates remain steady as another budget and debt ceiling crisis was averted in Congress. Near the eleventh hour, cooler (or increasingly desperate) heads prevailed on preventing the United States from defaulting for the first time in history. Economists believe the alternative would have been financial disaster and sharply higher mortgage rates.
Mortgage rates barely changed today as mortgage applications for home loans increased this week. Mortgage rates today on 30 year conforming mortgages are averaging 4.17%, down from yesterday’s average mortgage rate of 4.20%. Near record low mortgage rates are causing demand for home loans to increase this week according to the Mortgage Bankers Association. In the MBA's Weekly Application Survey mortgage applications increased 6.3 percent from the prior week.

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