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Lennox Employees Credit Union Rates & Review August 2026

Lennox Employees Credit Union's 18 month 18MO SPECIAL RATE rates are at 4.58%, 18 month 18MO SPECIAL RATE rates are at 4.16%, 30 MO SPECIAL RATE rates are at 4.06%, 18 month 18MO SPECIAL RATE rates are at 3.80%, 36 month 36MO Regular Rate rates are at 3.29%. Lennox Employees Credit Union's money market rates are at 1.00%. Lennox Employees Credit Union's Personal Loan Rates are at 4.24%. MonitorBankRates evaluates the financial stability of Lennox Employees Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 12.18%. Rates last updated and verified on 08/28/2026.

Lennox Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lennox Employees Credit Union? Share your experience about Lennox Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Lennox Employees Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 94/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
12.18%
Excellent Higher than avg
Lennox Employees Credit Union
Lennox Employees Credit Union
1004 E Main St
Marshalltown, IA 50158 2136
https://www.lennoxecu.com
Member NCUA

Lennox Employees Credit Union CD Rates

Product Rate APY Term View More
18 month 18MO SPECIAL RATE 4.50% 4.58% 18 months
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.18%
18 month 18MO SPECIAL RATE 4.10% 4.16% 18 months
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.18%
30 MO SPECIAL RATE 4.00% 4.06% 30 months
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.18%
18 month 18MO SPECIAL RATE 3.75% 3.80% 18 months
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.18%
36 month 36MO Regular Rate 3.25% 3.29% 36 months
Min Balance $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.18%
24 month 24MO REGULAR 3.20% 3.23% 24 months
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.18%
24 month 24MO Regular Rate 3.15% 3.18% 24 months
Min Balance $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.18%
24 month 24MO Regular Rate 3.10% 3.13% 24 months
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.18%
24 month 24MO Regular Rate 3.00% 3.03% 24 months
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.18%
36 month 36MO Regular Rate 3.00% 3.03% 36 months
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.18%
12 month 12MO Regular Rate 2.95% 2.98% 12 months
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.18%
36 month 36MO Regular Rate 2.95% 2.98% 36 months
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.18%
60 month 60MO Regular Rate 2.95% 2.98% 60 months
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.18%
12 month 12MO Regular Rate 2.90% 2.93% 12 months
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.18%
60 month 60MO Regular Rate 2.90% 2.93% 60 months
Min Balance $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.18%
60 month 60MO Regular Rate 2.80% 2.83% 60 months
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.18%
9 month 9MO Regular Rate 2.75% 2.77% 9 months
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.18%
9 month 9MO Regular Rate 2.55% 2.57% 9 months
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.18%
6 month 6MO Regular Rate 2.50% 2.51% 6 months
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.18%
6 month 6MO Regular Rate 2.45% 2.46% 6 months
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.18%

Lennox Employees Credit Union Savings Rates

Product Rate APY View More
CHRISTMAS CLUB 0.15% 0.15%
Min Balance $200
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.18%
KIRBY KIDS CLUB 0.15% 0.15%
Min Balance $5
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.18%

Lennox Employees Credit Union Money Market Rates

Product Rate APY View More
MONEY MARKET 2.00% 2.02%
Min Balance $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.18%
MONEY MARKET 1.10% 1.11%
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.18%
MONEY MARKET 1.00% 1.00%
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.18%

Lennox Employees Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
HOME EQUITY LOANS - - 4.74% 5 YEAR FIXED RATE
Details As Low As; Up to 80% LTV
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.18%
HOME EQUITY LOANS - - 5.54% 5 YEAR FIXED RATE
Details As Low As; 81-90% LTV
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.18%
HOME EQUITY LOANS - - 5.74% 7 YEAR FIXED RATE
Details As Low As; 81-90% LTV
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.18%
HOME EQUITY LOANS - - 5.84% 10 YEAR FIXED RATE
Details As Low As; 81 TO 90 % LTV
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.18%

Lennox Employees Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Vehicles, Boats & Trailer over 16 Loan - - 4.24% Up to 48 Months
Details As Low As
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.18%
Used Vehicles 2019 & Newer, Boats & Trailer over16 Loan - - 4.44% 36 Months
Details As Low As
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.18%
New Vehicles, Boats & Trailer over 16 Loan - - 4.74% 61 to 72 Month
Details As Low As
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.18%
Used Vehicles 2019 & Newer, Boats & Trailer over16 Loan - - 4.74% 60 Months
Details As Low As
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.18%
Used Vehicles 2019 & Newer, Boats & Trailer over16 Loan - - 4.94% 61 to 72 MONTHS
Details As Low As; MINIMUM LOAN AMOUNT $ 25,000.00
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.18%
New Vehicles, Boats & Trailer over 16 Loan - - 5.24% 73 to 84 Months
Details As Low As; MINIMUM LOAN AMOUNT $25,000.00
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.18%
2018 & Older Used Vehicles, Boats & Trailer over16 Loan - - 5.34% 24 to 36 Months
Details As Low As
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.18%
2018 & Older Used Vehicles, Boats & Trailer over16 Loan - - 5.74% 49 to 60 Months
Details As Low As
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.18%
2018 & Older Used Vehicles, Boats & Trailer over16 Loan - - 8.50% Up to 36 Months
Details As Low As
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.18%
2018 & Older Used Vehicles, Boats & Trailer over16 Loan - - 8.75% 37 to 48 Months
Details As Low As
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.18%

Lennox Employees Credit Union Credit Card Rates

Product Rate APR View More
Visa 9.90% 9.90%
Details Fixed rate with rewards. Rates are subject to change without notice. Rates effective as of 6/30/2026. Please Call and Talk to Loan Officer Today!
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 12.18%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Lennox Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Lennox Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Lennox Employees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Lennox Employees Credit Union
Address 1004 E Main St, Marshalltown, IA 50158 2136
Phone 641-754-4501
Fax 641-754-4505
President Travis Keeler
CEO Carl Mundth
Full-Time Employees 13
Part-Time Employees 3
Branch Locations 1
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
12.18%
Return on Assets (ROA)
0.1520%
Return on Equity (ROE)
1.6524%
Non-Performing Loans Ratio (NPL)
1.96%
Total Assets
68,829,610
Total Amount of Shares and Deposits
62,895,335
Total Shares and Deposits < 1 Year
56,454,759
Total Shares and Deposits 1 3 Years
6,388,519
Total Shares and Deposits > 3 Years
52,057
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,888,418
Total Uninsured Shares and Deposits > $250K (F+J)
1,888,418
Total Insured Shares and Deposits > $250K (item 17 less item K)
61,006,917
Total Interest Expense (Sum of items 6 8)
1,032,356
Share Certificates
741
Number of Accounts for Share Drafts
2,922
IRA KEOGH Accounts
127
Number of Accounts for Regular Shares
7,665
Money Market Shares
199
Net Income (unless the amount is already included in Undivided Earnings)
104,649
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,953,268
Total Liabilities
62,696,306
Source: NCUA — Last Updated 09/30/2025
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

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Customer Reviews

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Frequently Asked Questions About Lennox Employees Credit Union

How many branches does Lennox Employees Credit Union operate?

Lennox Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Lennox Employees Credit Union?

Yes, to access services at Lennox Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Lennox Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Lennox Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Lennox Employees Credit Union offer online and mobile banking?

Most modern institutions like Lennox Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lennoxecu.com.

Current Lennox Employees Credit Union Rates

  • 12-Month CD2.93%
  • 18-Month CD3.80%
  • 24-Month CD3.03%
  • 60-Month CD2.83%
  • MMA1.00%
Retrieved from our database of financial products. Rates subject to change.