Legacy State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Legacy State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Legacy State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Legacy State Bank CD rates. You can also compare Legacy State Bank savings rates, MMA rates and mortgage rates using our other rate lists. Legacy State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Legacy State Bank? Share your experience about Legacy State Bank by leaving a review below, or read customer reviews before you decide to use Legacy State Bank. Legacy State Bank Texas Ratio Legacy State Bank's Texas Ratio is at 4.06%, which is considered excellent. The Texas Ratio for Legacy State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Legacy State Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Legacy State Bank Rates with Other Competitive Bank and Credit Union Rates
Raymond James Bank
60-Month CD
4.30%
$1,000
Parke Bank
12-Month CD
4.25%
$500
Merrick Bank
48-Month CD
4.10%
$25,000
Pacific Crest SB
24-Month CD
4.00%
$2,000
New Millennium Bank
18-Month CD
3.75%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates April 23, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Legacy State Bank rate data right now, check back for updates, we are adding rates all the time. Legacy State Bank InformationLegacy State Bank
3825 Harrison RdLoganville, GA 30052 Gwinnett Established Date: 03/15/2005 FDIC Certificate #: 57882 Date of FDIC Deposit Insurance: 03/15/2005 How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: https://www.legacystatebank.com
Is Legacy State Bank FDIC Insured? Yes
What is Legacy State Bank's Cert number? 57882
What is the maximum amount for insured deposits? $250,000 per holder, per account
Legacy State Bank FinancialsTotal Assets:
$170,113,000
Total Deposits:
$146,199,000
Equity Capital:
$17,759,000
Domestic Deposits:
$146,199,000
Net Income:
$378,000
Return on Assets:
0.6806%
Quarterly Return on Assets:
0.9200%
Pretax Return on Assets:
1.1331%
Pretax Quarterly Return on Assets:
1.1300%
Return on Equity:
6.3100%
Quarterly Return on Equity:
8.5700%
Common Equity Tier 1 Capital Ratio:
15.1050%
Tier 1 Risk-Based Capital Ratio:
15.8190%
Leverage Tier 1 (Core Capital) Ratio:
12.0233%
Total Risk-Based Capital Ratio (YTD):
16.9843%
Total Interest Income (YTD):
4.7602%
Headquarters:
Loganville
FDIC Field Office:
Atlanta
Regulator:
FDIC
County:
Gwinnett
# of Offices:
1
Metropolitan Statistical Area (MSA):
Atlanta-Sandy Springs-Alpharetta, GA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsEveryone who has opened a savings account, money market account, or a certificate of deposit account over the past 6 years has seen how low interest rates have fallen. If you had a long term certificate of deposit mature recently, you've been shocked by how low CD rates are on both short and long term CDs. This long cycle of low interest rates was started by the financial crisis of 2007 and the Great Recession that followed in 2008.
Speculation on when the Federal Open Market Committee will increase interest rates continues to change. The most recent round of speculation is based on the FOMC's January 2015 meeting minutes. The minutes show the FOMC hesitating to increase rates in June 2015 on fears of derailing the economic recovery.
AmTrust Direct is offering some of the best CD rates currently available. The current 12 month certificate of deposit rate is 1.686 percent with an annual percentage yield (APY) of 1.70 percent.
Bank or Credit Union Offers and DealsMySavingsDirect Savings RatesFixed Mortgage Rates Jump Higher Following Bond Yields Higher: 30 Year Mortgage Rates at 5.13%, 15 Year Mortgage Rates at 4.29% First Central Savings CD Rates New Year Mortgage Loan Rates: 30 Year Jumbo Rate Mortgages at 5.33% Money Market Rates and Savings Rates Report May 17, 2015 Best CD Rates in December Just Increased Refinance Rates Stabilize: 30 Year Refinance Rates at 5.12% Luana Savings Bank 5 Year Jumbo CD Rates now at 1.35% Best CD Rates from Banks & Credit Unions in San Francisco, California Estimating Your Social Security Benefits Alternative Bank and Credit Union Offers to ExploreBest CD Rates & CD Yields in TexasMortgage Rates: Rates and Bond Yields are Headed Higher: 30 Year Mortgage Rates at 4.07% Mortgage Rates: Long Term Mortgage Rates Decline This Week: Conforming 15 Year Mortgage Rates at 3.24% Mortgage Rates Sunday February 13, 2011: 30 Year Mortgage Rates Just Above 5.00% Silvergate Bank Money Market Account Rates now at 1.10% Mortgage Rates Mixed This Week Freddie Mac: 30 Year Mortgage Rates Higher Averaging 4.37%, 15 Year Mortgage Rates Lower Averaging 3.82% Best 1 Year CD Rates and CD Yields in Chicago Credit Union of Colorado Current Mortgage Rates E*TRADE Bank Premium Savings Account Treasury Yields Higher on Greece Debt Deal Legacy State Bank ReviewsThere are no reviews for Legacy State Bank yet. Feel free to create one below.
Add Your Rating and Review for Legacy State Bank
See how Legacy State Bank Compares to other banks |
Today's 12-month CD rates can be found at 4.08%, 6-month CD rates at 1.90% and 3-month CD rates at 0.05%. Current savings rates are at 0.10% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.78%. Credit Card rates are at 18.00%. Personal Loan rates are at 11.24%. All these rates, and more, can be found in our database of rates. 
