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iAdvertiser Disclosure
Advertiser Disclosure
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 Lafayette Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 11, 2026
Lafayette Federal Credit Union's 1-Year CD rates are at 3.76%, 7-month term Fixed-Rate CDs rates are at 3.76%, IRA Fixed-Rate CD 1-year term rates are at 3.76%, IRA Fixed-Rate CD 2-year term rates are at 3.71%, IRA Fixed-Rate CD 3-year term rates are at 3.66%. Lafayette Federal Credit Union's savings rates are at 0.10%. Lafayette Federal Credit Union's money market rates are at 0.00%. Lafayette Federal Credit Union's Personal Loan Rates are at 5.00%. MonitorBankRates evaluates the financial stability of Lafayette Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.75%. Rates were last updated on 04/11/2026. Lafayette Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lafayette Federal Credit Union? Share your experience about Lafayette Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Lafayette Federal Credit Union. Lafayette Federal Credit Union
Norman Cohen Financial Service Center 2701 Tower Oaks Blvd
https://www.lfcu.org Rockville, MD 20852 
Lafayette Federal Credit Union CD Rates
Lafayette Federal Credit Union Savings Rates
Lafayette Federal Credit Union Money Market Rates
Lafayette Federal Credit Union Checking Rates
Lafayette Federal Credit Union Home Equity & HELOC
Lafayette Federal Credit Union Auto Loan Rates
Lafayette Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Lafayette Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Lafayette Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Lafayette Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Lafayette Federal Credit Union
Website
https://www.lfcu.org
Address
2701 Tower Oaks Blvd,
Rockville, MD 20852
Phone
301-929-7990
Fax
President
Mary Jo Morris
CEO
John Farmakides
Full-Time Employees
227
Part-Time Employees
1
Branch Locations
11
ATM Locations
11
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.75%
Return on Assets (ROA)
0.3991%
Return on Equity (ROE)
3.1441%
Non-Performing Loans Ratio (NPL)
1.93%
Total Assets
2,151,447,282
Total Amount of Shares and Deposits
1,874,206,468
Total Shares and Deposits < 1 Year
909,399,308
Total Shares and Deposits 1 3 Years
747,164,578
Total Shares and Deposits > 3 Years
217,642,580
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
480,596,829
Total Uninsured Shares and Deposits > $250K (F+J)
480,596,829
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,393,609,639
Total Interest Expense (Sum of items 6 8)
49,337,351
Share Certificates
26,708
Number of Accounts for Share Drafts
24,928
IRA KEOGH Accounts
696
Number of Accounts for Regular Shares
78,113
All other shares
7,944
Non Member Deposits
17
Money Market Shares
296
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
492,484,085
Total Liabilities
1,909,606,263
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Lafayette Federal Credit UnionIs Lafayette Federal Credit Union a safe place to deposit money?Yes, Lafayette Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 10.749121257664%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Lafayette Federal Credit Union operate?Lafayette Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Lafayette Federal Credit Union?Yes, to access services at Lafayette Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Lafayette Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Lafayette Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Lafayette Federal Credit Union offer online and mobile banking?Most modern institutions like Lafayette Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lfcu.org. Current Lafayette Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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