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LA Healthcare Federal Credit Union Rates & Review March 2026

LA Healthcare Federal Credit Union's savings rates are at 0.50%. LA Healthcare Federal Credit Union's money market rates are at 1.00%. MonitorBankRates evaluates the financial stability of LA Healthcare Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.40%. Rates were last updated on 03/17/2026.

LA Healthcare Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at LA Healthcare Federal Credit Union? Share your experience about LA Healthcare Federal Credit Union by leaving a review below, or read customer reviews before you decide to use LA Healthcare Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.40%
Excellent Lower than avg
LA Healthcare Federal Credit Union
GOOD SAMARITAN
1245 Wilshire Blvd Lbby
Los Angeles, CA 90017 4810
https://www.lahfcu.org
Member NCUA

LA Healthcare Federal Credit Union Savings Rates

Product Rate APY View More
Money Market (Club Accounts) 1.00% 1.00%
Min Balance $1,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.51%
Kids Savings Account 0.50% 0.50%
Min Deposit $25
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.51%

LA Healthcare Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market (Club Accounts) 1.00% 1.00%
Min Balance $1,000
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.51%

LA Healthcare Federal Credit Union Checking Rates

Product Rate APY View More
Checking Accounts - 0.00%
Min Deposit $25
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.51%

LA Healthcare Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Rewards Card - 12.99%
Details Cash Advance APR: 17.99%
Last Updated 03/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.51%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for LA Healthcare Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather LA Healthcare Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with LA Healthcare Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name LA Healthcare Federal Credit Union
Address 1245 Wilshire Blvd Lbby, Los Angeles, CA 90017 4810
Phone 213-748-4788
Fax
President Bonnie Gorges
CEO Annice Kim
Full-Time Employees 4
Part-Time Employees 0
Branch Locations 2
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.40%
Return on Assets (ROA)
-0.0773%
Return on Equity (ROE)
-0.9014%
Non-Performing Loans Ratio (NPL)
0.33%
Total Assets
15,212,461
Total Amount of Shares and Deposits
13,837,386
Total Shares and Deposits < 1 Year
13,837,383
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
196,196
Total Uninsured Shares and Deposits > $250K (F+J)
196,196
Total Insured Shares and Deposits > $250K (item 17 less item K)
13,641,190
Total Interest Expense (Sum of items 6 8)
56,423
Share Certificates
34
Number of Accounts for Share Drafts
935
Number of Accounts for Regular Shares
1,776
All other shares
92
Money Market Shares
181
Net Income (unless the amount is already included in Undivided Earnings)
-13,004
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,150,201
Total Liabilities
13,907,628
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About LA Healthcare Federal Credit Union

Is LA Healthcare Federal Credit Union a safe place to deposit money?

Yes, LA Healthcare Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.3971136536246%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does LA Healthcare Federal Credit Union operate?

LA Healthcare Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join LA Healthcare Federal Credit Union?

Yes, to access services at LA Healthcare Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, LA Healthcare Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, LA Healthcare Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does LA Healthcare Federal Credit Union offer online and mobile banking?

Most modern institutions like LA Healthcare Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lahfcu.org.

Current LA Healthcare Federal Credit Union Rates

  • Savings0.50%
  • MMA1.00%
Retrieved from our database of financial products. Rates subject to change.