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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
KUE Federal Credit Union Rates & Review April 2026KUE Federal Credit Union's 6 Month CDs of Deposit (CDs) - Share, Traditional IRA, Roth IRA, and Educ IRA rates are at 4.00%, 6 Month CD rates are at 4.00%, CDs of Deposit (CDs) - Share, Traditional IRA, Roth IRA, and Educ IRA 6 Month rates are at 4.00%, 5 Years CDs of Deposit (CDs) - Share, Traditional IRA, Roth IRA, and Educ IRA rates are at 2.90%, 5 Years CD rates are at 2.90%. KUE Federal Credit Union's savings rates are at 0.20%. KUE Federal Credit Union's Personal Loan Rates are at 4.75%. MonitorBankRates evaluates the financial stability of KUE Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.70%. Rates were last updated on 04/18/2026. KUE Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at KUE Federal Credit Union? Share your experience about KUE Federal Credit Union by leaving a review below, or read customer reviews before you decide to use KUE Federal Credit Union.
KUE Federal Credit Union CD Rates
KUE Federal Credit Union Savings Rates
KUE Federal Credit Union Home Equity & HELOC
KUE Federal Credit Union Auto Loan Rates
KUE Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for KUE Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather KUE Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with KUE Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
KUE Federal Credit Union
Website
https://www.kuefcu.com
Address
1 Quality St,
Lexington, KY 40507 1428
Phone
859-367-1230
Fax
859-367-1157
President
Chris Disponette
CEO
Stephanie Gillis
Full-Time Employees
5
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.70%
Return on Assets (ROA)
0.5276%
Return on Equity (ROE)
3.6495%
Non-Performing Loans Ratio (NPL)
1.00%
Total Assets
54,774,214
Total Amount of Shares and Deposits
47,076,033
Total Shares and Deposits < 1 Year
45,511,566
Total Shares and Deposits 1 3 Years
1,025,627
Total Shares and Deposits > 3 Years
538,840
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,012,564
Total Uninsured Shares and Deposits > $250K (F+J)
2,012,564
Total Insured Shares and Deposits > $250K (item 17 less item K)
45,063,469
Total Interest Expense (Sum of items 6 8)
437,874
Share Certificates
349
Number of Accounts for Share Drafts
1,744
IRA KEOGH Accounts
172
Number of Accounts for Regular Shares
2,866
All other shares
278
Net Income (unless the amount is already included in Undivided Earnings)
289,007
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,963,862
Total Liabilities
46,855,088
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About KUE Federal Credit UnionIs KUE Federal Credit Union a safe place to deposit money?Yes, KUE Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.702634103814%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does KUE Federal Credit Union operate?KUE Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join KUE Federal Credit Union?Yes, to access services at KUE Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, KUE Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, KUE Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does KUE Federal Credit Union offer online and mobile banking?Most modern institutions like KUE Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.kuefcu.com. Current KUE Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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