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Kings Peak Credit Union

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Kings Peak Credit Union Rates & Review April 2026

Q: How many branches does Kings Peak Credit Union operate?

Kings Peak Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Kings Peak Credit Union?

Yes, to access services at Kings Peak Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Kings Peak Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 4, 2026

Kings Peak Credit Union's Personal Loan Rates are at 5.49%. MonitorBankRates evaluates the financial stability of Kings Peak Credit Union with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 14.23%. Rates were last updated on 04/04/2026.

Kings Peak Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Kings Peak Credit Union? Share your experience about Kings Peak Credit Union by leaving a review below, or read customer reviews before you decide to use Kings Peak Credit Union.

Overall Health & Safety Grade

A-

Very Good Health Score: 93/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

14.23%

Excellent Higher than avg

Kings Peak Credit Union
Kings Peak Credit Union

180 N 300 E
Roosevelt, UT 84066

https://www.kingspeakcu.com

Kings Peak Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Auto Loan	-	-	5.49%	72
Details As Low As Last Updated 03/27/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 14.23%
Used Auto Loan	-	-	5.49%	72
Details As Low As Last Updated 03/27/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 14.23%

Kings Peak Credit Union Credit Card Rates

Product	Rate	APR	View More
Credit Card	-	8.74%
Details As Low As; no annual or balance transfer fee Last Updated 03/27/2026 Institution Ratings 5.0 Star Rating A- Health Grade ◈ Texas Ratio: 14.23%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Kings Peak Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Kings Peak Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Kings Peak Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Kings Peak Credit Union

Website https://www.kingspeakcu.com

Address 180 N 300 E, Roosevelt, UT 84066

Phone 435-722-3795

Fax 435-722-9282

President William Fausett

CEO Ryan Reynolds

Full-Time Employees 9

Part-Time Employees 0

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A- (93/100)

Texas Ratio

14.23%

Return on Assets (ROA)

1.0405%

Return on Equity (ROE)

11.4053%

Non-Performing Loans Ratio (NPL)

1.66%

Total Assets

60,104,230

Total Amount of Shares and Deposits

54,495,740

Total Shares and Deposits < 1 Year

50,358,394

Total Shares and Deposits 1 3 Years

3,352,313

Total Shares and Deposits > 3 Years

785,033

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

5,690,742

Total Uninsured Shares and Deposits > $250K (F+J)

5,690,742

Total Insured Shares and Deposits > $250K (item 17 less item K)

48,804,998

Total Interest Expense (Sum of items 6 8)

1,461,709

Share Certificates

280

Number of Accounts for Share Drafts

2,037

Number of Accounts for Regular Shares

4,040

Money Market Shares

410

Net Income (unless the amount is already included in Undivided Earnings)

625,405

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

2,822,596

Total Liabilities

54,620,785

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews

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Frequently Asked Questions About Kings Peak Credit Union

Is Kings Peak Credit Union a safe place to deposit money?

Yes, Kings Peak Credit Union is considered a safe financial institution. With a Texas Ratio of 14.228062832763%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Kings Peak Credit Union operate?

Kings Peak Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Kings Peak Credit Union?

Yes, to access services at Kings Peak Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Kings Peak Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Kings Peak Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Kings Peak Credit Union offer online and mobile banking?

Most modern institutions like Kings Peak Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.kingspeakcu.com.