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Jordan Federal Credit Union Rates & Review April 2026

Jordan Federal Credit Union's CD Account 60 Month rates are at 4.10%, CD Account 36 Month rates are at 4.05%, CD Account 24 Month rates are at 4.00%, CD Account 48 Month rates are at 4.00%, Growth CD Account 24 Month rates are at 4.00%. Jordan Federal Credit Union's savings rates are at 0.10%. Jordan Federal Credit Union's money market rates are at 0.10%. Jordan Federal Credit Union's 15 Year Mortgage rates are at 5.75%, 5 Year Mortgage rates are at 5.50%, 20 Year Mortgage rates are at 6.12%, 30 Year Mortgage rates are at 6.25%. Jordan Federal Credit Union's Personal Loan Rates are at 11.99%. MonitorBankRates evaluates the financial stability of Jordan Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.01%. Rates were last updated on 04/02/2026.

Jordan Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Jordan Federal Credit Union? Share your experience about Jordan Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Jordan Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.01%
Excellent Lower than avg
Jordan Federal Credit Union
South Jordan Corporate Office
1750 West 11400 South #200
South Jordan, UT 84095
https://jordan-cu.org/
Member NCUA

Jordan Federal Credit Union CD Rates

Product Rate APY Term View More
Certificate Account 60 Month 4.03% 4.10% 60
Min Deposit $500
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%
Certificate Account 36 Month 3.98% 4.05% 36
Min Deposit $500
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%
Certificate Account 24 Month 3.93% 4.00% 24
Min Deposit $500
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%
Certificate Account 48 Month 3.93% 4.00% 48
Min Deposit $500
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%
Growth Certificate Account 24 Month 3.93% 4.00% 24
Min Deposit $100
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%
Certificate Account 12 Month 3.88% 3.95% 12
Min Deposit $500
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%
Certificate Account 18 Month 3.88% 3.95% 18
Min Deposit $500
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%
Growth Certificate Account 12 Month 3.88% 3.95% 12
Min Deposit $100
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%
Certificate Account 6 Month 3.83% 3.90% 6
Min Deposit $500
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%

Jordan Federal Credit Union Savings Rates

Product Rate APY View More
Regular Share Savings 0.10% 0.10%
Details In addition, the credit union estimates a prospective dividend rate of 0.10% and a prospective APY of 0.10% for the period of January 1 through June 31, 2026. Fees could reduce earnings. Dividends are credited quarterly. The Dividend Rate and Annual Percentage Yield may change quarterly for Share Savings.
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%

Jordan Federal Credit Union Money Market Rates

Product Rate APY View More
Elite Money Market Deposit Account (EMMDA) < 3.75% 3.80%
Min Balance $1,000,000
Details $1,000,000; Dividend Rate: 3.75%
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%
Elite Money Market Deposit Account (EMMDA) 3.11% 3.15%
Min Balance $250,000
Details $250,000-$999,999; Dividend Rate: 3.11%
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%
Elite Money Market Deposit Account (EMMDA) 2.67% 2.70%
Min Balance $100,000
Details $100,000-$249,999; Dividend Rate: 2.67%
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%
Money Market Deposit Account (MMDA) < 2.18% 2.20%
Min Balance $100,000
Details $100,000; Dividend Rate: 2.18%
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%
Money Market Deposit Account (MMDA) 1.99% 2.00%
Min Balance $50,000
Details $50,000-$99,999; Dividend Rate: 1.99%
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%
Elite Money Market Deposit Account (EMMDA) 1.89% 1.90%
Min Balance $50,000
Details $50,000-$99,999; Dividend Rate: 1.89%
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%
Elite Money Market Deposit Account (EMMDA) 1.49% 1.50%
Min Balance $20,000
Details $20,000-$49,999; Dividend Rate: 1.49%
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%
Money Market Deposit Account (MMDA) 1.24% 1.25%
Min Balance $20,000
Details $20,000-$49,999; Dividend Rate: 1.24%
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%
Elite Money Market Deposit Account (EMMDA) < 1.00% 1.00%
Details $19,999; Dividend Rate: 1.00%
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%
Money Market Deposit Account (MMDA) 1.00% 1.00%
Min Balance $10,000
Details $10,000-$19,999; Dividend Rate: 1.00%
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%
Money Market Deposit Account (MMDA) 0.75% 0.75%
Min Balance $2,500
Details $2,500-$9,999; Dividend Rate: 0.75%
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%
Money Market Deposit Account (MMDA) < 0.10% 0.10%
Details $2,499; Dividend Rate: 0.10%
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%

Jordan Federal Credit Union Checking Rates

Product Rate APY View More
Elite Checking - 2.00%
Min Balance $0
Details Qualifications Required: Receive your monthly statement electronically (Online Statements); Have 10 debit card point-of-sale transactions post and clear during the Qualification Cycle; Have at least one direct deposit or one auto-debit via ACH during the Qualification Cycle; Qualifying balance up to $10,000.00
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%
Elite Checking Balance - 2.00%
Details $0-$10,000; Up to $20/mo.; Qualifications Required
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%
Elite Checking Above Balance - 0.25%
Details $10,000; Up to $20/mo.; Qualifications Required
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%

Jordan Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
15 Year Mortgage 5.75% - 6.13%
Details OAC*
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%
5 Year Mortgage 5.50% - 6.26%
Details OAC*
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%
20 Year Mortgage 6.13% - 6.28%
Details OAC*
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%
30 Year Mortgage 6.25% - 6.37%
Details OAC*
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%

Jordan Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
HELOC Introductory Rate - - 3.99%
Details After six months, the introductory rate will convert to the Variable Rate
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%
HELOC Variable Rate - - 6.75%
No additional details.
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%
HELOC 60 Month Fixed Rate - - 6.99% 60
No additional details.
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%
HELOC 120 Month Fixed Rate - - 7.24% 120
No additional details.
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%
HELOC 84 Month Fixed Rate - - 7.24% 84
No additional details.
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%
HELOC 180 Month Fixed Rate - - 7.49% 180
No additional details.
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%

Jordan Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan 48 MONTH - - 4.74% 48
Details Estimated monthly payment per $1,000 borrowed is approximately $22.91.
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%
Auto Loan 60 MONTH - - 4.74% 60
Details Estimated monthly payment per $1,000 borrowed is approximately $18.75.
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%
Auto Loan 72 MONTH - - 4.99% 72
Details Estimated monthly payment per $1,000 borrowed is approximately $16.10.
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%
Auto Loan 84 MONTH - - 5.74% 84
Details Estimated monthly payment per $1,000 borrowed is approximately $14.37.
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%

Jordan Federal Credit Union Credit Card Rates

Product Rate APR View More
Platinum VISA - 11.99%
Details Lowest interest. 28 day grace period. No balance transfer fee. Cash advances okay. No annual fee.
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%
Platinum+ Rewards VISA - 12.24%
Details Lowest interest. 28 day grace period. No balance transfer fee. Cash advances okay. No annual fee.; Get 10,000 Starting Rewards Points.
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%

Jordan Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan <24 MONTH - 11.99%
Details Estimated monthly payment per $1,000 borrowed is approximately $48.49.
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%
Personal Loan 36 MONTH - 12.24%
Details Estimated monthly payment per $1,000 borrowed is approximately $34.69.
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%
Personal Loan 48 MONTH - 12.49%
Details Estimated monthly payment per $1,000 borrowed is approximately $27.93.
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%
Personal Loan 60 MONTH - 12.74%
Details Estimated monthly payment per $1,000 borrowed is approximately $23.99.
Last Updated 04/02/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.01%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Jordan Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Jordan Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Jordan Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Jordan Federal Credit Union
Address 1750 West 11400 South #200, South Jordan, UT 84095
Phone 801-566-4195
Fax 801-253-3223
President Christopher Finley
CEO Lindsey Merritt
Full-Time Employees 85
Part-Time Employees 7
Branch Locations 6
ATM Locations 4
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.01%
Return on Assets (ROA)
0.2549%
Return on Equity (ROE)
2.7577%
Non-Performing Loans Ratio (NPL)
0.50%
Total Assets
405,410,388
Total Amount of Shares and Deposits
369,091,209
Total Shares and Deposits < 1 Year
353,924,457
Total Shares and Deposits 1 3 Years
8,644,212
Total Shares and Deposits > 3 Years
6,522,540
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
38,099,993
Total Uninsured Shares and Deposits > $250K (F+J)
38,099,993
Total Insured Shares and Deposits > $250K (item 17 less item K)
330,991,216
Total Interest Expense (Sum of items 6 8)
4,639,922
Share Certificates
3,131
Number of Accounts for Share Drafts
15,757
IRA KEOGH Accounts
496
Number of Accounts for Regular Shares
34,859
Money Market Shares
3,060
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
32,079,336
Total Liabilities
371,822,664
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Jordan Federal Credit Union

Is Jordan Federal Credit Union a safe place to deposit money?

Yes, Jordan Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.0079261942785%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Jordan Federal Credit Union operate?

Jordan Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Jordan Federal Credit Union?

Yes, to access services at Jordan Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Jordan Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Jordan Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Jordan Federal Credit Union offer online and mobile banking?

Most modern institutions like Jordan Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://jordan-cu.org/.

Current Jordan Federal Credit Union Rates

  • 12-Month CD3.95%
  • 18-Month CD3.95%
  • 24-Month CD4.00%
  • 60-Month CD4.10%
  • Savings0.10%
  • MMA0.10%
Retrieved from our database of financial products. Rates subject to change.