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Jordan Federal Credit Union Rates & Review September 2026

Jordan Federal Credit Union's 36 Month rates are at 4.25%, 60 Month rates are at 4.05%, 24 Month rates are at 4.00%, 48 Month rates are at 4.00%, 12 Month rates are at 3.95%. Jordan Federal Credit Union's 30-YEAR CONVENTIONAL Loan rates are at 5.99%. Jordan Federal Credit Union's Personal Loan Rates are at 8.49%. MonitorBankRates evaluates the financial stability of Jordan Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.17%. Rates last updated and verified on 08/31/2026.

Jordan Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Jordan Federal Credit Union? Share your experience about Jordan Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Jordan Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.17%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Jordan Federal Credit Union
South Jordan Corporate Office
1750 West 11400 South #200
South Jordan, UT 84095
https://jordan-cu.org/
Member NCUA

Jordan Federal Credit Union CD Rates

Product Rate APY Term View More
36 Month 4.17% 4.25% 36 Month
Min Deposit $500
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.17%
60 Month 3.98% 4.05% 60 Month
Min Deposit $500
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.17%
24 Month 3.93% 4.00% 24 Month
Min Deposit $500
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.17%
48 Month 3.93% 4.00% 48 Month
Min Deposit $500
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.17%
12 Month 3.88% 3.95% 12 Month
Min Deposit $500
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.17%
18 Month 3.88% 3.95% 18 Month
Min Deposit $500
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.17%
6 Month 3.83% 3.90% 6 Month
Min Deposit $500
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.17%

Jordan Federal Credit Union Checking Rates

Product Rate APY View More
Elite Checking - 2.00%
Min Balance $0
Details Qualifications Required: Receive your monthly statement electronically (Online Statements); Have 10 debit card point-of-sale transactions post and clear during the Qualification Cycle; Have at least one direct deposit or one auto-debit via ACH during the Qualification Cycle; Qualifying balance up to $10,000.00; ATM refunds of up to $20/month provided as long as qualifications are met.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.17%
Elite Checking - 0.25%
Min Balance $10,000
Details Balances over $10,000.00
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.17%
Elite Checking - 0.05%
Details If you don't meet any qualifications
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.17%

Jordan Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
30-YEAR CONVENTIONAL Loan 5.99% - 6.11% 30 YR
Details OAC*
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.17%

Jordan Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity HELOC - - 6.75%
Details 6-MONTH INTRO RATE; VARIABLE RATE; OAC*
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.17%
HOME EQUITY FIXED RATE - - 7.24% 84 MONTH
Details AS LOW AS; OAC*
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.17%

Jordan Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
AUTO - 5 YR NEW & USED - - 4.74% 60 MO
Details AS LOW AS; OAC*
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.17%
AUTO LOANS NEW & USED - - 4.74% 60 MONTH
Details AS LOW AS; OAC*
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.17%
AUTO - 7 YR NEW & USED - - 5.74% 84 MO
Details AS LOW AS; OAC*
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.17%

Jordan Federal Credit Union Credit Card Rates

Product Rate APR View More
PLATINUM + REWARDS VISA - 12.24%
Details OAC*
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.17%

Jordan Federal Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan 8.49% 12 Month
Details Starting at; Up to $4,000; Click for more details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.17%

Financial Health History

Jordan Federal Credit Union’s Texas Ratio fell from 2.80% in Q2 2023 to 2.17% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 3.8% 2.0★ 7.5% 3.0★ 11.3% 4.0★ 15% 5.0★ 15% Verified Healthy line 2.80% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 2.17% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$421M2.17%5.0A+
December 31, 2025$414M2.79%5.0A+
September 30, 2025$405M2.87%5.0A+
June 30, 2025$396M2.39%5.0A+
March 31, 2025$391M2.41%5.0A+
December 31, 2024$374M2.66%5.0A+
September 30, 2024$381M5.38%5.0A+
June 30, 2024$379M4.78%5.0A+
March 31, 2024$379M3.14%5.0A+
December 31, 2023$376M4.12%5.0A+
September 30, 2023$372M2.96%5.0A+
June 30, 2023$371M2.80%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Jordan Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Jordan Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Jordan Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Jordan Federal Credit Union
Address 1750 West 11400 South #200, South Jordan, UT 84095
Phone 801-566-4195
Fax 801-253-3223
President Christopher Finley
CEO Lindsey Merritt
Full-Time Employees 84
Part-Time Employees 7
Branch Locations 6
ATM Locations 5
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.17%
Return on Assets (ROA)
0.0547%
Return on Equity (ROE)
0.6061%
Non-Performing Loans Ratio (NPL)
0.37%
Total Assets
421,373,004
Total Amount of Shares and Deposits
385,331,702
Total Shares and Deposits < 1 Year
367,177,277
Total Shares and Deposits 1 3 Years
13,243,807
Total Shares and Deposits > 3 Years
4,910,619
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
44,042,483
Total Uninsured Shares and Deposits > $250K (F+J)
44,042,483
Total Insured Shares and Deposits > $250K (item 17 less item K)
341,289,219
Total Interest Expense (Sum of items 6 8)
1,559,675
Share Certificates
3,205
Number of Accounts for Share Drafts
15,917
IRA KEOGH Accounts
470
Number of Accounts for Regular Shares
34,860
Money Market Shares
3,141
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
21,738,793
Total Liabilities
387,485,796
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Jordan Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/jordan-federal-credit-union-rates-review-24698">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Jordan Federal Credit Union

How many branches does Jordan Federal Credit Union operate?

Jordan Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Jordan Federal Credit Union?

Yes, to access services at Jordan Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Jordan Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Jordan Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Jordan Federal Credit Union offer online and mobile banking?

Most modern institutions like Jordan Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://jordan-cu.org/.

Current Jordan Federal Credit Union Rates

  • 12-Month CD3.95%
  • 18-Month CD3.95%
  • 24-Month CD4.00%
  • 60-Month CD4.05%
Retrieved from our database of financial products. Rates subject to change.