Independence Bank Independence, OH CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Independence Bank Independence, OHToday's 12-month CD rates can be found at 3.28%, 6-month CD rates at 4.10% and 3-month CD rates at 2.52%. Current savings rates are at 0.55% and money market rates are at 0.30%. Mortgage rates today on 30-year fixed loans are around 6.44%. Credit Card rates are at 8.75%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Independence Bank Independence, OH CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Independence Bank Independence, OH, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Independence Bank Independence, OH CD rates. You can also compare Independence Bank Independence, OH savings rates, MMA rates and mortgage rates using our other rate lists.

Independence Bank Independence, OH money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Independence Bank Independence, OH? Share your experience about Independence Bank Independence, OH by leaving a review below, or read customer reviews before you decide to use Independence Bank Independence, OH.

Independence Bank Independence, OH Texas Ratio

Independence Bank Independence, OH's Texas Ratio is at 1.89%, which is considered excellent. The Texas Ratio for Independence Bank Independence, OH is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Independence Bank Independence, OH is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Independence Bank Independence, OH
4401 Rockside Rd
Independence, OH 44131
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Independence Bank Independence, OH Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Merchants Bank of Indiana
Merchants Bank of Indiana
Money Market
4.25%
$50
Bankwell Bank
Bankwell Bank
6-Month CD
4.20%
$1,000
Bread Financial
Bread Financial
36-Month CD
4.00%
$1,500
iGOBanking
iGOBanking
6-Month CD
4.00%
$1,000
Rosedale FSL
Rosedale FSL
12-Month CD
4.00%
$500
Palo Savings Bank
12-Month CD
3.80%
$1,000
First National Bank of Ava
First National Bank of Ava
12-Month CD
3.80%
$500
Integrity Bank & Trust
Integrity Bank & Trust
18-Month CD
3.55%
$500
Citizens Access
Citizens Access
12-Month CD
3.50%
$5,000
Mountain Pacific Bank
Mountain Pacific Bank
18-Month CD
3.50%
$500
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
12-Month CD
3.45%
$1,000
Bank of Rantoul
Bank of Rantoul
48-Month CD
3.34%
$500
Hinsdale Bank & Trust Company
Hinsdale Bank & Trust Company
26-Month CD
3.20%
$1,000
M&T Bank
M&T Bank
12-Month CD (Select)
3.00%
$1,000
Savings Bank of Walpole
Savings Bank of Walpole
18-Month CD
3.00%
$500
Security Federal Bank
Security Federal Bank
18-Month CD
3.00%
$500
Blue Foundry Bank
Blue Foundry Bank
48-Month CD
3.00%
$1,000
Pacific Crest SB
Pacific Crest SB
Money Market
2.75%
$2,000
Lake Elmo Bank
Lake Elmo Bank
18-Month CD
2.73%
$1,000
Senath State Bank
Senath State Bank
36-Month CD
2.52%
$500
Rosedale FSL
Rosedale FSL
24-Month CD
2.50%
$500
The Bank of South Carolina
The Bank of South Carolina
24-Month CD
2.50%
$1,000
Johnson State Bank
Johnson State Bank
36-Month CD
2.31%
$1,000
BankGloucester
BankGloucester
60-Month CD
2.25%
$500
JVB Juniata Valley Bank
JVB Juniata Valley Bank
60-Month CD
2.02%
$1,000
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
60-Month CD
2.00%
$1,000
USAA
USAA
12-Month CD
1.80%
$1,000
West Union Bank
West Union Bank
48-Month CD
1.80%
$500
Collinsville Bank
Collinsville Bank
48-Month CD
1.75%
$500
CNB Bank Berkeley Springs, WV
CNB Bank Berkeley Springs, WV
60-Month CD
1.50%
$500
Highland Bank
Highland Bank
12-Month CD
1.40%
$1,000
Midland Federal S&L
Midland Federal S&L
60-Month CD
1.26%
$1,000
TGSB Table Grove State Bank
TGSB Table Grove State Bank
24-Month CD
1.10%
$500
Pathfinder Bank
Pathfinder Bank
48-Month CD
1.10%
$1,000
Mid-Missouri Bank
Mid-Missouri Bank
60-Month CD
1.00%
$1,000
Community Bank of Missouri
Community Bank of Missouri
60-Month CD
0.90%
$500
Liberty Bank for Savings
Liberty Bank for Savings
18-Month CD
0.85%
$5,000
Quoin Financial Bank
Quoin Financial Bank
Kasasa Savings
0.75%
$0
Northwestern Bank
Northwestern Bank
Keystone Money Market
0.50%
$10,000
First National Bank in Trinidad
First National Bank in Trinidad
12-Month CD
0.50%
$1,000
PSB Provident Savings Bank
PSB Provident Savings Bank
24-Month CD
0.48%
$1,000
Community Bank Topeka, KS
Community Bank Topeka, KS
36-Month CD
0.40%
$1,000
Farmers State Bank of Alto Pass, Ill.
Farmers State Bank of Alto Pass, Ill.
24-Month CD
0.40%
$1,000
WCB West Central Bank
WCB West Central Bank
NOW Checking
0.30%
$1,500
Eastern Bank
Eastern Bank
60-Month CD (Business Select)
0.20%
$500
Bank of Star Valley
Bank of Star Valley
Money Market
0.10%
$1,000
SaviBank
SaviBank
Personal Money Market
0.05%
$0
Applied Bank
Applied Bank
24-Month CD
0.05%
$1,000
Academic Federal Credit Union
Academic Federal Credit Union
Primary Shares Savings
0.05%
$20
Chemung Canal Trust Company
Chemung Canal Trust Company
Money Market
0.02%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 8, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Independence Bank Independence, OH rate data right now, check back for updates, we are adding rates all the time.

Independence Bank Independence, OH Information

Independence Bank Independence, OH
4401 Rockside Rd
Independence, OH 44131
Cuyahoga
Established Date: 08/15/1979
FDIC Certificate #: 22925
Date of FDIC Deposit Insurance: 08/15/1979
Bank Holding Company: INDEPENDENCE BANCCORP
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Website:
Is Independence Bank Independence, OH FDIC Insured? Yes
What is Independence Bank Independence, OH's Cert number? 22925
What is the maximum amount for insured deposits? $250,000 per holder, per account

Independence Bank Independence, OH Financials

Total Assets:
$182,421,000
Total Deposits:
$155,507,000
Equity Capital:
$25,946,000
Domestic Deposits:
$155,507,000
Net Income:
$366,000
Return on Assets:
0.8873%
Quarterly Return on Assets:
0.8100%
Pretax Return on Assets:
1.0977%
Pretax Quarterly Return on Assets:
1.1000%
Return on Equity:
6.4600%
Quarterly Return on Equity:
5.6800%
Common Equity Tier 1 Capital Ratio:
23.5837%
Tier 1 Risk-Based Capital Ratio:
23.5837%
Leverage Tier 1 (Core Capital) Ratio:
14.5058%
Total Risk-Based Capital Ratio (YTD):
24.8639%
Total Interest Income (YTD):
5.4485%
 
 
Headquarters:
Independence
FDIC Field Office:
Columbus
Regulator:
FDIC
County:
Cuyahoga
# of Offices:
1
Metropolitan Statistical Area (MSA):
Cleveland-Elyria, OH
Consolidated Metropolitan Statistical Area (CMSA):
Cleveland-Akron, OH
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

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