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Advertiser Disclosure
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 Huntington Beach Credit Union Rates & Review May 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: May 2, 2026
You can compare Huntington Beach Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.50%, 6-month share certificate rates at 3.80% and 3-month share certificate rates at 0.10%. Savings rates are at 0.03% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 5.79%. All these rates can be compared to Huntington Beach Credit Union rates. MonitorBankRates evaluates the financial stability of Huntington Beach Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.94%. Rates were last updated on 05/02/2026. Huntington Beach Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Huntington Beach Credit Union? Share your experience about Huntington Beach Credit Union by leaving a review below, or read customer reviews before you decide to use Huntington Beach Credit Union. Huntington Beach Credit Union
HBCU 2000 Main St # B272
https://www.huntingtonbeachcu.org Huntington Beach, CA 92648 2702 
Huntington Beach Credit Union Savings Rates
Huntington Beach Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Huntington Beach Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Huntington Beach Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Huntington Beach Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Huntington Beach Credit Union
Address
2000 Main St # B272,
Huntington Beach, CA 92648 2702
Phone
714-536-6517
Fax
714-969-0817
President
Paul DAlessandro
CEO
Aron Harrington
Full-Time Employees
6
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.94%
Return on Assets (ROA)
0.3932%
Return on Equity (ROE)
3.1362%
Non-Performing Loans Ratio (NPL)
0.40%
Total Assets
54,867,529
Total Amount of Shares and Deposits
47,743,233
Total Shares and Deposits < 1 Year
45,655,669
Total Shares and Deposits 1 3 Years
1,802,359
Total Shares and Deposits > 3 Years
285,205
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,517,771
Total Uninsured Shares and Deposits > $250K (F+J)
1,517,771
Total Insured Shares and Deposits > $250K (item 17 less item K)
46,225,462
Total Interest Expense (Sum of items 6 8)
297,355
Share Certificates
60
Number of Accounts for Share Drafts
1,162
IRA KEOGH Accounts
80
Number of Accounts for Regular Shares
2,226
Money Market Shares
62
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,038,125
Total Liabilities
47,988,855
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for Huntington Beach Credit Union yet. Feel free to create one below.
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Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Huntington Beach Credit Union
Frequently Asked Questions About Huntington Beach Credit UnionIs Huntington Beach Credit Union a safe place to deposit money?Yes, Huntington Beach Credit Union is considered a safe financial institution. With a Texas Ratio of 0.93826222902844%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Huntington Beach Credit Union operate?Huntington Beach Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Huntington Beach Credit Union?Yes, to access services at Huntington Beach Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Huntington Beach Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Huntington Beach Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Huntington Beach Credit Union offer online and mobile banking?Most modern institutions like Huntington Beach Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.huntingtonbeachcu.org. Compare to Other Credit Unions
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