|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Hershey Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 27, 2026
Hershey Federal Credit Union's 8 month CDs & IRAs rates are at 3.75%, 13 month CDs & IRAs rates are at 3.50%, 36 month CDs & IRAs rates are at 2.00%, 60 month CDs & IRAs rates are at 2.00%, 48 month CDs & IRAs rates are at 1.80%. Hershey Federal Credit Union's money market rates are at 0.25%. Hershey Federal Credit Union's Credit Card Rates are at 10.25%. MonitorBankRates evaluates the financial stability of Hershey Federal Credit Union with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 14.51%. Rates were last updated on 03/27/2026. Hershey Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hershey Federal Credit Union? Share your experience about Hershey Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Hershey Federal Credit Union. Hershey Federal Credit Union
Hummelstown Office 232 Hershey Rd
https://www.hersheyfcu.org Hummelstown, PA 17036 
Hershey Federal Credit Union CD Rates
Hershey Federal Credit Union Money Market Rates
Hershey Federal Credit Union Mortgage Rates
Hershey Federal Credit Union Home Equity & HELOC
Hershey Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Hershey Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Hershey Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Hershey Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Hershey Federal Credit Union
Website
https://www.hersheyfcu.org
Address
232 Hershey Rd,
Hummelstown, PA 17036
Phone
717-533-9174
Fax
717-583-5234
President
Franklin Wagner
CEO
Joseph Marchese
Full-Time Employees
26
Part-Time Employees
3
Branch Locations
2
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A- (93/100)
Texas Ratio
14.51%
Return on Assets (ROA)
0.5272%
Return on Equity (ROE)
5.7727%
Non-Performing Loans Ratio (NPL)
1.55%
Total Assets
122,320,703
Total Amount of Shares and Deposits
109,036,424
Total Shares and Deposits < 1 Year
106,706,039
Total Shares and Deposits 1 3 Years
2,059,838
Total Shares and Deposits > 3 Years
270,547
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,787,015
Total Uninsured Shares and Deposits > $250K (F+J)
2,787,015
Total Insured Shares and Deposits > $250K (item 17 less item K)
106,249,409
Total Interest Expense (Sum of items 6 8)
1,181,551
Share Certificates
1,024
Number of Accounts for Share Drafts
4,455
IRA KEOGH Accounts
233
Number of Accounts for Regular Shares
9,848
Non Member Deposits
1
Money Market Shares
341
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
104,195
Total Liabilities
111,149,567
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Hershey Federal Credit UnionIs Hershey Federal Credit Union a safe place to deposit money?Yes, Hershey Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 14.510646007711%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Hershey Federal Credit Union operate?Hershey Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Hershey Federal Credit Union?Yes, to access services at Hershey Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Hershey Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Hershey Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Hershey Federal Credit Union offer online and mobile banking?Most modern institutions like Hershey Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hersheyfcu.org. Current Hershey Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Minnco Credit Union
Vermilion School Employees Credit Union
Erie City Employees Federal Credit Union
Shoreline Credit Union
North Jersey Federal Credit Union
Jersey Shore Federal Credit Union
United Credit Union Chicago, IL
RIVERSIDE COMMUNITY
Wright-Patt Credit Union
H E TELEPHONE
Ravenswood Federal Credit Union
Boise Fire Department Credit Union
Harrison County Federal Credit Union
Guardian Credit Union Montgomery, AL
Seagoville Federal Credit Union
Hawaii Central Federal Credit Union
Artesia Credit Union
IRCO Community Federal Credit Union
White Eagle Credit Union
Red Crown Federal Credit Union
California Adventist Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
