Heritage Bank of Schaumburg CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. Heritage Bank of Schaumburg Deposit Rates

Heritage Bank of SchaumburgToday's 12-month CD rates can be found at 4.20%, 6-month CD rates at 4.25% and 3-month CD rates at 0.10%. Current savings rates are at 0.25% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.79%. Credit Card rates are at 29.24%. Personal Loan rates are at 9.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Heritage Bank of Schaumburg CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Heritage Bank of Schaumburg, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Heritage Bank of Schaumburg CD rates. You can also compare Heritage Bank of Schaumburg savings rates, MMA rates and mortgage rates using our other rate lists.

Heritage Bank of Schaumburg money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Heritage Bank of Schaumburg? Share your experience about Heritage Bank of Schaumburg by leaving a review below, or read customer reviews before you decide to use Heritage Bank of Schaumburg.

Heritage Bank of Schaumburg Texas Ratio

Heritage Bank of Schaumburg's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Heritage Bank of Schaumburg is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Heritage Bank of Schaumburg is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Heritage Bank of Schaumburg
1535 W Schaumburg Rd
Schaumburg, IL 60194
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Heritage Bank of Schaumburg Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
New Albin Savings Bank
New Albin Savings Bank
12-Month CD (Jumbo)
4.27%
$100,000
SaviBank
SaviBank
6-Month CD
4.25%
$500
Quaint Oak Bank
Quaint Oak Bank
6-Month CD
4.20%
$500
Sawyer Savings Bank
Sawyer Savings Bank
8-Month CD
4.00%
$500
LendingClub
LendingClub
6-Month CD
4.00%
$2,500
1st Street Credit Union
1st Street Credit Union
36-Month CD
3.80%
$1,000
Beacon Community Bank
Beacon Community Bank
48-Month CD
3.75%
$250
Gainey Business Bank
Gainey Business Bank
48-Month CD
3.66%
$5,000
City Credit Union
City Credit Union
36-Month CD
3.65%
$1,000
Citizens State Bank Somerville, TX
Citizens State Bank Somerville, TX
12-Month CD (Jumbo)
3.60%
$100,000
FinWise Bank
FinWise Bank
60-Month CD
3.56%
$500
Gouverneur S&L
Gouverneur S&L
12-Month CD
3.56%
$1,000
AAEC Credit Union
AAEC Credit Union
48-Month CD
3.50%
$1,000
Tinker Federal Credit Union
Tinker Federal Credit Union
36-Month CD
3.35%
$1,000
Phoenixville Federal B&T
60-Month CD
3.30%
$500
Farmers National Bank
Farmers National Bank
60-Month CD
3.15%
$1,000
Saco & Biddeford Savings
Saco & Biddeford Savings
36-Month CD
3.00%
$500
Achieva Credit Union
Achieva Credit Union
24-Month CD
2.90%
$500
First National Bank VA
First National Bank VA
18-Month CD
2.83%
$500
Think Mutual Bank
Think Mutual Bank
48-Month CD
2.75%
$250
Home Bank of California
Home Bank of California
60-Month CD
2.69%
$10,000
Castroville State Bank
Castroville State Bank
60-Month CD
2.63%
$1,000
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
24-Month CD
2.53%
$1,000
Bank of Hartington
Bank of Hartington
48-Month CD
2.52%
$1,000
The Bank of Elk River
The Bank of Elk River
24-Month CD
2.32%
$200
Sound Community Bank
Sound Community Bank
48-Month CD w/checking
2.27%
$1,000
Kanza Bank
Kanza Bank
36-Month CD
2.25%
$1,000
Charter Bank IA
Charter Bank IA
60-Month CD
2.25%
$1,000
Itasca Bank & Trust Co.
Itasca Bank & Trust Co.
12-Month CD
2.10%
$1,000
Madison County Bank
Madison County Bank
48-Month CD
2.00%
$500
Peoples Bank of Moniteau County
Peoples Bank of Moniteau County
36-Month CD
1.30%
$500
Abound Federal Credit Union
Abound Federal Credit Union
Money Market
1.30%
$250,000
William Penn Bank
William Penn Bank
18-Month CD
1.01%
$500
Interstate Bank
Interstate Bank
Statement Savings
0.95%
$200
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
12-Month CD
0.60%
$1,000
North Valley Bank Zanesville, OH
North Valley Bank Zanesville, OH
48-Month CD
0.60%
$1,000
FNB of Peterstown
FNB of Peterstown
6-Month CD
0.60%
$2,500
Greeneville Federal Bank
Greeneville Federal Bank
60-Month CD
0.50%
$1,000
The Berkshire Bank
The Berkshire Bank
Statement Super Savings
0.50%
$15,000
MCS Bank
MCS Bank
12-Month CD
0.42%
$1,000
First Federal S&L of Van Wert
First Federal S&L of Van Wert
18-Month CD
0.30%
$2,500
First Piedmont Federal S&L of Gaffney
First Piedmont Federal S&L of Gaffney
36-Month CD
0.30%
$1,000
Schuyler Savings Bank
Schuyler Savings Bank
36-Month CD
0.30%
$1,000
Millville Savings Bank
Millville Savings Bank
48-Month CD
0.25%
$1,000
North Side Federal S&L of Chicago
North Side Federal S&L of Chicago
18-Month CD
0.25%
$2,000
JTNB
JTNB
Money Market
0.05%
$2,500
Milford Bank
Milford Bank
3-Month CD
0.05%
$1,000
StonehamBank
StonehamBank
Optimum Savings
0.05%
$10
First National B&T Co. Clinton, IL
First National B&T Co. Clinton, IL
Money Market
0.03%
$2,500
The Harrison B&L Assoc.
The Harrison B&L Assoc.
Checking
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates January 25, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Heritage Bank of Schaumburg rate data right now, check back for updates, we are adding rates all the time.

Heritage Bank of Schaumburg Information

Heritage Bank of Schaumburg
1535 W Schaumburg Rd
Schaumburg, IL 60194
Cook
Established Date: 08/08/1974
FDIC Certificate #: 21721
Date of FDIC Deposit Insurance: 08/08/1974
Bank Holding Company: SCHAUMBURG BANCSHARES INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Heritage Bank of Schaumburg FDIC Insured? Yes
What is Heritage Bank of Schaumburg's Cert number? 21721
What is the maximum amount for insured deposits? $250,000 per holder, per account

Heritage Bank of Schaumburg Financials

Total Assets:
$140,213,000
Total Deposits:
$120,367,000
Equity Capital:
$19,375,000
Domestic Deposits:
$120,367,000
Net Income:
$210,000
Return on Assets:
0.7542%
Quarterly Return on Assets:
0.6000%
Pretax Return on Assets:
0.6018%
Pretax Quarterly Return on Assets:
0.6000%
Return on Equity:
6.1500%
Quarterly Return on Equity:
4.3300%
Common Equity Tier 1 Capital Ratio:
22.6629%
Tier 1 Risk-Based Capital Ratio:
22.6629%
Leverage Tier 1 (Core Capital) Ratio:
9.8080%
Total Risk-Based Capital Ratio (YTD):
23.9148%
Total Interest Income (YTD):
3.1335%
 
 
Headquarters:
Schaumburg
FDIC Field Office:
Chicago
Regulator:
FDIC
County:
Cook
# of Offices:
1
Metropolitan Statistical Area (MSA):
Chicago-Naperville-Elgin, IL-IN-WI
Consolidated Metropolitan Statistical Area (CMSA):
Chicago-Gary-Kenosha, IL-IN-WI
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Right now on our list of auto loan rates in New York, New York, Pentagon Federal Credit Union have the best auto loan rate on a 4 year loan for a new auto. PenFed's current 48 month new auto loan rat is at 2.49 percent.
The National Association of Realtors reported Pending Home Sales posted a strong increase in May, matching the highest level in two years. The NAR's Pending Home Sales Index, which is a forward-looking indicator based on contract signings, rose 5.9 percent to 101.1 in May from 95.5 in April.
Mortgage Rates: 30 Year Mortgage Rates at 5.07% and 15 Year Mortgage Rates at 4.39%Mortgage rates were mixed in our latest Mortgage Rate Survey. 30 year conforming mortgage rates are unchanged at 5.07 percent and 15 year conforming mortgage rates are down to 4.39 percent.

Bank or Credit Union Offers and Deals

Mortgage Rates: Tuesday October 25, 2011, 30 Year Mortgage Rates Higher at 4.18%
giantbank.com Money Market Account Rates now at 0.45%
Long Term Home Mortgage Interest Rates Increase: Freddie Mac: 30 Year Mortgage Rates at 4.23%, 15 Year Mortgage Rates at 3.66%
Small Business Savings Account Promotion 2.00% APY
Mortgage Rates December 1, 2011, 15 Year Mortgage Rates at 3.36%
Best CD Rates - December 21, 2018
Current Fixed Home Mortgage Rates Lower: 30 Year Conforming Mortgage Rates at 4.30%, 30 Year Jumbo Mortgage Rates at 4.76%
EverBank 9 Month CD Rates now at 0.90%
Mortgage Rates Decline in Mortgage Rate Survey: 30 Year Mortgage Rates at 4.32%
Mortgage Reform

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates: Fixed Mortgage Rates Tumble
Best Savings Rates at 0.95%, Average Savings Account Rates Increase to 0.49%
Refinancing: Fixed Rate Mortgages Most Popular Among Homeowners Refinancing
Federal Open Market Committee Keeps Fed Funds Rate at Exceptionally Low Levels Until Middle 2015
Virtual Bank CD Rates
Comenity Direct Savings Rate - Best Savings Rate Alert
Citizens Trust Bank 5 Year CD Rates now at 0.40%
TD Bank $250,000 Home Loan Offer and Current Mortgage Rates
Top 12 Month CD Rates - Highest 2.00% APY
The Number One Point in Obama State of the Union Speech is the Economy

Heritage Bank of Schaumburg Reviews

There are no reviews for Heritage Bank of Schaumburg yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Heritage Bank of Schaumburg
Your Name:
Your Rating:

See how Heritage Bank of Schaumburg Compares to other banks