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GP Louisiana Federal Credit Union Rates & Review April 2026

GP Louisiana Federal Credit Union's savings rates are at 0.10%. GP Louisiana Federal Credit Union's Personal Loan Rates are at 11.00%. MonitorBankRates evaluates the financial stability of GP Louisiana Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.43%. Rates were last updated on 03/26/2026.

GP Louisiana Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at GP Louisiana Federal Credit Union? Share your experience about GP Louisiana Federal Credit Union by leaving a review below, or read customer reviews before you decide to use GP Louisiana Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.43%
Excellent Lower than avg
GP Louisiana Federal Credit Union
GP Louisiana FCU
1700 E Mt Pleasant Road
Zachary, LA 70791
https://www.gplafcu.com
Member NCUA

GP Louisiana Federal Credit Union Savings Rates

Product Rate APY View More
Savings 0.10% 0.10%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.43%

GP Louisiana Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Credit Card A - 11.99%
Details Credit Score Range: 720+
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.43%
Visa Credit Card B - 15.99%
Details Credit Score Range: 670-719
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.43%
Visa Credit Card C - 15.99%
Details Credit Score Range: 620 - 669
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.43%
Visa Credit Card D - 18.00%
Details Credit Score Range: 580 - 619
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.43%
Visa Credit Card E - 18.00%
Details Credit Score Range: 579 or less
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.43%

GP Louisiana Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal - 11.00%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.43%
Personal Loan - 11.25%
Details Paper Grade A, Credit Score Range 720+
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.43%
Personal Loan - 11.50%
Details Paper Grade A, Credit Score Range 720+
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.43%
Personal Loan - 13.50%
Details Paper Grade B, Credit Score Range 670-719
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.43%
Personal Loan - 13.75%
Details Paper Grade B, Credit Score Range 670-719
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.43%
Personal Loan - 14.00%
Details Paper Grade B, Credit Score Range 670-719
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.43%
Personal Loan - 15.00%
Details Paper Grade C, Credit Score Range 620 - 669
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.43%
Personal Loan - 15.25%
Details Paper Grade C, Credit Score Range 620 - 669
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.43%
Personal Loan - 17.00%
Details Paper Grade D, Credit Score Range 580 - 619
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.43%
Personal Loan - 17.25%
Details Paper Grade D, Credit Score Range 580 - 619
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.43%
Personal Loan - 18.00%
Details Paper Grade E, Credit Score Range 579 or less
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.43%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for GP Louisiana Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather GP Louisiana Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with GP Louisiana Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name GP Louisiana Federal Credit Union
Address 1700 E Mt Pleasant Road, Zachary, LA 70791
Phone 225-654-7230
Fax 225-654-7232
President Dianne LeBlanc
CEO Kathleen Smith
Full-Time Employees 10
Part-Time Employees 2
Branch Locations 3
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.43%
Return on Assets (ROA)
1.1559%
Return on Equity (ROE)
7.2247%
Non-Performing Loans Ratio (NPL)
0.65%
Total Assets
65,396,399
Total Amount of Shares and Deposits
54,434,397
Total Shares and Deposits < 1 Year
52,906,713
Total Shares and Deposits 1 3 Years
1,527,683
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,354,991
Total Uninsured Shares and Deposits > $250K (F+J)
1,354,991
Total Insured Shares and Deposits > $250K (item 17 less item K)
53,079,406
Total Interest Expense (Sum of items 6 8)
854,865
Share Certificates
379
Number of Accounts for Share Drafts
2,020
IRA KEOGH Accounts
107
Number of Accounts for Regular Shares
5,456
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
13,559,205
Total Liabilities
54,827,270
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About GP Louisiana Federal Credit Union

Is GP Louisiana Federal Credit Union a safe place to deposit money?

Yes, GP Louisiana Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.4337843665274%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does GP Louisiana Federal Credit Union operate?

GP Louisiana Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join GP Louisiana Federal Credit Union?

Yes, to access services at GP Louisiana Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, GP Louisiana Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, GP Louisiana Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does GP Louisiana Federal Credit Union offer online and mobile banking?

Most modern institutions like GP Louisiana Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gplafcu.com.

Current GP Louisiana Federal Credit Union Rates

  • Savings0.10%
Retrieved from our database of financial products. Rates subject to change.