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 Gorham Savings Bank Rates & Review July 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: July 28, 2026
Gorham Savings Bank's Certificates of Deposit (CDs) - Special Offerings 6-Month Special rates are at 3.50%, Individual Retirement Accounts (IRAs) - Special Offerings 6-Month Special rates are at 3.50%, Certificates of Deposit (CDs) - Special Offerings 12-Month Special rates are at 3.25%, Individual Retirement Accounts (IRAs) - Special Offerings 12-Month Special rates are at 3.25%, Certificates of Deposit (CDs) - Special Offerings 25-Month Special rates are at 3.00%. Gorham Savings Bank's savings rates are at 0.00%. Gorham Savings Bank's money market rates are at 0.15%. MonitorBankRates evaluates the financial stability of Gorham Savings Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.84%. Rates were last updated on 07/28/2026. Gorham Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Gorham Savings Bank? Share your experience about Gorham Savings Bank by leaving a review below, or read customer reviews before you decide to use Gorham Savings Bank. Gorham Savings Bank
64 Main St
Gorham, ME 04038 
Gorham Savings Bank CD Rates
Gorham Savings Bank Savings Rates
Gorham Savings Bank Money Market Rates
Gorham Savings Bank Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Gorham Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Gorham Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Gorham Savings Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Gorham Savings Bank
Bank Holding Company
GORHAM BCORP MHC
Address
64 Main St,
Gorham, ME 04038 · Cumberland
Website
https://www.gorhamsavings.bank
FDIC Certificate #
17748
Established
01/01/1868
FDIC Insurance Date
04/18/1957
Domestic Offices
13
Total Branches
0
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA
Overall Health Grade
Score: 97/100
5.0
Exceptional
Out of 5.0 Stars
6.84%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.2569%
Return on Equity (ROE)
3.9400%
Non-Performing Loans (NPL)
0.43%
Total Assets
$1,608,101,000
Total Deposits
$1,393,920,000
Equity Capital
$116,220,000
Net Income
$5,407,000
Headquarters
Gorham
Total Branches and Offices
13
Source: FDIC | Last Updated 12/31/2024
Customer Reviews
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Add Your Rating and Review for Gorham Savings Bank
Frequently Asked Questions About Gorham Savings BankHow many branches does Gorham Savings Bank operate?Gorham Savings Bank currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Gorham Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Gorham Savings Bank provides members with tools to manage their accounts and build a solid financial history. Does Gorham Savings Bank offer online and mobile banking?Most modern institutions like Gorham Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gorhamsavings.bank. Current Gorham Savings Bank Rates
Retrieved from our database of financial products. Rates subject to change.
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