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Fresno Police Department Credit Union Rates & Review March 2026

You can compare Fresno Police Department Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.20%, 6-month share certificate rates at 4.10% and 3-month share certificate rates at 0.20%. Savings rates are at 0.60% and money market rates are at 0.03%. Mortgage rates on 30-year fixed loans are around 6.24%. All these rates can be compared to Fresno Police Department Credit Union rates. MonitorBankRates evaluates the financial stability of Fresno Police Department Credit Union with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 03/20/2026.

Fresno Police Department Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Fresno Police Department Credit Union? Share your experience about Fresno Police Department Credit Union by leaving a review below, or read customer reviews before you decide to use Fresno Police Department Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
Fresno Police Department Credit Union
FPDCU
1004 N Van Ness Ave
Fresno, CA 93728 3430
https://www.fpdcu.org
Member NCUA

Fresno Police Department Credit Union Credit Card Rates

Product Rate APR View More
Visa Platinum - 8.40%
Details Regular APR: 8.40% - 9.40%
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Visa Classic - 10.50%
Details Regular APR: 10.5% (Share Secured Card)
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Visa Classic - 12.50%
Details Regular APR: 12.50% - 15.00% (Unsecured)
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Fresno Police Department Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Fresno Police Department Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Fresno Police Department Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Fresno Police Department Credit Union
Address 1004 N Van Ness Ave, Fresno, CA 93728 3430
Phone 559-233-1788
Fax
President John Jensen
CEO Bob Shaffer
Full-Time Employees 6
Part-Time Employees 1
Branch Locations 3
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
0.5712%
Return on Equity (ROE)
2.4466%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
48,370,750
Total Amount of Shares and Deposits
36,618,090
Total Shares and Deposits < 1 Year
36,618,090
Total Interest Expense (Sum of items 6 8)
97,314
Share Certificates
8
Number of Accounts for Share Drafts
1,379
IRA KEOGH Accounts
41
Number of Accounts for Regular Shares
2,506
All other shares
124
Money Market Shares
182
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,664,038
Total Liabilities
37,077,995
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Fresno Police Department Credit Union

Is Fresno Police Department Credit Union a safe place to deposit money?

Yes, Fresno Police Department Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Fresno Police Department Credit Union operate?

Fresno Police Department Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Fresno Police Department Credit Union?

Yes, to access services at Fresno Police Department Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Fresno Police Department Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Fresno Police Department Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Fresno Police Department Credit Union offer online and mobile banking?

Most modern institutions like Fresno Police Department Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fpdcu.org.