☰

Home›
Banks›
FirstBank Puerto Rico

iAdvertiser Disclosure

FirstBank Puerto Rico Rates & Review August 2026

Q: How many branches does FirstBank Puerto Rico operate?

FirstBank Puerto Rico currently maintains approximately 74 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, FirstBank Puerto Rico does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, FirstBank Puerto Rico provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 30, 2026

FirstBank Puerto Rico rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not FirstBank Puerto Rico, and you can see how they compare in the FirstBank Puerto Rico rate tables below. MonitorBankRates evaluates the financial stability of FirstBank Puerto Rico with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 13.19%. Database rates last updated and verified on 08/30/2026.

FirstBank Puerto Rico money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FirstBank Puerto Rico? Share your experience about FirstBank Puerto Rico by leaving a review below, or read customer reviews before you decide to use FirstBank Puerto Rico.

Overall Health & Safety Grade

Excellent Health Score: 93/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

13.19%

Excellent Higher than avg

FirstBank Puerto Rico

1519 Ave Ponce De Leon
Santurce, PR 00909

https://www.1firstbank.com

Current Rate Availability

We're not currently displaying rates for FirstBank Puerto Rico, but our database is updated constantly — check back soon for the latest offers.

Are you with FirstBank Puerto Rico? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for FirstBank Puerto Rico is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather FirstBank Puerto Rico rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with FirstBank Puerto Rico's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name FirstBank Puerto Rico

Bank Holding Company FIRST BCORP

Address 1519 Ave Ponce De Leon, Santurce, PR 00909 · San Juan

Website https://www.1firstbank.com

FDIC Certificate # 30387

Established 01/17/1949

FDIC Insurance Date 08/09/1989

Domestic Offices 11

Total Branches 74

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 93/100

5.0

Exceptional Out of 5.0 Stars

13.19%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.6179%

Return on Equity (ROE) 20.6400%

Non-Performing Loans (NPL) 0.82%

Total Assets $19,111,594,000

Total Deposits $16,723,991,000

Equity Capital $1,898,022,000

Net Income $323,561,000

Headquarters Santurce

Total Branches and Offices 12

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

There are no reviews for FirstBank Puerto Rico yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for FirstBank Puerto Rico

Frequently Asked Questions About FirstBank Puerto Rico

How many branches does FirstBank Puerto Rico operate?

FirstBank Puerto Rico currently maintains approximately 74 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, FirstBank Puerto Rico does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, FirstBank Puerto Rico provides members with tools to manage their accounts and build a solid financial history.

Does FirstBank Puerto Rico offer online and mobile banking?

Most modern institutions like FirstBank Puerto Rico provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.1firstbank.com.