First Summit Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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First Summit BankToday's 12-month CD rates can be found at 1.00%, 6-month CD rates at 1.76% and 3-month CD rates at 0.15%. Current savings rates are at 0.10% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.16%. Credit Card rates are at 14.90%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to First Summit Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Summit Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Summit Bank CD rates. You can also compare First Summit Bank savings rates, MMA rates and mortgage rates using our other rate lists.

First Summit Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Summit Bank? Share your experience about First Summit Bank by leaving a review below, or read customer reviews before you decide to use First Summit Bank.

First Summit Bank Texas Ratio

First Summit Bank's Texas Ratio is at 1.28%, which is considered excellent. The Texas Ratio for First Summit Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First Summit Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First Summit Bank
527 Washington Street
Ryan, OK 73565
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare First Summit Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Riverside Bank of Dublin
Riverside Bank of Dublin
18-Month CD
4.35%
$500
Toyota Financial Savings Bank
Toyota Financial Savings Bank
18-Month CD
4.27%
$1
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
12-Month CD
4.15%
$1,000
FirsTier Bank
FirsTier Bank
12-Month CD (Step-Up)
4.14%
$0
Achieva Credit Union
Achieva Credit Union
12-Month CD
4.10%
$500
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
12-Month CD
4.00%
$2,500
Columbus Bank and Trust Company
Columbus Bank and Trust Company
60-Month CD
4.00%
$500
Hyperion Bank
Hyperion Bank
24-Month CD
4.00%
$500
NCS Bank
NCS Bank
24-Month CD
3.80%
$1,000
Adams State Bank
Adams State Bank
30-Month CD
3.80%
$1,000
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
9-Month CD
3.75%
$1,000
Everence Trust Company
Everence Trust Company
18-Month CD
3.65%
$500
Vermont State Bank
Vermont State Bank
12-Month CD
3.56%
$500
Citizens Bank & Trust Co. MN
Citizens Bank & Trust Co. MN
24-Month CD
3.55%
$500
Security Bank USA
Security Bank USA
36-Month CD
3.49%
$25,000
Citizens Federal Savings Bank
Citizens Federal Savings Bank
12-Month CD
3.25%
$500
Axiom Bank
Axiom Bank
Select Money Market
3.25%
$1,000
Lyons Federal Bank
Lyons Federal Bank
48-Month CD
3.24%
$50,000
First State Bank of Harvey
First State Bank of Harvey
60-Month CD
3.09%
$1,000
Teachers Federal Credit Union
Teachers Federal Credit Union
60-Month CD
3.00%
$500
First Commerce Bank (NJ)
First Commerce Bank (NJ)
Ultimate Rewards Checking
3.00%
$100
First State Bank Stuart, IA
First State Bank Stuart, IA
36-Month CD
2.80%
$500
Axiom Bank
Axiom Bank
60-Month CD
2.50%
$500
Spring Valley City Bank
60-Month CD
2.43%
$1,000
Pennsville National Bank
Pennsville National Bank
36-Month CD
2.27%
$500
Northumberland Bank
Northumberland Bank
18-Month CD
2.15%
$5,000
Wells Fargo
Wells Fargo
6-Month CD
2.00%
$0
Fifth District Savings Bank
Fifth District Savings Bank
48-Month CD
2.00%
$1,000
The Bank of South Carolina
The Bank of South Carolina
12-Month CD
2.00%
$1,000
Bluff View Bank
Bluff View Bank
60-Month CD
1.61%
$10,000
South Central State Bank
South Central State Bank
18-Month CD
1.46%
$1,000
F&M Bank Laotto, IN
F&M Bank Laotto, IN
36-Month CD
1.26%
$500
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
36-Month CD
1.25%
$500
United Bank of Union
United Bank of Union
36-Month CD
1.00%
$500
Midland Community Bank
Midland Community Bank
12-Month CD
0.80%
$1,000
Portage Community Bank
Portage Community Bank
Community Index Money Market
0.80%
$100,000
Geddes Federal S&L
Geddes Federal S&L
Money Market
0.70%
$250,000
Mutual Federal Bank
Mutual Federal Bank
36-Month CD
0.65%
$500
Magnolia Bank Elizabethtown, KY
Magnolia Bank Elizabethtown, KY
18-Month CD
0.60%
$500
Legacy Bank Colwich, KS
Legacy Bank Colwich, KS
Savings
0.50%
$100
1st Bank Yuma
1st Bank Yuma
24-Month CD
0.50%
$1,000
First FSB of Kentucky
First FSB of Kentucky
12-Month CD
0.40%
$500
PeoplesBank
PeoplesBank
36-Month CD
0.25%
$1,000
North Side Federal S&L of Chicago
North Side Federal S&L of Chicago
Money Market
0.23%
$2,500
Halstead Bank
Halstead Bank
Super NOW
0.20%
$1,000
Heritage Bank Minnesota
Heritage Bank Minnesota
Money Market
0.10%
$0
Superior Savings Bank
Superior Savings Bank
12-Month CD
0.10%
$500
1st Northern California Credit Union
1st Northern California Credit Union
Savings
0.10%
$100
First Nations Bank
First Nations Bank
3-Month CD
0.05%
$1,000
First National B&T Co. Clinton, IL
First National B&T Co. Clinton, IL
Checking
0.01%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 21, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have First Summit Bank rate data right now, check back for updates, we are adding rates all the time.

First Summit Bank Information

First Summit Bank
527 Washington Street
Ryan, OK 73565
Jefferson
Established Date: 06/01/1894
FDIC Certificate #: 399
Date of FDIC Deposit Insurance: 01/01/1934
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is First Summit Bank FDIC Insured? Yes
What is First Summit Bank's Cert number? 399
What is the maximum amount for insured deposits? $250,000 per holder, per account

First Summit Bank Financials

Total Assets:
$28,367,000
Total Deposits:
$24,181,000
Equity Capital:
$4,135,000
Domestic Deposits:
$24,181,000
Net Income:
$29,000
Return on Assets:
0.8504%
Quarterly Return on Assets:
0.4100%
Pretax Return on Assets:
0.4131%
Pretax Quarterly Return on Assets:
0.4100%
Return on Equity:
5.8900%
Quarterly Return on Equity:
2.8200%
Leverage Tier 1 (Core Capital) Ratio:
14.5724%
Total Interest Income (YTD):
6.6819%
 
 
Headquarters:
Ryan
FDIC Field Office:
Oklahoma City
Regulator:
FDIC
County:
Jefferson
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates are mixed the past week. 30-year mortgage rates and 15-year mortgage have remained steady, while adjustable rate mortgages have come down the past week.
amerisave-30-year-mortgage-rate-400-percentAmerisave is offering a 30-year mortgage rate of 4.00%. We were quoted the 4.00% mortgage rate for a 30-year fixed rate mortgage of $400,000 on a home purchase of $500,000 ( 20 percent down payment) in the state of Florida. The annual percent rate (APR) on this loan is 4.394%. The monthly mortgage payments on this loan is $1,910.
This is a first in a very long time, both average 1 year CD rates and the best 1 year CD rates in our database are higher this week. Average 1 year CD rates increased from 0.88 percent to 0.90 percent and the highest 1 year rate offered by banks in our database increased from 1.05 percent to 1.07 percent.

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