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FNB of Lake Jackson

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FNB of Lake Jackson Rates & Review May 2026

Q: How many branches does FNB of Lake Jackson operate?

FNB of Lake Jackson currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, FNB of Lake Jackson does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, FNB of Lake Jackson provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 7, 2026

You can compare FNB of Lake Jackson rates to other rates in our database, including 12-month CD rates currently at 1.80%, 6-month CD rates at 0.50% and 3-month CD rates at 0.95%. Savings rates are at 0.50% and money market rates are at 1.11%. Mortgage rates on 30-year fixed loans are around 6.15%. All these rates can be compared to FNB of Lake Jackson rates. MonitorBankRates evaluates the financial stability of FNB of Lake Jackson with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 05/07/2026.

FNB of Lake Jackson money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FNB of Lake Jackson? Share your experience about FNB of Lake Jackson by leaving a review below, or read customer reviews before you decide to use FNB of Lake Jackson.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

No Data No data

FNB of Lake Jackson

122 West Way
Lake Jackson, TX 77566

https://www.fnblj.com

Current Rate Availability

We do not have FNB of Lake Jackson rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for FNB of Lake Jackson is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather FNB of Lake Jackson rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with FNB of Lake Jackson's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name FNB of Lake Jackson

Bank Holding Company AUSTIN COLONY INC

Address 122 West Way, Lake Jackson, TX 77566 · Brazoria

Website https://www.fnblj.com

FDIC Certificate # 18895

Established 09/26/1963

FDIC Insurance Date 09/26/1963

Domestic Offices 2

Total Branches 2

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.00%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) -0.0909%

Non-Performing Loans (NPL) 0.00%

Total Assets $211,992,000

Total Deposits $203,722,000

Equity Capital $6,802,000

Net Income $104,000

Headquarters Lake Jackson

Total Offices 2

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About FNB of Lake Jackson

Is FNB of Lake Jackson a safe place to deposit money?

Yes, FNB of Lake Jackson is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does FNB of Lake Jackson operate?

FNB of Lake Jackson currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, FNB of Lake Jackson does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, FNB of Lake Jackson provides members with tools to manage their accounts and build a solid financial history.

Does FNB of Lake Jackson offer online and mobile banking?

Most modern institutions like FNB of Lake Jackson provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fnblj.com.