First Federal S&L Morehead, KY CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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First Federal S&L Morehead, KYToday's 12-month CD rates can be found at 3.50%, 6-month CD rates at 3.02% and 3-month CD rates at 0.50%. Current savings rates are at 0.35% and money market rates are at 2.03%. Mortgage rates today on 30-year fixed loans are around 6.73%. Credit Card rates are at 16.95%. Personal Loan rates are at 11.90%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to First Federal S&L Morehead, KY CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Federal S&L Morehead, KY, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Federal S&L Morehead, KY CD rates. You can also compare First Federal S&L Morehead, KY savings rates, MMA rates and mortgage rates using our other rate lists.

First Federal S&L Morehead, KY money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Federal S&L Morehead, KY? Share your experience about First Federal S&L Morehead, KY by leaving a review below, or read customer reviews before you decide to use First Federal S&L Morehead, KY.

First Federal S&L Morehead, KY Texas Ratio

First Federal S&L Morehead, KY's Texas Ratio is at 6.98%, which is considered excellent. The Texas Ratio for First Federal S&L Morehead, KY is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First Federal S&L Morehead, KY is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First Federal S&L Morehead, KY
211 W Main St
Morehead, KY 40351
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare First Federal S&L Morehead, KY Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
IAM Federal Credit Union
IAM Federal Credit Union
18-Month CD
5.00%
$1,000
Coastal Heritage Bank
Coastal Heritage Bank
24-Month CD
4.25%
$1,000
Prime Alliance Bank
Prime Alliance Bank
24-Month CD
4.15%
$500
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
18-Month CD
4.15%
$500
First Arkansas Bank and Trust
First Arkansas Bank and Trust
3-Month CD
4.01%
$500
Coastal Heritage Bank
Coastal Heritage Bank
12-Month CD
4.00%
$1,000
The Community State Bank
The Community State Bank
12-Month CD
3.96%
$1,000
Act 1st Federal Credit Union
Act 1st Federal Credit Union
12-Month CD
3.81%
$500
Fidelity Bank West Memphis, AR
Fidelity Bank West Memphis, AR
12-Month CD
3.75%
$500
The Bank of the West
The Bank of the West
Money Market
3.56%
$1,500
Community Bank of Marshall
Community Bank of Marshall
12-Month CD
3.53%
$1,000
Kendall Bank
Kendall Bank
12-Month CD
3.51%
$1,000
FSB of Burnet
FSB of Burnet
12-Month CD
3.29%
$1,000
Generations Bank
Generations Bank
24-Month CD
3.25%
$500
FSB of Randolph County
FSB of Randolph County
Money Market
3.25%
$75,000
Spring Bank Brookfield, WI
Spring Bank Brookfield, WI
High Yield Money Market
3.10%
$250,000
First Commerce Bank (NJ)
First Commerce Bank (NJ)
Ultimate Rewards Checking
3.00%
$100
Avidia Bank
Avidia Bank
High Yield Savings
3.00%
$5,000
Franklin SB Franklin, NH
Franklin SB Franklin, NH
24-Month CD
3.00%
$2,000
Port Richmond Savings
Port Richmond Savings
18-Month CD
3.00%
$500
Bell Bank
Bell Bank
60-Month CD
3.00%
$500
Farmers State Bank Center, TX
Farmers State Bank Center, TX
36-Month CD
2.78%
$1,000
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
3-Month CD
2.75%
$1,000
Perennial Bank
Perennial Bank
48-Month CD
2.52%
$1,000
Horicon Bank
Horicon Bank
36-Month CD
2.26%
$1,000
FNB of Bellville
FNB of Bellville
48-Month CD
2.25%
$1,000
Lee Bank
Lee Bank
12-Month CD
1.75%
$500
Northrim Bank
Northrim Bank
36-Month CD
1.70%
$500
Home National Bank Racine, OH
Home National Bank Racine, OH
12-Month CD
1.50%
$500
Albany B&T Co. N.A.
Albany B&T Co. N.A.
12-Month CD
1.35%
$5,000
Bank of Springfield
Bank of Springfield
48-Month CD
1.17%
$1,000
State Bank of Graymont
State Bank of Graymont
24-Month CD
1.00%
$1,000
FNB of Peterstown
FNB of Peterstown
60-Month CD
1.00%
$2,500
Minnstar Bank
Minnstar Bank
48-Month CD
0.90%
$1,000
Buena Vista National Bank
Buena Vista National Bank
3-Month CD
0.85%
$500
Accentra Credit Union
Accentra Credit Union
48-Month CD
0.60%
$500
FirstOak Bank
FirstOak Bank
3-Month CD
0.55%
$600
Roxboro Savings Bank
24-Month CD
0.45%
$500
First Seacoast Bank
First Seacoast Bank
Coastline Money Market
0.35%
$2,500
Community Bank Topeka, KS
Community Bank Topeka, KS
24-Month CD
0.35%
$1,000
Shelby County State Bank
Shelby County State Bank
Money Market
0.35%
$50,000
Halstead Bank
Halstead Bank
Statement Savings
0.30%
$1,000
Unico Bank
Unico Bank
12-Month CD
0.30%
$1,000
Local Bank Hulbert, OK
Local Bank Hulbert, OK
Money Market
0.25%
$3,000
Mutual Federal Bank
Mutual Federal Bank
Money Market
0.25%
$200
BankPlus
BankPlus
3-Month CD
0.10%
$1,000
New Haven Bank
New Haven Bank
Money Market
0.05%
$1,000
F&M Bank Upperco, MD
F&M Bank Upperco, MD
NOW Checking
0.03%
$600
Academy Bank
Academy Bank
Savings
0.03%
$0
First Savings Bank of Hegewisch
First Savings Bank of Hegewisch
Variable Savings
0.02%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 24, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have First Federal S&L Morehead, KY rate data right now, check back for updates, we are adding rates all the time.

First Federal S&L Morehead, KY Information

First Federal S&L Morehead, KY
211 W Main St
Morehead, KY 40351
Rowan
Established Date: 08/12/1963
FDIC Certificate #: 31409
Date of FDIC Deposit Insurance: 08/09/1989
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is First Federal S&L Morehead, KY FDIC Insured? Yes
What is First Federal S&L Morehead, KY's Cert number? 31409
What is the maximum amount for insured deposits? $250,000 per holder, per account

First Federal S&L Morehead, KY Financials

Total Assets:
$38,209,000
Total Deposits:
$26,345,000
Equity Capital:
$10,178,000
Domestic Deposits:
$26,345,000
Net Income:
$11,000
Return on Assets:
0.0223%
Quarterly Return on Assets:
0.1200%
Pretax Return on Assets:
0.1468%
Pretax Quarterly Return on Assets:
0.1500%
Return on Equity:
0.0800%
Quarterly Return on Equity:
0.4300%
Common Equity Tier 1 Capital Ratio:
42.0802%
Tier 1 Risk-Based Capital Ratio:
42.0802%
Leverage Tier 1 (Core Capital) Ratio:
28.1612%
Total Risk-Based Capital Ratio (YTD):
43.3362%
Total Interest Income (YTD):
4.5033%
 
 
Headquarters:
Morehead
FDIC Field Office:
Lexington
Regulator:
OCC
County:
Rowan
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

compare-mortgage-types-when-shopping-for-a-mortgageThe type of mortgage you get is just as important as the mortgage rate you pay. There are several types of mortgage available these days, some mortgages are riskier than others.
Mortgage rates are lower today after a week of increases. Fixed conforming home mortgage rates and fixed jumbo mortgage rates are all lower today following Treasury yields lower. The Fed's daily Treasury purchases of between $7 and $9 billion per day is lowering Treasury yields and mortgage rates. 30 year home conforming mortgage rates are averaging 4.38 percent, down from yesterday’s average 30 year home mortgage rate of 4.40 percent. 30 year home mortgage rates today in Minnesota are also averaging 4.38 percent. 

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