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Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
First Entertainment Credit Union Rates & Review June 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated: June 11, 2026
First Entertainment Credit Union's Retirement CDs 5 Years rates are at 4.05%, 5 Years rates are at 3.85%, 9 month (Special Promo) rates are at 3.75%, 5 Years rates are at 3.70%, 5 Years rates are at 3.65%. First Entertainment Credit Union's savings rates are at 0.05%. First Entertainment Credit Union's 15 YEAR FIXED rates are at 5.88%, 7/1 ARM rates are at 5.88%, 5/1 ARM rates are at 5.88%, 10/1 ARM rates are at 6.25%, 5/5 ARM rates are at 6.00%. First Entertainment Credit Union's Personal Loan Rates are at 10.40%. MonitorBankRates evaluates the financial stability of First Entertainment Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.36%. Rates were last updated on 06/11/2026.
First Entertainment Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Entertainment Credit Union? Share your experience about First Entertainment Credit Union by leaving a review below, or read customer reviews before you decide to use First Entertainment Credit Union.
Overall Health & Safety Grade
?
A+
Exceptional HealthScore: 97/100
Overall Health & Safety Grade
First Entertainment Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 97/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
First Entertainment Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
5.36%
ExcellentLower than avg
First Entertainment Credit Union Texas Ratio
First Entertainment Credit Union's Texas Ratio is 5.36%, which is considered excellent and is lower than the national average of 6.13%.
First Entertainment Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
First Entertainment Credit Union First Entertainment Credit Union
DetailsAPY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
9 month (Special Promo)
-
3.75%
9 Months
Min Deposit$2,500
Min Balance$2,500
DetailsAPY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Rate and term valid as of May 19, 2026. After the account is opened, additional deposits to the account are not permitted. Dividends accrue daily and are paid monthly and at maturity, but penalties for early withdrawal may apply. At maturity, if no action is taken, funds will automatically roll over into a standard, non-promotional 6-Month Term Savings Certificate at the then current rate. Members may choose a different option at maturity. Rate and offer are subject to change at any time without notice. Must be a member or qualify for membership to open a certificate.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
5 Years
-
3.70%
5 Years
Min Deposit$25,000
Min Balance$25,000
DetailsAPY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
5 Years
-
3.65%
5 Years
Min Deposit$100,000
Min Balance$100,000
DetailsAPY = Annual Percentage Yield. Rates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
5 Years
-
3.55%
5 Years
Min Deposit$1,000
Min Balance$1,000
DetailsAPY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
5 Years
-
3.50%
5 Years
Min Deposit$25,000
Min Balance$25,000
DetailsAPY = Annual Percentage Yield. Rates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
5 Years
-
3.35%
5 Years
Min Deposit$1,000
Min Balance$1,000
DetailsAPY = Annual Percentage Yield. Rates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
3 Years
-
3.30%
3 Years
Min Deposit$100,000
Min Balance$100,000
DetailsAPY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
3 Years
-
3.15%
3 Years
Min Deposit$25,000
Min Balance$25,000
DetailsAPY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Retirement Certificates 1 Year
-
3.05%
1 Year
Min Balance$100,000
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
3 Years
-
3.00%
3 Years
Min Deposit$1,000
Min Balance$1,000
DetailsAPY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
18 month (Special Promo)
-
2.90%
18 Months
Min Deposit$2,500
Min Balance$2,500
DetailsAPY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. Rate and term valid as of April 15, 2026. After the account is opened, additional deposits to the account are not permitted. Dividends accrue daily and are paid monthly and at maturity, but penalties for early withdrawal may apply. At maturity, if no action is taken, funds will automatically roll over into a standard, non-promotional 12-Month Term Savings Certificate at the then current rate. Members may choose a different option at maturity. Rate and offer are subject to change at any time without notice. Must be a member or qualify for membership to open a certificate.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
1 Year
-
2.85%
1 Year
Min Deposit$100,000
Min Balance$100,000
DetailsAPY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Retirement Certificates 3 Years
-
2.85%
3 Years
Min Balance$100,000
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Retirement Certificates 6 month
-
2.75%
6 Months
Min Balance$100,000
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
1 Year
-
2.70%
1 Year
Min Deposit$25,000
Min Balance$25,000
DetailsAPY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
1 Year
-
2.65%
1 Year
Min Deposit$100,000
Min Balance$100,000
DetailsAPY = Annual Percentage Yield. Rates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
1 Year
-
2.55%
1 Year
Min Deposit$1,000
Min Balance$1,000
DetailsAPY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
6 month
-
2.55%
6 Months
Min Deposit$100,000
Min Balance$100,000
DetailsAPY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
1 Year
-
2.50%
1 Year
Min Deposit$25,000
Min Balance$25,000
DetailsAPY = Annual Percentage Yield. Rates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
6 month
-
2.40%
6 Months
Min Deposit$25,000
Min Balance$25,000
DetailsAPY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
1 Year
-
2.35%
1 Year
Min Deposit$1,000
Min Balance$1,000
DetailsAPY = Annual Percentage Yield. Rates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
6 month
-
2.35%
6 Months
Min Deposit$100,000
Min Balance$100,000
DetailsAPY = Annual Percentage Yield. Rates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
6 month
-
2.25%
6 Months
Min Deposit$1,000
Min Balance$1,000
DetailsAPY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
6 month
-
2.20%
6 Months
Min Deposit$25,000
Min Balance$25,000
DetailsAPY = Annual Percentage Yield. Rates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
3 Years
-
2.05%
3 Years
Min Deposit$1,000
Min Balance$1,000
DetailsAPY = Annual Percentage Yield. Rates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
6 month
-
2.05%
6 Months
Min Deposit$1,000
Min Balance$1,000
DetailsAPY = Annual Percentage Yield. Rates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
First Entertainment Credit Union Savings Rates
Product
Rate
APY
View More
First500 Savings
-
5.00%
Min Deposit$1
Min Balance$5
DetailsQualifications Required: First Entertainment Checking Account; eStatements only; active online Bill Pay service or Direct Deposit; The APY for an account balance up to $500 in a First500 Account will be 5.00% APY when member has a First Entertainment Checking Account and has requested eStatements only (member must discontinue receipt of paper statements). Member must also have either active online Bill Pay service or Direct Deposit. Active is defined as one transaction every ninety (90) days for either service. First500 Youth Accounts will earn 5.00% APY on account balances up to $500 with Digital Banking enrollment and eStatements only. Balances above $500 in qualifying accounts and any balance in a non-qualifying First500 Account will earn the First500 Savings Base Rate. One First500 Account per Social Security Number. Rates subject to change without notice and may vary. In certain instances when the minimum balance is not maintained and no other services or accounts are open, a low balance monthly fee may apply. Check with the credit union for complete details.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Business High Yield Savings
3.59%
3.65%
Min Balance$50,000
DetailsAPY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
High-Yield Savings Account
-
3.30%
Min Balance$0
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Business Money Market Savings
-
1.35%
Min Balance$500,000
DetailsRates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Personal Money Market Savings
-
1.20%
Min Deposit$2,500
Min Balance$500,000
DetailsAPY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Business High Yield Savings
1.05%
1.05%
Min Balance$0
DetailsAPY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Business Money Market Savings
-
1.05%
Min Balance$100,000
DetailsRates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Personal Money Market Savings
-
1.00%
Min Deposit$2,500
Min Balance$100,000
DetailsAPY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Business Money Market Savings
-
0.95%
Min Balance$50,000
DetailsRates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Personal Money Market Savings
-
0.90%
Min Deposit$2,500
Min Balance$50,000
DetailsAPY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Business Money Market Savings
-
0.85%
Min Balance$25,000
DetailsRates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Personal Money Market Savings
-
0.80%
Min Deposit$2,500
Min Balance$25,000
DetailsAPY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Business Money Market Savings
-
0.65%
Min Balance$2,500
DetailsRates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Personal Money Market Savings
-
0.60%
Min Deposit$2,500
Min Balance$2,500
DetailsAPY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Business Savings
-
0.05%
Min Deposit$1
Min Balance$250
DetailsNo dividends will be paid on balances below $250. If the minimum daily balance requirement is not met, a monthly service charge will apply (as disclosed in the Business Account Schedule of Fees and Charges) unless you maintain an active Business Checking Account. Business Savings Accounts are not eligible for the First500 Savings Account bump rate.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
First500 Savings Base Rate
-
0.05%
Min Deposit$1
Min Balance$5
DetailsThe APY for an account balance up to $500 in a First500 Account will be 5.00% APY when member has a First Entertainment Checking Account and has requested eStatements only (member must discontinue receipt of paper statements). Member must also have either active online Bill Pay service or Direct Deposit. Active is defined as one transaction every ninety (90) days for either service. First500 Youth Accounts will earn 5.00% APY on account balances up to $500 with Digital Banking enrollment and eStatements only. Balances above $500 in qualifying accounts and any balance in a non-qualifying First500 Account will earn the First500 Savings Base Rate. One First500 Account per Social Security Number. Rates subject to change without notice and may vary. In certain instances when the minimum balance is not maintained and no other services or accounts are open, a low balance monthly fee may apply. Check with the credit union for complete details.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Secondary Savings
-
0.05%
Min Deposit$0
Min Balance$0
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
First Entertainment Credit Union Money Market Rates
Product
Rate
APY
View More
Business Money Market Savings
-
1.35%
Min Balance$500,000
DetailsRates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Personal Money Market Savings
-
1.20%
Min Deposit$2,500
Min Balance$500,000
DetailsAPY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Business Money Market Savings
-
1.05%
Min Balance$100,000
DetailsRates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Personal Money Market Savings
-
1.00%
Min Deposit$2,500
Min Balance$100,000
DetailsAPY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Business Money Market Savings
-
0.95%
Min Balance$50,000
DetailsRates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Personal Money Market Savings
-
0.90%
Min Deposit$2,500
Min Balance$50,000
DetailsAPY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Business Money Market Savings
-
0.85%
Min Balance$25,000
DetailsRates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Personal Money Market Savings
-
0.80%
Min Deposit$2,500
Min Balance$25,000
DetailsAPY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Business Money Market Savings
-
0.65%
Min Balance$2,500
DetailsRates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Personal Money Market Savings
-
0.60%
Min Deposit$2,500
Min Balance$2,500
DetailsAPY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
First Entertainment Credit Union Checking Rates
Product
Rate
APY
View More
Advantage Checking
-
0.10%
Min Deposit$0
Min Balance$0
DetailsAPY is based on the assumption that dividends remain on deposit for the entire dividend period. Rates are variable and subject to change without notice. To avoid a monthly service fee, a minimum daily checking account balance of $1,000 or an aggregate daily balance of $4,000 among all credit union accounts is required.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
First Entertainment Credit Union Mortgage Rates
Product
Rate
Points
APR
Term
View More
15 YEAR FIXED
5.88%
-
5.96%
15 YEAR FIXED
No additional details.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
7/1 ARM
5.88%
-
6.17%
7/1 ARM
No additional details.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
5/1 ARM
5.88%
-
6.23%
5/1 ARM
No additional details.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
10/1 ARM
6.25%
-
6.35%
10/1 ARM
No additional details.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
5/5 ARM
6.00%
-
6.36%
5/5 ARM
No additional details.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
3/3 ARM
5.75%
-
6.36%
3/3 ARM
No additional details.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
30 YEAR FIXED JUMBO
6.38%
-
6.41%
30 YEAR FIXED JUMBO
No additional details.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
30 YEAR FIXED
6.38%
-
6.43%
30 YEAR FIXED
No additional details.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
First Entertainment Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity Fixed Rate - Owner Occupied 60%
7.00%
-
7.03%
DetailsMaximum CLTV: Maximum 60%; Loan Amount: $45,000-$500,000
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Home Equity Fixed Rate - Owner Occupied 70%
7.00%
-
7.05%
DetailsMaximum CLTV: Maximum 70%; Loan Amount: $45,000-$500,000
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Home Equity Fixed Rate - Owner Occupied 80%
7.00%
-
7.05%
DetailsMaximum CLTV: Maximum 80%; Loan Amount: $45,000-$500,000
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Home Equity Line of Credit (HELOC) Owner Occupied 60%
-
-
7.25%
10 year draw/15 year repayment
DetailsMaximum CLTV: Maximum 60%; Loan Amount: $25,000-$500,000
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Home Equity Loans
-
-
7.25%
DetailsAs Low As
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Home Equity Line of Credit (HELOC) Owner Occupied 70%
-
-
7.49%
10 year draw/15 year repayment
DetailsMaximum CLTV: Maximum 70%; Loan Amount: $25,000-$500,000
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Home Equity Line of Credit (HELOC) Owner Occupied 80%
-
-
7.75%
10 year draw/15 year repayment
DetailsMaximum CLTV: Maximum 80%; Loan Amount: $25,000-$500,000
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Home Equity Line of Credit (HELOC) Owner Occupied 90%
-
-
7.99%
10 year draw/15 year repayment
DetailsMaximum CLTV: Maximum 90%; Loan Amount: $25,000-$250,000
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Home Equity Fixed Rate - Non-Owner Occupied (Investment) 60%
8.00%
-
8.06%
DetailsMaximum CLTV: Maximum 60%; Loan Amount: $45,000-$250,000
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Home Equity Fixed Rate - Owner Occupied 90%
8.00%
-
8.06%
DetailsMaximum CLTV: Maximum 90%; Loan Amount: $45,000-$250,000
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Home Equity Line of Credit (HELOC) Non-Owner Occupied (Investment)
-
-
9.75%
10 year draw/15 year repayment
DetailsMaximum CLTV: Maximum 60%; Loan Amount: $25,000-$250,000
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
First Entertainment Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
New Auto Loans
-
-
4.24%
3 Years*
DetailsAs Low As; Includes 0.75% discount for direct deposits of $1,000 or more per month into a Checking account and automatic loan payments made from the same account; 0.25% discount for a loan-to-value of <=80% (excluding warranty & GAP); 0.50% discount for having a combined average daily balance in deposit balances across accounts of $200,000 and above.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Used Auto Loans
-
-
4.49%
3 Years*
DetailsAs Low As; Includes 0.75% discount for direct deposits of $1,000 or more per month into a Checking account and automatic loan payments made from the same account; 0.25% discount for a loan-to-value of <=80% (excluding warranty & GAP); 0.50% discount for a combined average daily balance in deposit balances across accounts of $200,000 and above. Preferred rate for Used Auto Loans is 4.49% APR (5.99% APR without discounts). Not all members will qualify for the preferred rate. Proof of income and/or down payment may be required depending on the applicant's credit rating and other underwriting factors.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
New Auto Loans
-
-
4.74%
4 Years
DetailsAs Low As; Includes 0.75% discount for direct deposits of $1,000 or more per month into a Checking account and automatic loan payments made from the same account; 0.25% discount for a loan-to-value of <=80% (excluding warranty & GAP); 0.50% discount for having a combined average daily balance in deposit balances across accounts of $200,000 and above.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
New Auto Loans
-
-
4.99%
5 Years
DetailsAs Low As; Includes 0.75% discount for direct deposits of $1,000 or more per month into a Checking account and automatic loan payments made from the same account; 0.25% discount for a loan-to-value of <=80% (excluding warranty & GAP); 0.50% discount for having a combined average daily balance in deposit balances across accounts of $200,000 and above.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Used Auto Loans
-
-
4.99%
4 Years
DetailsAs Low As; Includes 0.75% discount for direct deposits of $1,000 or more per month into a Checking account and automatic loan payments made from the same account; 0.25% discount for a loan-to-value of <=80% (excluding warranty & GAP); 0.50% discount for a combined average daily balance in deposit balances across accounts of $200,000 and above. Preferred rate for Used Auto Loans is 4.49% APR (5.99% APR without discounts). Not all members will qualify for the preferred rate. Proof of income and/or down payment may be required depending on the applicant's credit rating and other underwriting factors.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
New Auto Loans
-
-
5.24%
6 Years
DetailsAs Low As; Includes 0.75% discount for direct deposits of $1,000 or more per month into a Checking account and automatic loan payments made from the same account; 0.25% discount for a loan-to-value of <=80% (excluding warranty & GAP); 0.50% discount for having a combined average daily balance in deposit balances across accounts of $200,000 and above.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Used Auto Loans
-
-
5.24%
5 Years
DetailsAs Low As; Includes 0.75% discount for direct deposits of $1,000 or more per month into a Checking account and automatic loan payments made from the same account; 0.25% discount for a loan-to-value of <=80% (excluding warranty & GAP); 0.50% discount for a combined average daily balance in deposit balances across accounts of $200,000 and above. Preferred rate for Used Auto Loans is 4.49% APR (5.99% APR without discounts). Not all members will qualify for the preferred rate. Proof of income and/or down payment may be required depending on the applicant's credit rating and other underwriting factors.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
New Auto Loans
-
-
5.74%
7 Years
DetailsAs Low As; Includes 0.75% discount for direct deposits of $1,000 or more per month into a Checking account and automatic loan payments made from the same account; 0.25% discount for a loan-to-value of <=80% (excluding warranty & GAP); 0.50% discount for having a combined average daily balance in deposit balances across accounts of $200,000 and above.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Used Auto Loans
-
-
5.74%
6 Years
DetailsAs Low As; Includes 0.75% discount for direct deposits of $1,000 or more per month into a Checking account and automatic loan payments made from the same account; 0.25% discount for a loan-to-value of <=80% (excluding warranty & GAP); 0.50% discount for a combined average daily balance in deposit balances across accounts of $200,000 and above. Preferred rate for Used Auto Loans is 4.49% APR (5.99% APR without discounts). Not all members will qualify for the preferred rate. Proof of income and/or down payment may be required depending on the applicant's credit rating and other underwriting factors.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Used Auto Loans
-
-
6.24%
7 Years
DetailsAs Low As; Includes 0.75% discount for direct deposits of $1,000 or more per month into a Checking account and automatic loan payments made from the same account; 0.25% discount for a loan-to-value of <=80% (excluding warranty & GAP); 0.50% discount for a combined average daily balance in deposit balances across accounts of $200,000 and above. Preferred rate for Used Auto Loans is 4.49% APR (5.99% APR without discounts). Not all members will qualify for the preferred rate. Proof of income and/or down payment may be required depending on the applicant's credit rating and other underwriting factors.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
First Entertainment Credit Union Credit Card Rates
Product
Rate
APR
View More
Platinum Visa® Credit Card
-
12.74%
DetailsAs Low As
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Visa® Platinum
-
12.74%
DetailsLoan Amount: $500 - $30,000
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Visa® Preferred Cash
-
14.24%
DetailsCredit Line: $5,000 - $30,000
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Spotlight Visa®
-
17.24%
DetailsLoan Amount: $5,000 - $30,000
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
First Entertainment Credit Union Personal Loan Rates
Product
Rate
APR
View More
Personal Loans
-
10.40%
DetailsAs Low As; Loan Amount: $500 - $30,000; Includes a 0.75% discount off the effective date APR when you have direct deposits of $1,000 or more per month into a Checking account and automatic loan payments made from the same account.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Personal Loans
-
10.90%
DetailsAs Low As; Loan Amount: $5,000 - $30,000
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Personal Loans
-
11.15%
DetailsAs Low As; Loan Amount: $10,000 - $30,000
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Personal Line of Credit
-
12.24%
DetailsAs Low As; The rate is variable, based on the Prime Rate, as published in the Wall Street Journal, plus a margin. The interest rate is based on creditworthiness and credit history. All Credit Union loan programs, rates, and conditions are subject to change without notice. Loan Proceeds may not be used to refinance existing First Entertainment Credit Union Loans. Debt Consolidation Loans are subject to direct pay to the creditors. All loans are subject to credit approval. The Maximum unsecured amount per member is $30,000, which includes the combined totals on Personal Loans, Union Dues, Personal Line of Credit, and Credit Cards.
Last Updated06/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.36%
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for First Entertainment Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather First Entertainment Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First Entertainment Credit Union's official website for the most current offers and terms.
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
85,068,694
Total Uninsured Shares and Deposits > $250K (F+J)
85,068,694
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,572,670,112
Total Interest Expense (Sum of items 6 8)
23,973,896
Share Certificates
5,459
Number of Accounts for Share Drafts
64,813
IRA KEOGH Accounts
3,948
Number of Accounts for Regular Shares
106,149
All other shares
358
Money Market Shares
6,276
Net Income (unless the amount is already included in Undivided Earnings)
6,733,896
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
35,538,983
Total Liabilities
1,870,704,593
Source: NCUA — Last Updated 09/30/2025
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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About First Entertainment Credit Union
How many branches does First Entertainment Credit Union operate?
First Entertainment Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join First Entertainment Credit Union?
Yes, to access services at First Entertainment Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, First Entertainment Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, First Entertainment Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does First Entertainment Credit Union offer online and mobile banking?
Most modern institutions like First Entertainment Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstent.org.
Current First Entertainment Credit Union Rates
12-Month CD2.35%
18-Month CD2.90%
60-Month CD3.35%
Savings0.05%
Retrieved from our database of financial products. Rates subject to change.