Farmers State Bank of Western Illinois CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.45%, 6-month CD rates at 4.30% and 3-month CD rates at 1.00%. Current savings rates are at 0.05% and money market rates are at 1.30%. Mortgage rates today on 30-year fixed loans are around 6.98%. Credit Card rates are at 12.74%. Personal Loan rates are at 9.20%. All these rates, and more, can be found in our database of rates. Farmers State Bank of Western Illinois's 12-Month CD rates are at 3.03%, 60-Month CD rates are at 1.26%, 48-Month CD rates are at 1.15%, 36-Month CD rates are at 1.00%, 24-Month CD rates are at 0.85%. Farmers State Bank of Western Illinois's savings rates are at 0.25%. Farmers State Bank of Western Illinois's money market rates are at 0.50%.

Farmers State Bank of Western Illinois

To see how these rates compare to Farmers State Bank of Western Illinois CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Farmers State Bank of Western Illinois, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Farmers State Bank of Western Illinois CD rates. You can also compare Farmers State Bank of Western Illinois savings rates, MMA rates and mortgage rates using our other rate lists.

Farmers State Bank of Western Illinois money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Farmers State Bank of Western Illinois? Share your experience about Farmers State Bank of Western Illinois by leaving a review below, or read customer reviews before you decide to use Farmers State Bank of Western Illinois.

Farmers State Bank of Western Illinois Texas Ratio

Farmers State Bank of Western Illinois's Texas Ratio is at 4.61%, which is considered excellent. The Texas Ratio for Farmers State Bank of Western Illinois is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Farmers State Bank of Western Illinois is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.03%
18-Month CD
N/A
24-Month CD
0.85%
36-Month CD
1.00%
48-Month CD
1.15%
60-Month CD
1.26%
Savings
0.25%
MMA
0.50%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Farmers State Bank of Western Illinois
124 W D St
Alpha, IL 61413
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Farmers State Bank of Western Illinois CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
12-Month CD
3.03%
$500
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
60-Month CD
1.26%
$500
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
48-Month CD
1.15%
$500
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
36-Month CD
1.00%
$500
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
24-Month CD
0.85%
$500
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
Money Market
0.50%
$1,000
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
Premium Checking
0.25%
$1,000
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
Classic Savings
0.25%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Farmers State Bank of Western Illinois Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Finworth
Finworth
6-Month CD
4.50%
$50,000
Freedom Bank Columbia Falls, MT
Freedom Bank Columbia Falls, MT
12-Month CD
4.07%
$10,000
FNB of Kansas
FNB of Kansas
Eagle Premier Checking
4.00%
$100
Bank Five Nine
Bank Five Nine
48-Month CD
4.00%
$1,000
Security Bank USA
Security Bank USA
3-Month CD
3.96%
$25,000
Lyndon State Bank
Lyndon State Bank
12-Month CD
3.82%
$1,000
Gunnison S&L
Gunnison S&L
36-Month CD
3.57%
$500
Ridgewood Savings Bank
Ridgewood Savings Bank
72-Month CD
3.55%
$100
Gainey Business Bank
Gainey Business Bank
36-Month CD
3.51%
$5,000
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
12-Month CD
3.45%
$1,000
Meridian Bank
Meridian Bank
18-Month CD
3.35%
$500
1st Community Credit Union
1st Community Credit Union
60-Month CD
3.35%
$1,000
Community Bank of Marshall
Community Bank of Marshall
60-Month CD
3.28%
$1,000
First Shore Federal S&L
First Shore Federal S&L
18-Month CD
3.25%
$500
Everence Trust Company
Everence Trust Company
60-Month CD
3.25%
$500
S&T Bank
S&T Bank
36-Month CD
3.25%
$500
Axiom Bank
Axiom Bank
Select Money Market
3.25%
$1,000
Bank Plus
Bank Plus
Kasasa Checking
3.06%
$0
Bonanza Valley State Bank
Bonanza Valley State Bank
Tiered Savings
3.00%
$250,000
Harford Bank
Harford Bank
60-Month CD
2.85%
$1,000
Capon Valley Bank
Capon Valley Bank
60-Month CD
2.22%
$500
First Community Bank Batesville, AR
First Community Bank Batesville, AR
48-Month CD
2.02%
$500
Brattleboro S&L
Brattleboro S&L
36-Month CD
2.00%
$500
5Star Bank
5Star Bank
60-Month CD
2.00%
$1,000
Northern Interstate Bank, N. A.
Northern Interstate Bank, N. A.
12-Month CD
1.76%
$1,000
Northfield Savings Bank
Northfield Savings Bank
24-Month CD
1.60%
$1,000
First Community Bank Batesville, AR
First Community Bank Batesville, AR
18-Month CD
1.51%
$500
SSB of Wanamingo
SSB of Wanamingo
36-Month CD
1.36%
$500
Pioneer Federal S&L
Pioneer Federal S&L
Money Market
1.28%
$2,500
Bank of Prague
Bank of Prague
NOW Checking
1.00%
$1,000
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
36-Month CD
1.00%
$500
Parkway Bank and Trust Company
Parkway Bank and Trust Company
12-Month CD
1.00%
$1,000
Jewett City Savings Bank
Jewett City Savings Bank
18-Month CD
1.00%
$1,000
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
6-Month CD
0.75%
$1,000
Institution for Savings
Institution for Savings
48-Month CD
0.75%
$500
Kearney Trust Company
Kearney Trust Company
Money Market
0.50%
$5,000
ESB Bank
ESB Bank
Money Market
0.50%
$0
Benton State Bank
Benton State Bank
Savings
0.40%
$5
Altoona First Savings Bank
Altoona First Savings Bank
24-Month CD
0.40%
$1,000
Schuyler Savings Bank
Schuyler Savings Bank
18-Month CD
0.35%
$1,000
Pulaski Savings Bank
Pulaski Savings Bank
12-Month CD
0.30%
$500
Eastern Bank
Eastern Bank
60-Month CD (Business Select)
0.20%
$500
Union Bank, Inc.
Union Bank, Inc.
18-Month CD
0.15%
$1,000
Artisans Bank
Artisans Bank
Statement Savings
0.10%
$50
Manasquan Bank
Manasquan Bank
Regular Savings
0.10%
$10
Schuyler Savings Bank
Schuyler Savings Bank
Money Market Passbook
0.10%
$1,000
Lincoln Bank of Hodgenville
Lincoln Bank of Hodgenville
Statement Saving
0.10%
$100
cfsbank
cfsbank
Regular Checking
0.05%
$500
Ohio State Bank
Ohio State Bank
Savings
0.01%
$0
Solvay Bank
Solvay Bank
Statement Savings
0.01%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates June 14, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Farmers State Bank of Western Illinois Information

Farmers State Bank of Western Illinois
124 W D St
Alpha, IL 61413
Henry
Established Date: 12/01/1910
FDIC Certificate #: 11680
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: ALPHA BANCO INC
How Many Domestic U.S. Offices? 6
How Many Branches are There? 6
Is Farmers State Bank of Western Illinois FDIC Insured? Yes
What is Farmers State Bank of Western Illinois's Cert number? 11680
What is the maximum amount for insured deposits? $250,000 per holder, per account

Farmers State Bank of Western Illinois Financials

Total Assets:
$160,399,000
Total Deposits:
$141,492,000
Equity Capital:
$15,163,000
Domestic Deposits:
$141,492,000
Net Income:
$328,000
Return on Assets:
1.1201%
Quarterly Return on Assets:
0.8100%
Pretax Return on Assets:
0.8096%
Pretax Quarterly Return on Assets:
0.8100%
Return on Equity:
13.8800%
Quarterly Return on Equity:
8.5900%
Leverage Tier 1 (Core Capital) Ratio:
13.0320%
Total Interest Income (YTD):
4.1443%
 
 
Headquarters:
Alpha
FDIC Field Office:
Princeton
Regulator:
FED
County:
Henry
# of Offices:
6
Metropolitan Statistical Area (MSA):
Davenport-Moline-Rock Island, IA-IL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

The financial crisis and great recession almost a decade ago forced interest rates down to record lows. Over the past year, short term interest rates started to move higher. At the same time long term interest rates remain near historical lows. Why is this happening?
E-Loan 1 Year CD rates are now at 1.25 percent with a yield of 1.26 percent. View the current 1 Year CD rates at E-Loan below.

Average 30 year mortgage rates are now only 8 basis points above the all-time record low of 3.31 set in 2012. 30 year conforming mortgage rates fell this week to 3.39 percent, down from last week's average 30 year rate of 3.42 percent.

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