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 Evergreen Credit Union Portland, ME Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 3, 2026
Evergreen Credit Union Portland, ME's Business 6 month rates are at 4.05%, IRA CD 6 month rates are at 4.05%, Business 12 month rates are at 4.00%, IRA CD 12 month rates are at 4.00%, Business 24 month rates are at 3.80%. Evergreen Credit Union Portland, ME's savings rates are at 0.05%. Evergreen Credit Union Portland, ME's money market rates are at 0.40%. Evergreen Credit Union Portland, ME's Personal Loan Rates are at 10.49%. MonitorBankRates evaluates the financial stability of Evergreen Credit Union Portland, ME with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.92%. Rates last updated and verified on 09/03/2026. Evergreen Credit Union Portland, ME money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Evergreen Credit Union Portland, ME? Share your experience about Evergreen Credit Union Portland, ME by leaving a review below, or read customer reviews before you decide to use Evergreen Credit Union Portland, ME. Evergreen Credit Union Portland, ME
Portland 225 Riverside St
https://www.egcu.org Portland, ME 04103-1038 
Evergreen Credit Union Portland, ME CD Rates
Evergreen Credit Union Portland, ME Savings Rates
Evergreen Credit Union Portland, ME Money Market Rates
Evergreen Credit Union Portland, ME Checking Rates
Evergreen Credit Union Portland, ME Home Equity & HELOC
Evergreen Credit Union Portland, ME Auto Loan Rates
Evergreen Credit Union Portland, ME Credit Card Rates
Evergreen Credit Union Portland, ME Personal Loan Rates
Financial Health HistoryEvergreen Credit Union Portland, ME’s Texas Ratio rose from 3.07% in Q2 2023 to 7.92% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Evergreen Credit Union Portland, ME is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Evergreen Credit Union Portland, ME rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Evergreen Credit Union Portland, ME's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Evergreen Credit Union Portland, ME
Website
https://www.egcu.org
Address
225 Riverside St,
Portland, ME 04103-1038
Phone
207-221-5000
Fax
207-221-5017
President
Rachel Green
CEO
Jason Lindstrom
Full-Time Employees
125
Part-Time Employees
1
Branch Locations
5
ATM Locations
5
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.92%
Return on Assets (ROA)
0.1882%
Return on Equity (ROE)
2.4394%
Non-Performing Loans Ratio (NPL)
0.90%
Total Assets
641,420,126
Total Amount of Shares and Deposits
584,620,235
Total Shares and Deposits < 1 Year
566,007,978
Total Shares and Deposits 1 3 Years
12,406,120
Total Shares and Deposits > 3 Years
6,206,137
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
39,515,286
Total Uninsured Shares and Deposits > $250K (F+J)
39,515,286
Total Insured Shares and Deposits > $250K (item 17 less item K)
545,104,949
Total Interest Expense (Sum of items 6 8)
1,921,818
Share Certificates
3,660
Number of Accounts for Share Drafts
27,943
IRA KEOGH Accounts
1,391
Number of Accounts for Regular Shares
41,332
Money Market Shares
2,884
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
61,839,165
Total Liabilities
591,922,769
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Evergreen Credit Union Portland, ME yet. Feel free to create one below.
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Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Evergreen Credit Union Portland, ME
Frequently Asked Questions About Evergreen Credit Union Portland, MEHow many branches does Evergreen Credit Union Portland, ME operate?Evergreen Credit Union Portland, ME currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Evergreen Credit Union Portland, ME?Yes, to access services at Evergreen Credit Union Portland, ME, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Evergreen Credit Union Portland, ME does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Evergreen Credit Union Portland, ME provides members with tools to manage their accounts and build a solid financial history. Does Evergreen Credit Union Portland, ME offer online and mobile banking?Most modern institutions like Evergreen Credit Union Portland, ME provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.egcu.org. Current Evergreen Credit Union Portland, ME Rates
Retrieved from our database of financial products. Rates subject to change.
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