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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Eastman Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 25, 2026
Eastman Credit Union's Business Investment CD 1 to 2 Years (365 to 729 days) Jumbo rates are at 3.80%, Business Investment CD 180 to 364 days Jumbo rates are at 3.80%, Business Investment CD 2 to 3 Years (730 to 1,094 days) Jumbo rates are at 3.80%, Business Investment CD 3 to 4 Years (1,095 to 1,460 days) Jumbo rates are at 3.80%, Business Investment CD 30 to 89 days Jumbo rates are at 3.80%. Eastman Credit Union's savings rates are at 0.30%. Eastman Credit Union's money market rates are at 0.75%. Eastman Credit Union's 5/1 ARM rates are at 5.12%, 7/1 ARM rates are at 5.38%, 15 Year Fixed rates are at 5.62%, 30 Year Fixed rates are at 6.25%, 30 Year Fixed First Time Home Buyers rates are at 7.50%. Eastman Credit Union's Personal Loan Rates are at 8.45%. MonitorBankRates evaluates the financial stability of Eastman Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.31%. Rates were last updated on 03/25/2026. Eastman Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Eastman Credit Union? Share your experience about Eastman Credit Union by leaving a review below, or read customer reviews before you decide to use Eastman Credit Union. 
Eastman Credit Union CD Rates
Eastman Credit Union Savings Rates
Eastman Credit Union Money Market Rates
Eastman Credit Union Checking Rates
Eastman Credit Union Mortgage Rates
Eastman Credit Union Home Equity & HELOC
Eastman Credit Union Credit Card Rates
Eastman Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Eastman Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Eastman Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Eastman Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Eastman Credit Union
Website
https://www.ecu.org
Address
2021 Meadowview Ln,
Kingsport, TN 37660
Phone
423-229-8200
Fax
423-578-7630
President
Norris Sneed
CEO
Kelly Price
Full-Time Employees
1,079
Part-Time Employees
10
Branch Locations
30
ATM Locations
30
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.31%
Return on Assets (ROA)
1.3300%
Return on Equity (ROE)
9.3681%
Non-Performing Loans Ratio (NPL)
0.23%
Total Assets
9,724,357,087
Total Amount of Shares and Deposits
8,268,801,626
Total Shares and Deposits < 1 Year
7,323,361,493
Total Shares and Deposits 1 3 Years
685,553,469
Total Shares and Deposits > 3 Years
259,886,662
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,055,889,375
Total Uninsured Shares and Deposits > $250K (F+J)
1,055,889,375
Total Insured Shares and Deposits > $250K (item 17 less item K)
7,212,912,251
Total Interest Expense (Sum of items 6 8)
152,616,135
Share Certificates
69,262
Number of Accounts for Share Drafts
273,162
IRA KEOGH Accounts
20,937
Number of Accounts for Regular Shares
409,208
All other shares
5,842
Money Market Shares
10,285
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,628,572,750
Total Liabilities
8,349,188,355
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Eastman Credit UnionIs Eastman Credit Union a safe place to deposit money?Yes, Eastman Credit Union is considered a safe financial institution. With a Texas Ratio of 1.3146183820426%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Eastman Credit Union operate?Eastman Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Eastman Credit Union?Yes, to access services at Eastman Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Eastman Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Eastman Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Eastman Credit Union offer online and mobile banking?Most modern institutions like Eastman Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ecu.org. Current Eastman Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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