What are the current interest rates at Eagle Community Credit Union?

Current rates for Eagle Community Credit Union include: 12-Month CD: 3.25%, 24-Month CD: 3.25%, 60-Month CD: 3.30%, Savings: 0.10%, MMA: 0.25%

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Eagle Community Credit Union

iAdvertiser Disclosure

Eagle Community Credit Union Rates & Review July 2026

Q: Is a member application needed to join Eagle Community Credit Union?

Yes, to access services at Eagle Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Eagle Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: July 7, 2026

Eagle Community Credit Union's 14-month Promotional Term rates are at 3.80%, 14-month Promotional Term IRA rates are at 3.80%, 10 month Stretch CD rates are at 3.65%, 60 month rates are at 3.30%, Early Saver CD 60 month rates are at 3.30%. Eagle Community Credit Union's savings rates are at 0.10%. Eagle Community Credit Union's money market rates are at 0.25%. Eagle Community Credit Union's Personal Loan Rates are at 5.99%. MonitorBankRates evaluates the financial stability of Eagle Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.38%. Rates were last updated on 07/07/2026.

Eagle Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Eagle Community Credit Union? Share your experience about Eagle Community Credit Union by leaving a review below, or read customer reviews before you decide to use Eagle Community Credit Union.

Verified Strong Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.38%

Excellent Lower than avg

Eagle Community Credit Union
Corporate

27042 Towne Centre Dr Ste 100
Foothill Ranch, CA 92610 2810

https://www.eaglecu.org

Eagle Community Credit Union CD Rates

Product	Rate	APY	Term
14-month Promotional Term	3.74%	3.80%	14 Months
Min Deposit $1,000 Min Balance $1,000 Details Upon maturity, the Certificate will automatically renew into a standard, non-promotional 12-month Certificate at the dividend rate in effect at the time of renewal. Early withdrawal penalties may apply. Membership eligibility and other terms and conditions apply. Rates, conditions, and terms are subject to change without notice. These promotions are a limited time offer. Please contact Eagle Community Credit Union for the most current information. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
14-month Promotional Term IRA	3.74%	3.80%	14 Months
Min Deposit $500 Min Balance $500 Details Upon maturity, the Certificate will automatically renew into a standard, non-promotional 12-month Certificate at the dividend rate in effect at the time of renewal. Early withdrawal penalties may apply. Membership eligibility and other terms and conditions apply. Rates, conditions, and terms are subject to change without notice. These promotions are a limited time offer. Please contact Eagle Community Credit Union for the most current information. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
10 month Stretch Certificate	3.59%	3.65%	10 Months
Min Deposit $1,000 Min Balance $1,000 Details Penalty for early withdrawal and fees or other conditions could reduce earnings on the account. If you make a withdrawal from your certificate before the maturity date, a penalty will be charged on the amount of the withdrawal based on the original term of the certificate. These penalties are as outlined: Up to 12 months: 90 days of dividends, 13+ months: 180 days of dividends. Please see Eagle Community Credit Union's Disclosure and Agreement of Terms and Conditions and Service Pricing Schedule for complete details and fee disclosure. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
60 month	3.25%	3.30%	60 Months
Min Deposit $50,000 Min Balance $50,000 Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
Early Saver Certificate 60 month	3.25%	3.30%	60 Months
Min Deposit $500 Min Balance $500 Details Penalty for early withdrawal and fees or other conditions could reduce earnings on the account. If you make a withdrawal from your certificate before the maturity date, a penalty will be charged on the amount of the withdrawal based on the original term of the certificate. These penalties are as outlined: Up to 12 months: 90 days of dividends, 13+ months: 180 days of dividends. Please see Eagle Community Credit Union's Disclosure and Agreement of Terms and Conditions and Service Pricing Schedule for complete details and fee disclosure. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
IRA Certificate 60 month	3.25%	3.30%	60 Months
Min Deposit $500 Min Balance $500 Details APY assumes deposits and dividends are held to maturity. Penalty for early withdrawal and fees or other conditions could reduce earnings. 13+ months penalty: 180 days of dividends. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
12 month	3.20%	3.25%	12 Months
Min Deposit $50,000 Min Balance $50,000 Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
24 month	3.20%	3.25%	24 Months
Min Deposit $50,000 Min Balance $50,000 Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
Early Saver Certificate 12 month	3.20%	3.25%	12 Months
Min Deposit $500 Min Balance $500 Details Penalty for early withdrawal and fees or other conditions could reduce earnings on the account. If you make a withdrawal from your certificate before the maturity date, a penalty will be charged on the amount of the withdrawal based on the original term of the certificate. These penalties are as outlined: Up to 12 months: 90 days of dividends, 13+ months: 180 days of dividends. Please see Eagle Community Credit Union's Disclosure and Agreement of Terms and Conditions and Service Pricing Schedule for complete details and fee disclosure. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
Early Saver Certificate 24 month	3.20%	3.25%	24 Months
Min Deposit $500 Min Balance $500 Details Penalty for early withdrawal and fees or other conditions could reduce earnings on the account. If you make a withdrawal from your certificate before the maturity date, a penalty will be charged on the amount of the withdrawal based on the original term of the certificate. These penalties are as outlined: Up to 12 months: 90 days of dividends, 13+ months: 180 days of dividends. Please see Eagle Community Credit Union's Disclosure and Agreement of Terms and Conditions and Service Pricing Schedule for complete details and fee disclosure. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
IRA Certificate 12 month	3.20%	3.25%	12 Months
Min Deposit $500 Min Balance $500 Details APY assumes deposits and dividends are held to maturity. Penalty for early withdrawal and fees or other conditions could reduce earnings. Up to 12 months penalty: 90 days of dividends. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
IRA Certificate 24 month	3.20%	3.25%	24 Months
Min Deposit $500 Min Balance $500 Details APY assumes deposits and dividends are held to maturity. Penalty for early withdrawal and fees or other conditions could reduce earnings. 13+ months penalty: 180 days of dividends. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
48 month	3.15%	3.20%	48 Months
Min Deposit $50,000 Min Balance $50,000 Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
Early Saver Certificate 48 month	3.15%	3.20%	48 Months
Min Deposit $500 Min Balance $500 Details Penalty for early withdrawal and fees or other conditions could reduce earnings on the account. If you make a withdrawal from your certificate before the maturity date, a penalty will be charged on the amount of the withdrawal based on the original term of the certificate. These penalties are as outlined: Up to 12 months: 90 days of dividends, 13+ months: 180 days of dividends. Please see Eagle Community Credit Union's Disclosure and Agreement of Terms and Conditions and Service Pricing Schedule for complete details and fee disclosure. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
IRA Certificate 48 month	3.15%	3.20%	48 Months
Min Deposit $500 Min Balance $500 Details APY assumes deposits and dividends are held to maturity. Penalty for early withdrawal and fees or other conditions could reduce earnings. 13+ months penalty: 180 days of dividends. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
36 month	3.11%	3.15%	36 Months
Min Deposit $50,000 Min Balance $50,000 Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
Early Saver Certificate 36 month	3.11%	3.15%	36 Months
Min Deposit $500 Min Balance $500 Details Penalty for early withdrawal and fees or other conditions could reduce earnings on the account. If you make a withdrawal from your certificate before the maturity date, a penalty will be charged on the amount of the withdrawal based on the original term of the certificate. These penalties are as outlined: Up to 12 months: 90 days of dividends, 13+ months: 180 days of dividends. Please see Eagle Community Credit Union's Disclosure and Agreement of Terms and Conditions and Service Pricing Schedule for complete details and fee disclosure. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
IRA Certificate 36 month	3.11%	3.15%	36 Months
Min Deposit $500 Min Balance $500 Details APY assumes deposits and dividends are held to maturity. Penalty for early withdrawal and fees or other conditions could reduce earnings. 13+ months penalty: 180 days of dividends. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
6 month	3.06%	3.10%	6 Months
Min Deposit $50,000 Min Balance $50,000 Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
Early Saver Certificate 6 month	3.06%	3.10%	6 Months
Min Deposit $500 Min Balance $500 Details Penalty for early withdrawal and fees or other conditions could reduce earnings on the account. If you make a withdrawal from your certificate before the maturity date, a penalty will be charged on the amount of the withdrawal based on the original term of the certificate. These penalties are as outlined: Up to 12 months: 90 days of dividends, 13+ months: 180 days of dividends. Please see Eagle Community Credit Union's Disclosure and Agreement of Terms and Conditions and Service Pricing Schedule for complete details and fee disclosure. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
3 month	2.47%	2.50%	3 Months
Min Deposit $50,000 Min Balance $50,000 Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
Early Saver Certificate 3 month	2.47%	2.50%	3 Months
Min Deposit $500 Min Balance $500 Details Penalty for early withdrawal and fees or other conditions could reduce earnings on the account. If you make a withdrawal from your certificate before the maturity date, a penalty will be charged on the amount of the withdrawal based on the original term of the certificate. These penalties are as outlined: Up to 12 months: 90 days of dividends, 13+ months: 180 days of dividends. Please see Eagle Community Credit Union's Disclosure and Agreement of Terms and Conditions and Service Pricing Schedule for complete details and fee disclosure. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%

Eagle Community Credit Union Savings Rates

Product	Rate	APY
Next Gen Savings	5.00%	5.00%
Min Deposit $5 Min Balance $5 Details Balances exceeding $5,000 will earn 0.100% APY. Rates quoted are subject to change without notice. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
Premier Business Savings	1.49%	1.50%
Min Deposit $25 Min Balance $10,000 Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
Premier Business Savings	0.50%	0.50%
Min Deposit $25 Min Balance $500 Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
Access Savings	0.10%	0.10%
Min Deposit $25 Min Balance $100 Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
Next Gen Savings	0.10%	0.10%
Min Deposit $5 Min Balance $5,001 Details Rates quoted are subject to change without notice. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
Treasure Chest Savings	0.10%	0.10%
Min Deposit $5 Min Balance $5 Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%

Eagle Community Credit Union Money Market Rates

Product	Rate	APY
Premier Business Money Market	2.96%	3.00%
Min Deposit $2,500 Min Balance $100,000 Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
Premier Business Money Market	2.47%	2.50%
Min Deposit $2,500 Min Balance $50,000 Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
Premier Business Money Market	1.98%	2.00%
Min Deposit $2,500 Min Balance $25,000 Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
Premier Business Money Market	1.49%	1.50%
Min Deposit $2,500 Min Balance $10,000 Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
Premium Advantage Money Market Account	0.85%	0.85%
Min Deposit $2,500 Min Balance $100,000 Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
Premium Advantage Money Market Account	0.75%	0.75%
Min Deposit $2,500 Min Balance $50,000 Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
Premium Advantage Money Market Account	0.65%	0.65%
Min Deposit $2,500 Min Balance $25,000 Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
Premier Business Money Market	0.50%	0.50%
Min Deposit $2,500 Min Balance $2,500 Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
Premium Advantage Money Market Account	0.50%	0.50%
Min Deposit $2,500 Min Balance $10,000 Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
Premium Advantage Money Market Account	0.45%	0.45%
Min Deposit $2,500 Min Balance $2,500 Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
Premium Advantage Money Market Account	0.25%	0.25%
Min Deposit $25 Min Balance $0 Details Qualifications Required: Qualified; APY assumes deposits and dividends paid are held to maturity. Rates are subject to change at any time without notice. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%

Eagle Community Credit Union Checking Rates

Product	Rate	APY
Premier Business Checking	1.98%	2.00%
Min Deposit $100 Min Balance $0 Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
Ultimate Checking	0.25%	0.25%
Min Deposit $25 Min Balance $0 Details Qualifications Required: Qualified; APY assumes deposits and dividends paid are held to maturity. Rates subject to change without notice. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
Ultimate Checking	0.03%	0.03%
Min Deposit $25 Min Balance $0 Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
Choice Checking	-	0.00%
Min Deposit $25 Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
Classic Checking	-	0.00%
Min Balance $25 Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
Next Gen Checking	-	0.00%
Min Deposit $10 Min Balance $0 Details APY=Annual Percentage Yield. Rates quoted are subject to change at any time without notice. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%

Eagle Community Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity HELOC	-	-	5.74%
Details As Low As; Introductory rate Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%

Eagle Community Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Auto Loans	-	-	4.99%
Details As Low As Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%

Eagle Community Credit Union Credit Card Rates

Product	Rate	APR
Credit Cards	-	12.50%
Details As Low As; Regular APR: 12.99% Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
Mastercard Platinum Credit Card	-	12.50%
Details Your APR is determined by your creditworthiness. Interest rates are subject to change without notice. Members cannot exceed over $25,000 on unsecured loans with Eagle. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
Mastercard Rewards Credit Card	-	12.99%
Details Balance Transfer Fee: $0; Annual Fee: $0 Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
Rewards MasterCard® rewards Credit Card	-	12.99%
Details Regular APR: 12.99%; no annual fee Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
Mastercard Credit Builder Credit Card	-	13.90%
Details Your APR is determined by your credit qualifications. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%

Eagle Community Credit Union Personal Loan Rates

Product	Rate	APR
Personal Loan	-	5.99%
Details Rates quoted are subject to change at any time without notice. Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
Personal Loan	-	6.49%
Details Rates quoted are subject to change at any time without notice. Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
Personal Loan	-	6.99%
Details Rates quoted are subject to change at any time without notice. Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
Personal Loan	-	11.49%
Details Rates quoted are subject to change at any time without notice. Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
Personal Loan	-	11.74%
Details Rates quoted are subject to change at any time without notice. Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
Personal Loan	-	11.99%
Details Rates quoted are subject to change at any time without notice. Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
Personal Loan	-	12.24%
Details Rates quoted are subject to change at any time without notice. Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
Personal Loan	-	13.24%
Details Your APR is determined by your credit qualifications. Rates quoted are subject to change at any time without notice. Lowest listed rates include 0.25% discount for automatic payment from Eagle Checking. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
Personal Loan	-	18.99%
Details APR=Annual Percentage Rate. Your APR is determined by your credit qualifications. Rates quoted are subject to change at any time without notice. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%
Personal Loan	-	28.00%
Details Your APR is determined by your credit qualifications. Rates quoted are subject to change at any time without notice. Last Updated 07/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.38%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Eagle Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Eagle Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Eagle Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Eagle Community Credit Union

Website https://www.eaglecu.org

Address 27042 Towne Centre Dr Ste 100, Foothill Ranch, CA 92610 2810

Phone 800-324-5328

Fax

President Philip Soulanille

CEO Michael Kim

Full-Time Employees 101

Part-Time Employees 5

Branch Locations 6

ATM Locations 6

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.38%

Return on Assets (ROA)

0.3740%

Return on Equity (ROE)

3.5504%

Non-Performing Loans Ratio (NPL)

0.48%

Total Assets

369,715,871

Total Amount of Shares and Deposits

323,219,027

Total Shares and Deposits < 1 Year

294,140,204

Total Shares and Deposits 1 3 Years

27,779,947

Total Shares and Deposits > 3 Years

1,298,876

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

16,856,807

Total Uninsured Shares and Deposits > $250K (F+J)

32,114,221

Total Insured Shares and Deposits > $250K (item 17 less item K)

291,104,806

Total Interest Expense (Sum of items 6 8)

4,067,419

Share Certificates

2,733

Number of Accounts for Share Drafts

16,243

IRA KEOGH Accounts

893

Number of Accounts for Regular Shares

15,226

Non Member Deposits

Money Market Shares

1,038

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

36,321,221

Total Liabilities

331,089,928

Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Eagle Community Credit Union

How many branches does Eagle Community Credit Union operate?

Eagle Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Eagle Community Credit Union?

Yes, to access services at Eagle Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Eagle Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Eagle Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Eagle Community Credit Union offer online and mobile banking?

Most modern institutions like Eagle Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.eaglecu.org.