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Dutch Point Credit Union Rates & Review April 2026

Dutch Point Credit Union's Personal Loan Rates are at 7.99%. MonitorBankRates evaluates the financial stability of Dutch Point Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.72%. Rates were last updated on 04/19/2026.

Dutch Point Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Dutch Point Credit Union? Share your experience about Dutch Point Credit Union by leaving a review below, or read customer reviews before you decide to use Dutch Point Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.72%
Excellent Lower than avg
Dutch Point Credit Union
Wethersfield
195 Silas Deane Hwy
Wethersfield, CT 06109 1240
https://www.dutchpoint.org
Member NCUA

Dutch Point Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Convertible Home Equity Line of Credit - - 4.75%
Details Intro rate expires: 12 billing cycles
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.72%
Convertible Home Equity Line of Credit (HELOC) - Variable Rate Based on Prime - - 4.75%
Details Intro rate expires: 12 Billing Cycles; Regular APR: Prime Minus 2%
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.72%
Fast Track Home Equity Loan - - 5.38% 96 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.72%
Fast Track Home Equity Loan - - 5.63% 144 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.72%
Home Equity Loan - 80% Loan to Value - - 5.74% Up to 60 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.72%
Home Equity Loans - - 5.74%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.72%
Home Equity Loan - 80% Loan to Value - - 5.99% 61 - 120 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.72%
Home Equity Loans - - 5.99%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.72%
Home Equity Loan - 80% Loan to Value - - 6.25% 121 - 180 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.72%
Home Equity Loan - 80% Loan to Value - - 6.75% 181 - 240 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.72%
Home Equity Loan - 90% Loan to Value - - 7.25% Up to 60 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.72%
Home Equity Loan - 90% Loan to Value - - 8.00% 61 - 120 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.72%

Dutch Point Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 4.49%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.72%
New Auto Loans - - 4.49% Up to 60
Details As Low As; 2025 to 2027 Model Years
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.72%
New Auto Loans - - 4.99% 61 - 76
Details As Low As; 2025 to 2027 Model Years
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.72%
Used Auto Loans - - 4.99% Up to 60
Details As Low As; 2018 to 2027 Model Years
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.72%
Used Auto Loans - - 5.24% 61 - 76
Details As Low As; 2019 to 2027 Model Years
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.72%
New Auto Loans - - 5.49% 77 - 84
Details As Low As; 2025 to 2027 Model Years
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.72%
Used Auto Loans - - 5.99% 77 - 84
Details As Low As; 2023 to 2027 Model Years
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.72%
Used Auto Loans - 2017 Model Year and Older - - 8.49% Up to 48 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.72%

Dutch Point Credit Union Credit Card Rates

Product Rate APR View More
Visa Essential Credit Card - 10.75%
Details Rate is based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.72%
Visa Platinum Credit Card - 11.75%
Details Rate is based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.72%
Visa Signature Credit Card - 17.75%
Details Rate is based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.72%

Dutch Point Credit Union Personal Loan Rates

Product Rate APR View More
Dream Forward Personal Loan - 7.99%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.72%
Personal Loans - 11.49%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.72%
Personal Loans - 13.49%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.72%
Personal Loans - 14.49%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.72%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Dutch Point Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Dutch Point Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Dutch Point Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Dutch Point Credit Union
Address 195 Silas Deane Hwy, Wethersfield, CT 06109 1240
Phone 860-563-2617
Fax 860-529-6827
President Michael Curtin
CEO Charlyn Tanner
Full-Time Employees 70
Part-Time Employees 2
Branch Locations 9
ATM Locations 8
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.72%
Return on Assets (ROA)
0.6533%
Return on Equity (ROE)
6.2914%
Non-Performing Loans Ratio (NPL)
0.33%
Total Assets
529,582,657
Total Amount of Shares and Deposits
469,027,724
Total Shares and Deposits < 1 Year
457,804,348
Total Shares and Deposits 1 3 Years
10,706,831
Total Shares and Deposits > 3 Years
516,544
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
29,185,146
Total Uninsured Shares and Deposits > $250K (F+J)
29,185,146
Total Insured Shares and Deposits > $250K (item 17 less item K)
439,842,578
Total Interest Expense (Sum of items 6 8)
6,299,341
Share Certificates
3,910
Number of Accounts for Share Drafts
15,927
IRA KEOGH Accounts
1,054
Number of Accounts for Regular Shares
37,396
All other shares
554
Money Market Shares
1,663
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
56,573,028
Total Liabilities
473,611,193
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Dutch Point Credit Union

Is Dutch Point Credit Union a safe place to deposit money?

Yes, Dutch Point Credit Union is considered a safe financial institution. With a Texas Ratio of 1.7175463513403%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Dutch Point Credit Union operate?

Dutch Point Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Dutch Point Credit Union?

Yes, to access services at Dutch Point Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Dutch Point Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Dutch Point Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Dutch Point Credit Union offer online and mobile banking?

Most modern institutions like Dutch Point Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.dutchpoint.org.