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DuPont Community Credit Union Rates & Review August 2026

DuPont Community Credit Union's 6 month/182 Days Business CDs rates are at 3.56%, 6 month/182 Days CDs rates are at 3.56%, 6 month/182 Days HSA CDs rates are at 3.56%, 1 Year/12 month Business CDs rates are at 3.45%, 1 Year/12 month CDs rates are at 3.45%. DuPont Community Credit Union's savings rates are at 0.01%. DuPont Community Credit Union's money market rates are at 0.00%. DuPont Community Credit Union's Personal Loan Rates are at 3.99%. MonitorBankRates evaluates the financial stability of DuPont Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.70%. Rates last updated and verified on 08/28/2026.

DuPont Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at DuPont Community Credit Union? Share your experience about DuPont Community Credit Union by leaving a review below, or read customer reviews before you decide to use DuPont Community Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.70%
Excellent Lower than avg
DuPont Community Credit Union
DCCU Corporate Headquarters
1154 Shenandoah Village Dr
Waynesboro, VA 22980
https://mydccu.com
Member NCUA

DuPont Community Credit Union CD Rates

Product Rate APY Term View More
6 month/182 Days Business Certificates 3.50% 3.56% 6 Months/182 Days
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
6 month/182 Days Certificates 3.50% 3.56% 6 Months/182 Days
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
6 month/182 Days HSA Certificates 3.50% 3.56% 6 Months/182 Days
Min Deposit $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
1 Year/12 month Business Certificates 3.40% 3.45% 1 Year/12 Months
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
1 Year/12 month Certificates 3.40% 3.45% 1 Year/12 Months
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
1 Year/12 month HSA Certificates 3.40% 3.45% 1 Year/12 Months
Min Deposit $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
4 Years/48 month Business Certificates 3.35% 3.40% 4 Years/48 Months
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
4 Years/48 month Certificates 3.35% 3.40% 4 Years/48 Months
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
4 Years/48 month HSA Certificates 3.35% 3.40% 4 Years/48 Months
Min Deposit $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
15 month Business Certificates 3.25% 3.30% 15 months
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
15 month Certificates 3.25% 3.30% 15 months
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
15 month HSA Certificates 3.25% 3.30% 15 months
Min Deposit $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
1.5 Years/18 month Business Certificates 3.20% 3.25% 1.5 Years/18 Months
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
1.5 Years/18 month Certificates 3.20% 3.25% 1.5 Years/18 Months
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
1.5 Years/18 month HSA Certificates 3.20% 3.25% 1.5 Years/18 Months
Min Deposit $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
2 Years/24 month Business Certificates 3.15% 3.20% 2 Years/24 Months
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
2 Years/24 month Certificates 3.15% 3.20% 2 Years/24 Months
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
2 Years/24 month HSA Certificates 3.15% 3.20% 2 Years/24 Months
Min Deposit $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
2.5 Years/30 month Business Certificates 3.10% 3.14% 2.5 Years/30 Months
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
2.5 Years/30 month Certificates 3.10% 3.14% 2.5 Years/30 Months
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
2.5 Years/30 month HSA Certificates 3.10% 3.14% 2.5 Years/30 Months
Min Deposit $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%

DuPont Community Credit Union Savings Rates

Product Rate APY View More
Christmas Club 0.01% 0.01%
Details Automatic Deposit to Savings or Checking on Oct. 1
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
Club Account 0.01% 0.01%
Details Save for college, taxes, insurance, etc.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
Health Savings Account 0.01% 0.01%
Min Balance $5
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
Savings 0.01% 0.01%
Min Balance $5
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
Vacation Club 0.01% 0.01%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%

DuPont Community Credit Union Money Market Rates

Product Rate APY View More
Money Market 2.00% 2.02%
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
Money Market 1.50% 1.51%
Min Balance $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
Money Market 1.00% 1.00%
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
Money Market 0.00% 0.00%
Min Balance $1,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%

DuPont Community Credit Union Checking Rates

Product Rate APY View More
Grow Checking 5.40% 5.54%
Min Balance $50,000
Details Qualifications Required: 15 debit card transactions per month; More than $250 in debit card purchases per month; eStatements enrollment; Nationwide ATM Refunds: 10 refunds, up to $5 per refund
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
Business Checking 0.40% 0.40%
Min Balance $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
Grow Checking 0.35% 0.35%
Min Balance $50,000
Details Qualifications Required: 10 debit card transactions per month; eStatements enrollment; Nationwide ATM Refunds: 10 refunds, up to $5 per refund
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
Business Checking 0.25% 0.25%
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
Business Checking 0.15% 0.15%
Min Balance $2,500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
Business Checking 0.05% 0.05%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
Grow Checking 0.00% 0.00%
Min Balance $50,000
Details Qualifications Required: 15 debit card transactions per month; More than $250 in debit card purchases per month; eStatements enrollment; Nationwide ATM Refunds: 10 refunds, up to $5 per refund
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
Rewards Checking 0.00% 0.00%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%

DuPont Community Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Plus - - 6.25%
Details No Closing Costs; Rates accurate as of 01/01/2026 and subject to change. Original closing costs are assessed to the member if the loan is closed out within two years of funding. Collateral is evaluated against tax assessment valuations. Appraisal may be required and paid by member prior to closing. Line of credit balances under the plan have a variable rate of interest and the minimum monthly payment can change as a result. Variable balances may be converted to fixed rate/fixed term balances, a $25 fee will apply. Fixed balances have a fixed rate of interest for the fixed term selected at the time of conversion. Max APR is 17%. Property insurance is required. Title insurance required for loans greater than $400,000 and must be paid by the member. Terms, restrictions, and fees may apply.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
Home Equity Plus - - 6.50%
Details Premier Home Equity Plus - 90% Mortgage is with DCCU
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
Home Equity Plus - - 6.75%
Details Preferred Home Equity Plus - 80% Mortgage is with another lender
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
Home Equity Plus - - 7.00%
Details Preferred Home Equity Plus - 90% Mortgage is with another lender
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%

DuPont Community Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Vehicles/Motorcycles Loan - - 3.99% 0 - 36 Months
Details Max. APR 12.49%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
Used Vehicles/Motorcycles Loan - - 3.99% 0 - 36 Months
Details Max. APR 12.49%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
New Vehicles/Motorcycles Loan - - 4.69% 37 - 48 Months
Details Max. APR 13.19%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
Used Vehicles/Motorcycles Loan - - 4.69% 37 - 48 Months
Details Max. APR 13.19%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
New Vehicles/Motorcycles Loan - - 5.19% 49 - 60 Months
Details Max. APR 13.69%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
Used Vehicles/Motorcycles Loan - - 5.19% 49 - 60 Months
Details Max. APR 13.69%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
New Vehicles/Motorcycles Loan - - 5.69% 61 - 72 Months
Details Max. APR 14.19%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
Used Vehicles/Motorcycles Loan - - 5.69% 61 - 72 Months
Details Max. APR 14.19%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
Used Vehicles/Motorcycles Loan - - 5.99% 0 - 24 Months
Details Max. APR 14.19%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
New Vehicles/Motorcycles Loan - - 6.19% 73 - 84 Months
Details Max. APR 14.69%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
Used Vehicles/Motorcycles Loan - - 6.19% 73 - 84 Months
Details Max. APR 14.69%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
Used Vehicles/Motorcycles Loan - - 6.49% 25 - 48 Months
Details Max. APR 14.49%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
Used Vehicles/Motorcycles Loan - - 6.79% 49 - 60 Months
Details Max. APR 8.29%
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%

DuPont Community Credit Union Credit Card Rates

Product Rate APR View More
Business Platinum Rewards Credit Card - 13.49%
Details Variable Purchase APR; Earn 1 point for every dollar spent, up to 75,000 points annually; Redeem points for merchandise, gift cards, travel, or cash; No Application Fee; Mastercard Benefits
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%
Mastercard World - 15.49%
Details Standard variable purchase/cash advance rate; Rebate Eligible; Earn 10% on interest paid; Redeem points for gift cards, cash back, or statement credit; Limits up to $30,000; Mastercard Benefits
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.70%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for DuPont Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather DuPont Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with DuPont Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name DuPont Community Credit Union
Address 1154 Shenandoah Village Dr, Waynesboro, VA 22980
Phone 540-946-3200
Fax 540-946-3212
President Angela Simonetti
CEO Steve Elkins
Full-Time Employees 344
Part-Time Employees 12
Branch Locations 14
ATM Locations 18
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.70%
Return on Assets (ROA)
0.6725%
Return on Equity (ROE)
6.2380%
Non-Performing Loans Ratio (NPL)
0.32%
Total Assets
1,973,625,281
Total Amount of Shares and Deposits
1,755,234,648
Total Shares and Deposits < 1 Year
1,702,395,645
Total Shares and Deposits 1 3 Years
41,708,103
Total Shares and Deposits > 3 Years
11,130,898
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
139,211,943
Total Uninsured Shares and Deposits > $250K (F+J)
139,211,943
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,616,022,705
Total Interest Expense (Sum of items 6 8)
24,245,089
Share Certificates
15,660
Number of Accounts for Share Drafts
96,430
IRA KEOGH Accounts
4,046
Number of Accounts for Regular Shares
128,553
All other shares
514
Money Market Shares
12,648
Net Income (unless the amount is already included in Undivided Earnings)
13,272,589
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
132,333,829
Total Liabilities
1,786,754,327
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About DuPont Community Credit Union

How many branches does DuPont Community Credit Union operate?

DuPont Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join DuPont Community Credit Union?

Yes, to access services at DuPont Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, DuPont Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, DuPont Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does DuPont Community Credit Union offer online and mobile banking?

Most modern institutions like DuPont Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://mydccu.com.

Current DuPont Community Credit Union Rates

  • 12-Month CD3.45%
  • 18-Month CD3.25%
  • 24-Month CD3.20%
  • Savings0.01%
  • MMA0.00%
Retrieved from our database of financial products. Rates subject to change.