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Division #6 Highway Credit Union Rates & Review August 2026

Division #6 Highway Credit Union's 24 month rates are at 3.03%, 18 month rates are at 2.78%, 12 month rates are at 2.27%, 6 month rates are at 1.26%. Division #6 Highway Credit Union's Personal Loan Rates are at 4.75%. MonitorBankRates evaluates the financial stability of Division #6 Highway Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.13%. Rates last updated and verified on 08/28/2026.

Division #6 Highway Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Division #6 Highway Credit Union? Share your experience about Division #6 Highway Credit Union by leaving a review below, or read customer reviews before you decide to use Division #6 Highway Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.13%
Excellent Lower than avg
Division #6 Highway Credit Union
Division 6 Highway Credit Union
14323 S Outer 40 Rd Ste 100
Town and Country, MO 63017
http://www.d6hcu.com/
Member NCUA

Division #6 Highway Credit Union CD Rates

Product Rate APY Term View More
24 month 3.00% 3.03% 24 Months
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
18 month 2.75% 2.78% 18 Months
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
12 month 2.25% 2.27% 12 Months
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
6 month 1.25% 1.26% 6 Months
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%

Division #6 Highway Credit Union Savings Rates

Product Rate APY View More
Christmas Club 0.10% 0.10%
Details Share account required to open this account. One withdrawal per year allowed. Funds are deposited in the Share Account on October 1st of every year.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%

Division #6 Highway Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Vehicle Loans - - 4.75% For loans $30,000 + will lend up to 84 Months.
Details 2026 - 2023 Model Years. Interest rates are based on individual credit scores and are subject to change. Call the credit union for more details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
Used Vehicles 2022 - 2019 Model Years Loan - - 5.75% For vehicles $25,000 + will lend up to 72 months.
Details Interest rates are based on individual credit scores and are subject to change.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
Used Vehicles Loan - - 5.75% For vehicles $25,000 + will lend up to 72 months.
Details 2022 - 2019 Model Years. Interest rates are based on individual credit scores and are subject to change.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
Used Vehicles 2018 or Older Loan - - 7.00%
Details Interest rates are based on individual credit scores and are subject to change. Call Credit Union for classic vehicle rates and information.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%
Used Vehicles Loan - - 7.00%
Details 2018 or Older. Call Credit Union for classic vehicle rates and information. Interest rates are based on individual credit scores and are subject to change.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%

Division #6 Highway Credit Union Credit Card Rates

Product Rate APR View More
Credit Cards - 9.00%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.13%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Division #6 Highway Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Division #6 Highway Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Division #6 Highway Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Division #6 Highway Credit Union
Address 14323 S Outer 40 Rd Ste 100, Town and Country, MO 63017
Phone 314-453-1780
Fax 314-453-5024
President Phil Ruffus
CEO Chris Conrad
Full-Time Employees 3
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.13%
Return on Assets (ROA)
0.7742%
Return on Equity (ROE)
4.5198%
Non-Performing Loans Ratio (NPL)
0.04%
Total Assets
15,684,156
Total Amount of Shares and Deposits
12,974,917
Total Shares and Deposits < 1 Year
12,246,654
Total Shares and Deposits 1 3 Years
728,264
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,994
Total Uninsured Shares and Deposits > $250K (F+J)
6,994
Total Insured Shares and Deposits > $250K (item 17 less item K)
12,967,923
Total Interest Expense (Sum of items 6 8)
110,702
Share Certificates
146
Number of Accounts for Share Drafts
341
Number of Accounts for Regular Shares
1,891
Net Income (unless the amount is already included in Undivided Earnings)
121,426
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
626,218
Total Liabilities
12,998,879
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Division #6 Highway Credit Union

How many branches does Division #6 Highway Credit Union operate?

Division #6 Highway Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Division #6 Highway Credit Union?

Yes, to access services at Division #6 Highway Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Division #6 Highway Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Division #6 Highway Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Division #6 Highway Credit Union offer online and mobile banking?

Most modern institutions like Division #6 Highway Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.d6hcu.com/.

Current Division #6 Highway Credit Union Rates

  • 12-Month CD2.27%
  • 18-Month CD2.78%
  • 24-Month CD3.03%
Retrieved from our database of financial products. Rates subject to change.