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Diablo Valley Federal Credit Union Rates & Review March 2026

Diablo Valley Federal Credit Union's 90 Days CD Account and IRA Account: Fixed Rate rates are at 3.41%, 90 Days CD Account and IRA Account: Fixed Rate rates are at 3.15%, 36 month CD Account and IRA Account: Fixed Rate rates are at 2.10%, 36 month CD Account and IRA Account: Fixed Rate rates are at 2.00%, 24 month CD Account and IRA Account: Fixed Rate rates are at 1.85%. Diablo Valley Federal Credit Union's money market rates are at 0.30%. Diablo Valley Federal Credit Union's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of Diablo Valley Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.17%. Rates were last updated on 03/16/2026.

Diablo Valley Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Diablo Valley Federal Credit Union? Share your experience about Diablo Valley Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Diablo Valley Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.17%
Excellent Lower than avg
Diablo Valley Federal Credit Union
Concord
1051 Detroit Ave Ste A
Concord, CA 94518 2457
https://www.diablovalleyfcu.org
Member NCUA

Diablo Valley Federal Credit Union CD Rates

Product Rate APY Term View More
90 Days Certificate Account and IRA Account: Fixed Rate 3.34% 3.41% 90 Days
Min Deposit $10,000
Details $100,000 per member maximum
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
90 Days Certificate Account and IRA Account: Fixed Rate 3.10% 3.15% 90 Days
Min Deposit $1,000
Details $100,000 per member maximum
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
36 month Certificate Account and IRA Account: Fixed Rate 2.08% 2.10% 36 Months
Min Deposit $10,000
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
36 month Certificate Account and IRA Account: Fixed Rate 1.98% 2.00% 36 Months
Min Deposit $1,000
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
24 month Certificate Account and IRA Account: Fixed Rate 1.83% 1.85% 24 Months
Min Deposit $10,000
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
24 month Certificate Account and IRA Account: Fixed Rate 1.74% 1.75% 24 Months
Min Deposit $1,000
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
12 month Certificate Account and IRA Account: Fixed Rate 1.39% 1.40% 12 Months
Min Deposit $10,000
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
6 month Certificate Account and IRA Account: Fixed Rate 1.29% 1.30% 6 Months
Min Deposit $10,000
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
12 month Certificate Account and IRA Account: Fixed Rate 1.19% 1.20% 12 Months
Min Deposit $1,000
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
6 month Certificate Account and IRA Account: Fixed Rate 1.14% 1.15% 6 Months
Min Deposit $1,000
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%

Diablo Valley Federal Credit Union Savings Rates

Product Rate APY View More
All Club Accounts 0.05% 0.05%
Min Deposit $5
Min Balance $5
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
Christmas Club 0.05% 0.05%
Min Deposit $5
Min Balance $5
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%

Diablo Valley Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Account 0.75% 0.75%
Min Deposit $100,000
Min Balance $100,000
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
Money Market Account 0.55% 0.55%
Min Deposit $50,000
Min Balance $50,000
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
Money Market Account 0.50% 0.50%
Min Deposit $25,000
Min Balance $25,000
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
Money Market Account 0.45% 0.45%
Min Deposit $10,000
Min Balance $10,000
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
Money Market Account 0.40% 0.40%
Min Deposit $5,000
Min Balance $5,000
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
Money Market Account 0.30% 0.30%
Min Deposit $5
Min Balance $5
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%

Diablo Valley Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - Variable Rate 6.50% - 6.50%
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%

Diablo Valley Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Platinum - 9.90%
Details Variable rate based on credit score; Regular APR: 9.9% - 15.9%
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%

Diablo Valley Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan: Fixed Rate 12 Months - 9.99%
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
Personal Loan: Fixed Rate 24 Months - 10.99%
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
Personal Loan: Fixed Rate 36 Months - 12.99%
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
Personal Loan: Fixed Rate 48 Months - 14.99%
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%
Personal Loan: Fixed Rate 60 Months - 15.99%
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.17%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Diablo Valley Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Diablo Valley Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Diablo Valley Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Diablo Valley Federal Credit Union
Address 1051 Detroit Ave Ste A, Concord, CA 94518 2457
Phone 925-771-5600
Fax 925-771-5601
President Randall King
CEO John Pamer
Full-Time Employees 7
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.17%
Return on Assets (ROA)
0.1661%
Return on Equity (ROE)
1.5381%
Non-Performing Loans Ratio (NPL)
0.04%
Total Assets
40,174,444
Total Amount of Shares and Deposits
35,724,037
Total Shares and Deposits < 1 Year
35,385,450
Total Shares and Deposits 1 3 Years
338,587
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
178,825
Total Uninsured Shares and Deposits > $250K (F+J)
178,825
Total Insured Shares and Deposits > $250K (item 17 less item K)
35,545,212
Total Interest Expense (Sum of items 6 8)
157,132
Share Certificates
147
Number of Accounts for Share Drafts
1,424
IRA KEOGH Accounts
44
Number of Accounts for Regular Shares
2,238
All other shares
370
Money Market Shares
244
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,382,954
Total Liabilities
36,016,131
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Diablo Valley Federal Credit Union

Is Diablo Valley Federal Credit Union a safe place to deposit money?

Yes, Diablo Valley Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.16560838904307%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Diablo Valley Federal Credit Union operate?

Diablo Valley Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Diablo Valley Federal Credit Union?

Yes, to access services at Diablo Valley Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Diablo Valley Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Diablo Valley Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Diablo Valley Federal Credit Union offer online and mobile banking?

Most modern institutions like Diablo Valley Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.diablovalleyfcu.org.

Current Diablo Valley Federal Credit Union Rates

  • 12-Month CD1.20%
  • 24-Month CD1.75%
  • MMA0.30%
Retrieved from our database of financial products. Rates subject to change.